Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Citi | ThankYou Rewards
Reload this Page >

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 14, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
-----------------------------------

For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Feb 21, 14, 11:23 am
  #2371  
 
Join Date: Jan 2011
Location: NY
Programs: SPG preferred, AA, United
Posts: 290
Originally Posted by jrey
So will the refund be $250 or $450?
Originally Posted by chasewalker
Should be 450. I am contemplating cancelling as well. Waiting on miles to post to aa.com.
The rep said $450 will be refunded. I should see it in the second billing cycle.
daprophecy is offline  
Old Feb 21, 14, 11:23 am
  #2372  
 
Join Date: Sep 2011
Location: USA
Posts: 1,179
Data point:

Statement closed 2/17...got $200 statement credit...miles posted to my AA acct 2/21..have a balance due of $250 (after AF was charged on first statement)...have until 3/15 to pay/close acct.
tsmith12 is offline  
Old Feb 21, 14, 12:04 pm
  #2373  
 
Join Date: Sep 2005
Location: Denver
Posts: 504
Originally Posted by MahiMahi524
LOL called Citi today to complain about the annual fee posting within days of receiving the card, and the rep said a lot of people are spending, getting the points, then cancelling, resulting in them losing a lot of points, so they are trying to charge the fee as early as possible so people can't cancel.

As we know, Citi reps frequently don't know very much, but at least this suggests they aren't (currently) planning on clawing back the points from people who cancelled. This also suggests that the amount of MS and applying/cancelling the cards is getting quite a bit of attention from Citi...
If I were Citi I would absolutely claw back the miles of those that cancel within the first month or two and receive a refund of the A&F (assuming it's allowed within their T&Cs).

There's a difference between playing the game, and just being over the top greedy. It appears that Citi doesn't mind (and probably likes) those who play the game and play within the rules, but I can imagine it's not in their best interest to just be completely taken advantage of by the outright greedy.
Cohall is offline  
Old Feb 21, 14, 12:11 pm
  #2374  
 
Join Date: Dec 2004
Posts: 5,488
Originally Posted by Cohall
If I were Citi
You are not Citi, and Citi has never before clawed back miles for cancellation, so I am not sure what the point of all this speculation is.

Citi has given 75K for $1500 purchase in the past, and still gives 50K for $3K purchase, and has never clawed back miles for early cancellation. True, those offers came with first year fee waived, while the 100K offer does not, but there is no evidence that this matters to Citi.

In any case it would be great if people would post all new and relevant facts, but no speculations and well-known/irrelevant data points.

Originally Posted by Cohall
There's a difference between playing the game, and just being over the top greedy. It appears that Citi doesn't mind (and probably likes) those who play the game and play within the rules, but I can imagine it's not in their best interest to just be completely taken advantage of by the outright greedy.
I have received a 50K business card every 3 months for the last 3 years, and at least 25 personal cards in the past (25K-75K each time). All quickly canceled. Never a clawback. They will come after me before they come after you for canceling one card.
SeeBuyFly is offline  
Old Feb 21, 14, 12:16 pm
  #2375  
 
Join Date: Feb 2011
Posts: 769
Originally Posted by Cohall
If I were Citi I would absolutely claw back the miles of those that cancel within the first month or two and receive a refund of the A&F (assuming it's allowed within their T&Cs).

There's a difference between playing the game, and just being over the top greedy. It appears that Citi doesn't mind (and probably likes) those who play the game and play within the rules, but I can imagine it's not in their best interest to just be completely taken advantage of by the outright greedy.
+1. This is fraud but whatever. To each his own. I'm more worried bc I'd hate this to effect future offers...
leftpinky is offline  
Old Feb 21, 14, 12:26 pm
  #2376  
 
Join Date: Aug 2010
Location: New York
Programs: SPG Platinum, Hyatt Diamond, Hilton Diamond, Intercontinental Platinum, AA Gold
Posts: 229
Originally Posted by SeeBuyFly
You are not Citi, and Citi has never before clawed back miles for cancellation, so I am not sure what the point of all this speculation is.

Citi has given 75K for $1500 purchase in the past, and still gives 50K for $3K purchase, and has never clawed back miles for early cancellation. True, those offers came with first year fee waived, while the 100K offer does not, but there is no evidence that this matters to Citi.

In any case it would be great if people would post all new and relevant facts, but no speculations and well-known/irrelevant data points.

I have received a 50K business card every 3 months for the last 3 years, and at least 25 personal cards in the past (25K-75K each time). All quickly canceled. Never a clawback. They will come after me before they come after you for canceling one card.


hahaha great datapoints! i must ask though, why in the world would you cancel the card within the first 3 months when the personal and business AA cards have annual fee waived the first year.
cybaslacka is offline  
Old Feb 21, 14, 12:44 pm
  #2377  
 
Join Date: Jan 2000
Location: fort worth, texas
Posts: 944
Originally Posted by tsmith12
Data point:

Statement closed 2/17...got $200 statement credit...miles posted to my AA acct 2/21..have a balance due of $250 (after AF was charged on first statement)...have until 3/15 to pay/close acct.
Technically, I think you still have a few more days than 3/15 to close the account and get an AF refund.

You still would have to at least make the minimum payment by 3/15, but I think you have at least 30 days to cancel the account. Since Feb is a short month, the March statement should close in 28 days.

