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Citi AA Platinum, Gold and Business cards (2015)

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Old Dec 5, 2015, 5:43 pm
  #3481  
 
Join Date: Oct 2009
Posts: 268
Originally Posted by Aabey D'mello
I have always got my annual fee refunded on my citi AA cards. If you intend to keep the card, then just call them when the annual fee shows up and tell them you want to close the card. They will give you some kind of an offer, For me it was spend $95 in 2 billing cycles and you will get $95 credit.
Yes, I've similarly had this offer before but not this time. There was no option like before. Either close it to avoid the fee or convert it.
luv2fly4free is offline  
Old Dec 5, 2015, 6:34 pm
  #3482  
 
Join Date: Mar 2013
Posts: 22
Originally Posted by Aabey D'mello
7/21/15 Citi Personal Platinum AA MC - 4c link - {Still open -activated the MC World Elite on 9/14/15; 50K bonus posted on 10/7/15}
10/7/15 3rd Citi Personal Platinum AA MC - 4c link - {Still open; 50K bonus posted on 11/14/15 - -activated the MC World Elite on 12/5/15- Also unrelated but got the 60K offer matched via SM today}

Not opening another card until January though. Hope its still available then
Very valuable data, thanks!

If I understand it correctly, you changed the 7/21/15 Platinum AA MC to World Elite, with the purpose of being able to apply for another Platinum AA MC on 10/7/15. Is this correct? If so, this seems to be a trick to get around the "18 month" rule?
Chister908 is offline  
Old Dec 6, 2015, 2:40 am
  #3483  
 
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
Originally Posted by Chister908
Very valuable data, thanks!

If I understand it correctly, you changed the 7/21/15 Platinum AA MC to World Elite, with the purpose of being able to apply for another Platinum AA MC on 10/7/15. Is this correct? If so, this seems to be a trick to get around the "18 month" rule?
I believe Aabey is giving the timeline for activating the converted 7/21 MC W after it was converted to WE .
There is no way for the cardholder to initiate the change/conversion . CMIIAW
PETERPNYC is offline  
Old Dec 6, 2015, 4:34 am
  #3484  
 
Join Date: Feb 2012
Location: The place where it gets so hot in the summer some planes can't take off.
Programs: Marriott LT Titanium, WoH Globalist, National EE, United Platinum
Posts: 1,446
Has anyone had a W->WE conversion in the last month or two? My Plat from October still hasn't been converted which is causing me to delay closing my first Plat from March (that was converted after 30-45 days).
bigshooter is offline  
Old Dec 6, 2015, 7:46 am
  #3485  
 
Join Date: Aug 2014
Posts: 11
WE upgrade

Originally Posted by bigshooter
Has anyone had a W->WE conversion in the last month or two? My Plat from October still hasn't been converted which is causing me to delay closing my first Plat from March (that was converted after 30-45 days).
Just got mine upgraded today. Signed up for it on 10/8
jmfflyer is offline  
Old Dec 6, 2015, 8:18 am
  #3486  
 
Join Date: Jul 2013
Posts: 1,784
Originally Posted by luv2fly4free
Yes, I've similarly had this offer before but not this time. There was no option like before. Either close it to avoid the fee or convert it.
Same thing for DW's AA Plat account. She hadn't really spent much on it at all, and despite multiple HUCA attempts, Citi would not offer ANYTHING at all. CSRs flat out refused to connect her with a retention specialist, saying her account "doesn't qualify for that". She finally downgraded to a no AF Double Cash card.
RobertHanson is offline  
Old Dec 6, 2015, 9:45 am
  #3487  
 
Join Date: Dec 2013
Programs: Ultimate Rewards, Membership Rewards
Posts: 22
Originally Posted by PETERPNYC
Please share wording of SM for match . Thanks !
Something along the lines of

"Good morning, I recently reached the minimum spend on my Citi AA Platinum card and from my understanding I'll receive a bonus of 50,000 AA miles. I've also noticed that there is an offer out there for 60,000 AA miles for reaching the same minimum spend. I'm just looking for a match in that offer. I appreciate your help!"

As it's been said, YMMV and good luck!
rideride2 is offline  
Old Dec 6, 2015, 1:23 pm
  #3488  
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Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Originally Posted by luv2fly4free
Originally Posted by Aabey D'mello
Originally Posted by luv2fly4free
Does anyone know how converting from a Platinum World MC to Bronze to avoid the annual fee when it comes due affects how Citi views applying for another World MC (or other Citi AAdvantage card with a signup bonus)? Does this count as closing an account even if the account number stays the same and a new credit account isn't actually opened? I am trying to determine if converting to a no-fee lower-end Aadvantage card is treated just like closing the card when it comes to the 18 month rule.

Any insight is appreciated. Thanks.
I have always got my annual fee refunded on my citi AA cards. If you intend to keep the card, then just call them when the annual fee shows up and tell them you want to close the card. They will give you some kind of an offer, For me it was spend $95 in 2 billing cycles and you will get $95 credit.
Yes, I've similarly had this offer before but not this time. There was no option like before. Either close it to avoid the fee or convert it.
Whoa, so you've had the Citi AA Plat MC for a whole year+ (ie, you're calling after the annual fee already got billed, right?) and you've never had it converted to a World Elite in all that time? (That's a key datapoint which didn't spring up until you I compared your two posts to figure out the implied timing.) How low is your credit score, just curious?

