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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 14, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Feb 22, 14, 10:02 am
  #2401  
 
Join Date: Dec 2010
Posts: 1,860
Originally Posted by italdesign
same card x2.
And how many people have confirmed their miles from card #2 has posted?
factory81 is offline  
Old Feb 22, 14, 10:22 am
  #2402  
 
Join Date: Jan 2014
Posts: 1,269
Originally Posted by skitch23
Charges must be POSTED to your account when the statement cuts in order for the transactions to count for that month. Pending charges don't count.
Thanks. That's what I thought. I'll just have to hope that they post within 2 days.
LWT3 is offline  
Old Feb 22, 14, 10:26 am
  #2403  
 
Join Date: Nov 2012
Location: SMF
Posts: 45
Originally Posted by Sunburn644
Applied 1/29
Called Recon 1/30, moved Citi credit , approved
Card arrives 2/3
Spend met 2/12 (mostly beans but 1.5k normal spend as well)
2/14 statement closes
AF posts 2/14
Congrats! Purchase Bonus of $200 posted 2/14

in online statement says 0 miles posted to AA
PDF of statement shows 111,214 miles posted
2/14 AA online shows:
CITI EXEC WLD ELITE PURCH.MI. 11,091
CITI EXEC AA PURCH 2ND MI. BNS 123
CITICARD BONUS MILES 100,000

Happy Valentine's day
Oh man sweet! I met spending two days before 1st statement closing and noticed 0 miles earned from last statement. I didn't think to view the pdf statement! Voila, 110,485 miles reported to AA! Statement closed 2/21 so none posted to AA yet. Also, when I did my MS I only had 5k limit. Luckily, I had 15 days to meet it. Also, I got a fraud alert via text after 8k so looks like it didn't affect my miles.
focusmmuter is offline  
Old Feb 22, 14, 12:37 pm
  #2404  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by metoo
very tempted to apply for this. within last 6 months, had 3 equifax pull, all from Citi. Last Citi Personal credit card approval was July 2013 but had 2 Citi Biz in October 2013 and January 15, 2014.

Does it seem like I have a good chance for approval based on frequency of Equifax pull and time factor between applications?
You are definitely fine with the Equifax pulls. You can have at least 5 and still be approved. I've been approved with way more than that, but I have a multiple decade history with Citi and stellar credit.

The regular Citi personal app in July has no effect on the app for the Exec card.

If your only recent Citi apps, for ANY type of Citi card, not just AA ccs, are the ones you list, you have only one app in the last 65 days, so you are good to go. If your credit is good, you will almost certainly be approved.
Brugge is offline  
Old Feb 22, 14, 12:44 pm
  #2405  
 
Join Date: Jul 2011
Posts: 1,621
Are people canceling card #1 before applying for card #2? Or keeping both 'live' (e.g., to "keep expenses separate"?)
crimson12 is offline  
Old Feb 22, 14, 1:10 pm
  #2406  
 
Join Date: Dec 2003
Location: CA
Programs: BA, AA, United
Posts: 427
A few folks have confirmed 100K bonus from the second card.

My 2nd card closed yesterday and the statement shows the 100K bonus, $450 AF and $200 statement credit. Not yet posted to AA, I am sure it will by this weekend.


Originally Posted by factory81
And how many people have confirmed their miles from card #2 has posted?
rambo is offline  
Old Feb 22, 14, 1:33 pm
  #2407  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by crimson12
Are people canceling card #1 before applying for card #2? Or keeping both 'live' (e.g., to "keep expenses separate"?)
Based on many years past history, you never need to cancel a Citi cc to get another of the same exact type. I have 4 regular Citi AA cards open right now.

Go ahead and apply for a second card. The odds of the CSR asking why you want two of the same card are less than 1%. If they do, of course you already know the correct answer, but they will almost certainly not even ask.
Brugge is offline  
Old Feb 22, 14, 1:53 pm
  #2408  
formerly sahiljain22
 
Join Date: Apr 2011
Location: BOS;NYC;YVR;YYZ;DEL;BOM
Programs: Amex Plat; HH Diamond; SPG Plat; Hyatt Diamond; United 1K; National EE; HSBC Premier
Posts: 532
Originally Posted by Brugge
Based on many years past history, you never need to cancel a Citi cc to get another of the same exact type. I have 4 regular Citi AA cards open right now.

