Citi AA Platinum, Gold and Business cards (2015)
Jan 12, 2015, 10:29 pm
#196
Join Date: Feb 2013
Location: DTW
Programs: DL Diamond/AA Platinum, Hyatt/Hilton Diamond
Posts: 245
When I say "new links" I mean any link that says that it is not available to people who have gotten a Platinum AA card opened or closed in the past 18 months. You need to make sure it says "Platinum" (and not just "any AAdvantage card", since your Exec would disqualify you from that) The application that is available on citi.com is one example of such an application; some of the wiki links point to such an app as well.
If you suspect that your combined CLs from both execs are preventing you from getting automatic approval, you could lower your CLs and then wait a while (I'm not sure how long it takes to "kick in"; I'd probably wait a full statement cycle to be safe, although that is probably overkill). I suspect that the key here is that you need automatic approval, and that any manual recon will disqualify you since you already have AA cards.
And, once again, remember that when applying the 8 day / 65 day rule, denied applications count. You are counting applications, not approvals.
If you suspect that your combined CLs from both execs are preventing you from getting automatic approval, you could lower your CLs and then wait a while (I'm not sure how long it takes to "kick in"; I'd probably wait a full statement cycle to be safe, although that is probably overkill). I suspect that the key here is that you need automatic approval, and that any manual recon will disqualify you since you already have AA cards.
And, once again, remember that when applying the 8 day / 65 day rule, denied applications count. You are counting applications, not approvals.
Agreed. Reading the application verbiage carefully is the key.
Jan 12, 2015, 10:58 pm
#197
Join Date: Mar 2004
Location: Chicago
Programs: World of Hyatt Explorist; Bonvoy Platinum
Posts: 280
Apologies if this has already been explained, but which link should I use to apply for the personal MC? In the wikipost it appears several of the links to apply have the same terms. Am I missing something that distinguishes each one?
Jan 13, 2015, 5:44 am
#198
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Jan 13, 2015, 11:37 am
#199
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Yes, although I think it's easy to slice this too thin. For example, the new links are super-specific that you're disqualified if you've opened or closed a Plat AA MasterCard in the previous 18 months. Read literally, that would pose no problem for someone (me, for example) who opened a Plat Visa 17 months ago. But I suspect this is just lazy drafting on Citi's part, and that a recent Visa will disqualify you just as much.
Jan 13, 2015, 1:14 pm
#200
Join Date: Nov 2014
Location: NYC
Posts: 581
I got a question. Let's say you opened an AA Platinum 18 months ago. You then get approved for a second one. If the first card is canceled before the spend requirement is met for the second card, is the signup bonus lost?
Jan 13, 2015, 1:17 pm
#201
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
*50,000 American Airlines AAdvantage® bonus miles can be earned by new Citi® / AAdvantage® Platinum Select® MasterCard® cardmembers approved through this offer. Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage® bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed in the past 18 months.
So which one is sloppy? The landing page which should have said MC, but left that out? Or the app pages which say MC but really should only say Plat cards?
Jan 13, 2015, 1:22 pm
#203
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Everything is changing, so we cannot necessarily rely on the past as predictions of the future. Be we have no data points for the new changes yet.
Still, your question sounds bizarre to me, because I've never heard of any bank linking the closure of one card (after the second card had already been approved) to whether you got the bonus on the first card or not.
I think all decisions about previous cards are already made by the time they approve you (or not) for the new card. At that point, the only factors are (a) what they decided ahead of time (at the time they approved you for the card itself), ie will you get the bonus or not, and (b) whether you meet the terms of the bonus (minimum spend in the alloted time, or whatever).
It's hard to even get data points on what you're asking, because without lots of data points you'd never know whether the lack of getting a bonus was for reason A or resason B.
It took us a long time of hundreds of data points to come up with the old rules. It's now going to quite some time before we're confident of new rules, and that's only if they settle down and stop changing constantly!
Jan 13, 2015, 1:24 pm
#204
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
My guestimate, but only a guestimate, is that the status at the point of application is the one that applies, not what may have happened after the application. But I seriously doubt anyone really knows the answer. And those not knowing the answer may include Citi itself, since these rules are not only new, but still in flux.
Not to mention the usual Citi caveat of YMMV.
Jan 13, 2015, 1:25 pm
#205
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
If you've never had a Citi AA card before, there's probably not much difference. Many of the differences are in the precise language of the terms about previous cards. Or sometimes it's a difference in age (ie, when the link was discovered to work), and we keep all links alive that still work (since some links may stop working while others continue to work).
Jan 13, 2015, 1:44 pm
#206
Join Date: Mar 2004
Location: Chicago
Programs: World of Hyatt Explorist; Bonvoy Platinum
Posts: 280
If you've never had a Citi AA card before, there's probably not much difference. Many of the differences are in the precise language of the terms about previous cards. Or sometimes it's a difference in age (ie, when the link was discovered to work), and we keep all links alive that still work (since some links may stop working while others continue to work).
Jan 13, 2015, 1:58 pm
#207
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Churning restrictions don't matter for you. Since you haven't had an AA card before, you aren't churning yet. The only thing that probably matters is to apply for a Plat card before you apply for an EXEC card. And of course the 8/65 day rule.
Jan 13, 2015, 1:58 pm
#208
Join Date: Jul 2013
Posts: 32
I have a question about applying for another AA personal... i got a target offer email for citi business 50K and i apply last week(approved today)
now i had just realize my last personal is about to have it's 18th month from opening. and i would like to know did i screw my self up by getting the business??
coz i don't know if the business application consider a new application?
please let me know that is much appreciated...
now i had just realize my last personal is about to have it's 18th month from opening. and i would like to know did i screw my self up by getting the business??
coz i don't know if the business application consider a new application?
please let me know that is much appreciated...
Jan 13, 2015, 2:11 pm
#209
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Well, among other things, note that the spend requirements are lower for the newer (explicit churn limits) offers: $2K vs $3K.
Jan 13, 2015, 2:29 pm
#210
Join Date: Oct 2014
Posts: 374
Applied and approved for my targeted gold AA offer.