We don't have enough datapoints to know yet for sure whether a conversion will count as closure. We can see how Citi might treat it that way. There simply haven't been people who've converted after 1 year, then applied again after 18+ months from the initial application (but way before 18 months since the conversion), and came back to report (either success or failure of getting bonus on the new card). It is such datapoints which would be required for us to know for sure. In the absence of datapoints, all we have in speculation, informed or otherwise.
sdsearch is online now  
Old Dec 6, 2015, 2:09 pm
  #3489  
 
Join Date: Jun 2013
Posts: 531
Originally Posted by bigshooter
Has anyone had a W->WE conversion in the last month or two? My Plat from October still hasn't been converted which is causing me to delay closing my first Plat from March (that was converted after 30-45 days).
Opened mid October, got WE yesterday in the mail (no notice on account that new card was sent out)
aradisc is offline  
Old Dec 6, 2015, 2:35 pm
  #3490  
 
Join Date: Oct 2009
Posts: 268
Originally Posted by sdsearch
Whoa, so you've had the Citi AA Plat MC for a whole year+ (ie, you're calling after the annual fee already got billed, right?) and you've never had it converted to a World Elite in all that time? (That's a key datapoint which didn't spring up until you I compared your two posts to figure out the implied timing.) How low is your credit score, just curious?

We don't have enough datapoints to know yet for sure whether a conversion will count as closure. We can see how Citi might treat it that way. There simply haven't been people who've converted after 1 year, then applied again after 18+ months from the initial application (but way before 18 months since the conversion), and came back to report (either success or failure of getting bonus on the new card). It is such datapoints which would be required for us to know for sure. In the absence of datapoints, all we have in speculation, informed or otherwise.
sdsearch- thanks for your reply- yes, Platinum Select World MC that has NOT been converted to Elite (fee refunded last year after x spend but not this year). Credit score over 800. Help me understand the Elite path. Since I still have a little while to "back out" of the conversion to Bronze apparently, do you suggest I request an upgrade to Elite instead? (to increase the odds of having a shot at another signup bonus prior to the "new" 18 month rule kicking in)...I come from the old school of Citi Aadvantage cards when you could get them like cotton candy (with limited restrictions) and haven't really been active with them since the new rules have gone into effect, so I'm not 100% clear on all of the nuisances of the 18 month rule and the Elite path.
luv2fly4free is offline  
Old Dec 6, 2015, 8:44 pm
  #3491  
 
Join Date: Aug 2014
Posts: 305
Originally Posted by bigshooter
Has anyone had a W->WE conversion in the last month or two? My Plat from October still hasn't been converted which is causing me to delay closing my first Plat from March (that was converted after 30-45 days).
Yes. Two conversions for me, one for my spouse.
MadMadso is offline  
Old Dec 6, 2015, 8:49 pm
  #3492  
 
Join Date: Aug 2014
Posts: 305
Originally Posted by luv2fly4free
Does anyone know how converting from a Platinum World MC to Bronze to avoid the annual fee when it comes due affects how Citi views applying for another World MC (or other Citi AAdvantage card with a signup bonus)? Does this count as closing an account even if the account number stays the same and a new credit account isn't actually opened? I am trying to determine if converting to a no-fee lower-end Aadvantage card is treated just like closing the card when it comes to the 18 month rule.

Any insight is appreciated. Thanks.
Check on the citi prequalified website and see if the platinum card comes up as either prequalified or as other cards you may be interested in. IMO, if the platinum shows up there, you can apply again and get the bonus. Good luck.
MadMadso is offline  
Old Dec 6, 2015, 11:54 pm
  #3493  
 
Join Date: Apr 2007
Posts: 1,857
Originally Posted by bigshooter
Has anyone had a W->WE conversion in the last month or two? My Plat from October still hasn't been converted which is causing me to delay closing my first Plat from March (that was converted after 30-45 days).
Originally Posted by jmfflyer
Just got mine upgraded today. Signed up for it on 10/8
Originally Posted by aradisc
Opened mid October, got WE yesterday in the mail (no notice on account that new card was sent out)
Originally Posted by MadMadso
Yes. Two conversions for me, one for my spouse.
Thanks. Excellent question and datapoints. This is exactly what I came here to check on. We've got one from early November that I was expecting to see converted within the next few days, but it looks like it may be taking ~2 months now (or the timing here could be coincidental). Either way, good to know that it's still happening.

Did you have any notice at all that it had been done? Any notice in your online account, card changing name (no longer having "World" in the name online), etc.?
bobert24 is offline  
Old Dec 7, 2015, 4:29 am
  #3494  
 
Join Date: Aug 2014
Posts: 305
Originally Posted by bobert24
Thanks. Excellent question and datapoints. This is exactly what I came here to check on. We've got one from early November that I was expecting to see converted within the next few days, but it looks like it may be taking ~2 months now (or the timing here could be coincidental). Either way, good to know that it's still happening.

Did you have any notice at all that it had been done? Any notice in your online account, card changing name (no longer having "World" in the name online), etc.?
Via the mobile app, there is a red ALERT bar and the word World is removed. I can't figure out a pattern of when it changes. I generally apply at the end of the month, and have my WE before the end of the next month. My spouse applied in the middle of the month, and it took almost 2 months. Same income. Same credit score. In December, I applied at the beginning of the month (#5), so I'll see how/if that changes the timing. Maybe it's batched based on app date? I don't think it's closing date because recently I had one change before the first close, and my spouse's changed a week after.
MadMadso is offline  
Old Dec 7, 2015, 5:56 am
  #3495  
 
Join Date: Aug 2015
Posts: 557
Two points, replying to separate questions:

1. When Citi granted my request for an additional 10k miles (on top of my card's 50k offer), I had not yet met the minimum spend

2. The Citi AAdvantage Platinum card I got in November was just converted to WE last week
NTP9766 is offline  


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