This can be a plus if not all your miles have posted by the Feb statement, since you essentually get a "bonus" month of another statement cut before needing to cancel.
teammjs is offline  
Old Feb 21, 14, 1:16 pm
  #2378  
 
Join Date: Apr 2011
Posts: 132
App sequence & limit question

I plan to apply for the Executive 100k offer shortly but have a couple of questions for those who might be able to offer some advice:
  • Have two long-term Citi cards that I will keep, each with high credit lines.
  • Have two 2-year old Citi cards that I plan to close (3k limit each), having received the bonus mileage and already had the fee waived once.
  • I've been offered a credit line increase from Citicards.
  • All balances are zero, typically paid each month.

Questions:
  1. I understand Citi no longer can/will consolidate the two cards into the credit line of one of the older cards I intend to keep.
  2. If I cancel those two, doesn't it reduce my overall available credit (or other negative) and potentially affect the new app?
  3. The credit increase- is it wise to request this (no pull is needed), THEN fill out the Exec app? This may be relevant as previously I needed to transfer credit from one of the older cards to the two new cards as I'd reached Citi's max line.

Thanks for any info!
sddjd is offline  
Old Feb 21, 14, 2:26 pm
  #2379  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by sddjd
I plan to apply for the Executive 100k offer shortly but have a couple of questions for those who might be able to offer some advice:
  • Have two long-term Citi cards that I will keep, each with high credit lines.
  • Have two 2-year old Citi cards that I plan to close (3k limit each), having received the bonus mileage and already had the fee waived once.
  • I've been offered a credit line increase from Citicards.
  • All balances are zero, typically paid each month.

Questions:
  1. I understand Citi no longer can/will consolidate the two cards into the credit line of one of the older cards I intend to keep.
  2. If I cancel those two, doesn't it reduce my overall available credit (or other negative) and potentially affect the new app?
  3. The credit increase- is it wise to request this (no pull is needed), THEN fill out the Exec app? This may be relevant as previously I needed to transfer credit from one of the older cards to the two new cards as I'd reached Citi's max line.

Thanks for any info!
At this point in time, Citi will not move credit from one existing Citi cc to another existing Citi cc. And if you just cancel a card on your own, the full CL from that cc goes into credit limbo for 3 to 6 months, where you cannot access it, but Citi treats it as part of the CL they have given you. Which limits giving you new ccs until that time is up. But you can transfer the full CL from an existing card, and close it, as part of the Recon call for a new cc. Just be sure you don't owe anything, including an upcoming AF, on the existing card, or they won't let you close it out, and you will have to keep at 1 or 2 $k on it.
Brugge is offline  
Old Feb 21, 14, 3:10 pm
  #2380  
 
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-Hyatt Explorist-IHG Plat-CC Gold
Posts: 210
Card in hand for 20 days & $7500 of the $10k spent. Now, Mrs. Kiltedflyer received instant approval for the 100k offer this evening. Sweet.
Easiest 200k we've earned.
kiltedflyer is offline  
Old Feb 21, 14, 4:18 pm
  #2381  
 
Join Date: Nov 2006
Programs: Hyatt Explorist, Hilton Diamond, IHG Platinum
Posts: 3,174
Originally Posted by SeeBuyFly
I have received a 50K business card every 3 months for the last 3 years, and at least 25 personal cards in the past (25K-75K each time). All quickly canceled. Never a clawback. They will come after me before they come after you for canceling one card.
Not necessarily. Pick the wrong target and it won't matter if it's your first time or 50th.
italdesign is offline  
Old Feb 21, 14, 4:32 pm
  #2382  
Suspended
 
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
deleted

Last edited by skibum7732; Feb 26, 14 at 2:57 am
skibum7732 is offline  
Old Feb 21, 14, 5:23 pm
  #2383  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
I like these ideas being floated by FTers who think that anyone who plays the game differently than they do should be punished by banks making up rules as they go, refusing to honor the terms and conditions that they (read: not we) wrote, and denying the bonus they promise or changing the requirements to get that bonus after the fact. Awesome. ^^

Of course everyone is entitled to their own opinion and has their own comfort level, and rightly so. Suggesting caution is welcome. Saying 'I hope (someone) gets screwed and/or raked over the coals for trying too hard" is beyond ridiculous but does provide entertainment.
KennyBSAT is offline  
Old Feb 21, 14, 5:30 pm
  #2384  
 
Join Date: Oct 2013
Posts: 36
I was not approved for card #2 due to "too many inquiries". I sent letter to executive office on 2/15. So, what next? Should I wait for a letter/response from executive office? Or should I call again to reconsideration line ( i tried earlier 3 times, but no luck) if there would be any positive impact of "executive letter which I sent". Anyone else got success for card #2 in similar situation. Please suggest. Thanks in advance.
yash1780 is offline  
Old Feb 21, 14, 6:55 pm
  #2385  
 
Join Date: Jan 2013
Posts: 21
Originally Posted by skibum7732
+1, I actually hope they clawback miles and blacklist those who do this
Agreed, knowing that some will cancel and some will not. It probably doesn't matter to Citi in the long run because they will simply raise the annual fee, and those who pay will be subsidizing those who don't (like the welfare system in America).

Also, this is a discussion forum, where ideas are discussed and talked about. It's okay if you don't like what someone else is saying, but you should know that everyone is entitled to post what they want within the guidelines, speculation or not.
tshakur888 is offline  

Thread Tools
Search this Thread