Go ahead and apply for a second card. The odds of the CSR asking why you want two of the same card are less than 1%. If they do, of course you already know the correct answer, but they will almost certainly not even ask.
Wife just got 2nd card approved over the phone. The agent who spoke to her clearly knew there were 2 applications and the 1st one was approved. Nevertheless, got the 2nd one approved without much hassle. No talk about the signup bonus. So hopefully it will post.

Dont cancel the 1st before applying for the 2nd. Chances are the 2nd wont come with the 100k (no one knows yet) and you may want to cancel the 2nd one, and keep the 1st one, if this happens. Also too early to saw if Citi will clawback miles upon cancellation.
sj22 is offline  
Old Feb 22, 14, 2:07 pm
  #2409  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
There will be no clawback of miles unless (and not until after) Citi changes the T&C to specify that the card be held for X amount of time or that the AF be paid to get the miles. The rules are clear: spend $200, get a $200 credit. Spend 10K, get 100K miles. Hold an open card, get access to lounges as well as various benefits while traveling AA. Buy something with the card, get World Elite MC protection or warranties as they apply. Close the card within 30 days of the AF posting and get it refunded, etc. Each one of these programs and promotions is separate and unrelated to the rest.

Being blacklisted or having accounts closed is a risk but, as has been noted upthread, many people were able to quietly open business cards every 3 months, always canceling before the next one, for 3 years or more with 50-75K miles on each card.
KennyBSAT is offline  
Old Feb 22, 14, 2:32 pm
  #2410  
 
Join Date: Dec 2010
Posts: 1,860
Well lets go for 200k miles. I am all in for a 2nd card. Lets hope WM and Vanillas keep working!

Last edited by factory81; Feb 22, 14 at 2:39 pm
factory81 is offline  
Old Feb 22, 14, 4:55 pm
  #2411  
 
Join Date: Nov 2006
Location: LAX
Posts: 2,851
Can someone confirm that your annual fee of $450 will post the lst day of the month after your approval date. I think I read this.

Example, Approved February 26, 2014.

Annual fee post on March 1, 2014
metoo is offline  
Old Feb 22, 14, 5:11 pm
  #2412  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by metoo
Can someone confirm that your annual fee of $450 will post the lst day of the month after your approval date. I think I read this.

Example, Approved February 26, 2014.

Annual fee post on March 1, 2014
False. Your AF will post on the date of the first statement, or possibly on the date of the second statement if the first one closes less than 14 days after approval.

The exact time frame that causes it to post with statement #2 is not determined and may not even be consistent - 14 days is an estimate.
KennyBSAT is offline  
Old Feb 22, 14, 5:38 pm
  #2413  
 
Join Date: Nov 2007
Location: PHX
Posts: 4,699
Originally Posted by KennyBSAT
False. Your AF will post on the date of the first statement, or possibly on the date of the second statement if the first one closes less than 14 days after approval.

The exact time frame that causes it to post with statement #2 is not determined and may not even be consistent - 14 days is an estimate.
Just as a data point I had 12 days between approval and first statement close and got the fee on my first statement.
lkar is offline  
Old Feb 22, 14, 6:39 pm
  #2414  
 
Join Date: Feb 2011
Posts: 769
That's .450 cents per mile, but really .250 cents after 200 credit. Super hard to get miles so easily in such a large chunk
leftpinky is offline  
Old Feb 22, 14, 7:42 pm
  #2415  
 
Join Date: Jul 2012
Location: STL
Programs: Hyatt Platinum, Hilton Gold
Posts: 520
Originally Posted by leftpinky
That's .450 cents per mile, but really .250 cents after 200 credit. Super hard to get miles so easily in such a large chunk
What about the regular 50k AA miles for 3k spend? Why not just get 2 cards and only have to spend 6k ?

Aside from Admiral Club access, is this 100k for 10k spend card the best deal at the end of the day?
doss1 is offline  

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