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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Jan 24, 2014, 5:20 pm
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Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Feb 23, 2014, 4:05 pm
  #2446  
 
Join Date: May 2004
Location: LAX
Posts: 1,849
Originally Posted by Brugge
And if you have a high income, stellar credit rating, and decade long history with Citi cards, it probably won't matter at all.
Yeah, I don't think anything other than your good credit and the number
of pulls matters. I think if you are under ~8 Exp pulls in last 6 months,
and your score is >720, you are perfectly fine regardless if you paid your
first card off or not. The biggest problem for me is that all those banks
are loving Experian and nobody checks anything else (except Barclays).
Big_Foot is offline  
Old Feb 23, 2014, 4:27 pm
  #2447  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by Big_Foot
Yeah, I don't think anything other than your good credit and the number
of pulls matters. I think if you are under ~8 Exp pulls in last 6 months,
and your score is >720, you are perfectly fine regardless if you paid your
first card off or not. The biggest problem for me is that all those banks
are loving Experian and nobody checks anything else (except Barclays).
I keep reading about max pulls with Citi. Well, I just got my free Experian report thru the Target breach offer, and I was shocked. Everyone except Barclays is checking Exp. Citi, BofA, AMEX, Chase, USB. Looking back for several years, I was approved by Citi several times when I had WAY more than 8 hard inquiries at Exp. So either they tell people "too many inquiries" just as an excuse when they don't want to approve them. Or else how many is "too many" is a very much a YMMV situation.
Brugge is offline  
Old Feb 23, 2014, 4:33 pm
  #2448  
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by limbosongs
I applied for OH second card. I stupidly used the same computer and browser as I did 3-4 weeks ago. She was instantly approved this time but with the same CL. Do you think it just referenced the old card or has it actually opened a new account for me...

Thanks
Almost certain it opened a new account. When they think it's a duplicate app, they instantly deny and don't even do a pull.

But still, next time use "in private browsing" to apply. Even then it wouldn't hurt to clear cookies, history and cache first, but I'm usually too lazy to do all that. But in private browsing is a must do.....
Brugge is offline  
Old Feb 23, 2014, 4:40 pm
  #2449  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by Brugge
...
The no fee cards will in no way limit your ability to get the 100K miles cards. ...
On the other hand, there is at least one report of being denied for a no-fee-first-year (Gold or Platinum) card due to having recently opened this card. For someone with neither who wants both, it is likely best to get the Platinum card now and the Executive card 8+ days later.
KennyBSAT is offline  
Old Feb 23, 2014, 5:54 pm
  #2450  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Originally Posted by Brugge
I keep reading about max pulls with Citi. Well, I just got my free Experian report thru the Target breach offer, and I was shocked. Everyone except Barclays is checking Exp. Citi, BofA, AMEX, Chase, USB. Looking back for several years, I was approved by Citi several times when I had WAY more than 8 hard inquiries at Exp. So either they tell people "too many inquiries" just as an excuse when they don't want to approve them. Or else how many is "too many" is a very much a YMMV situation.
This. Most people's number is 6 in 6 months. If the Citi app is the no.7, it got rejected. However there are unlucky folks whose number could be as low as 3. (DH one time was falling into that camp so as a friend.)
Happy is offline  
Old Feb 23, 2014, 5:56 pm
  #2451  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Originally Posted by KennyBSAT
On the other hand, there is at least one report of being denied for a no-fee-first-year (Gold or Platinum) card due to having recently opened this card. For someone with neither who wants both, it is likely best to get the Platinum card now and the Executive card 8+ days later.
Or put it this way, the Exec 100K is "exempt" from first time customer only clause because of the high spend requirement and the hefty annual fee.

The rest of the AA cards are all subj to the "first time customer only" enforcement.

It is very easy to decide which application to go first once you understand the above basics.
Happy is offline  
Old Feb 23, 2014, 7:00 pm
  #2452  
 
Join Date: Jun 2012
Posts: 109
So I just got approved for the 2nd card, two questions,

Is it for sure that we will earn the 100K miles on the 2nd card? I just hate to MS another 10K to learn that "ops, the bonus is for NOT for the existing AA executive card customer", lol.

Second, if I call to cancel one of the 2 cards, will I get the entire $450 AF back or just the $250? Because $200 is the bonus after spending, I would think that we should be able to keep the $200 and get back the entire $450 AF, is that correct?

Thanks!
adobe is offline  
Old Feb 23, 2014, 7:24 pm
  #2453  
 
Join Date: Apr 2012
Location: Austin TX
Posts: 276
Originally Posted by joykid
You also have to count the VR cards' fee ($3.95 each) and gas and time spent to CVS to meet this MS.
There are other ways to MS that are less $ and time.

Originally Posted by joykid
How about if I still have a balance unpaid in my 1st card? I have $10,500 in total balance after first statement closing on my 1st card and paid $5,000 by bluebird (since bluebird max is $5k every month) so I still have a balance of $5,500 in my 1st card. Do you think if I apply for 2nd card and have to call, they can move the $5000 credit into my 2nd card?
I would think your pulls, credit score, history with Citi, and how far into your credit line on the first card you are matter, having a balance on the first card shouldn't matter otherwise. If 10.5 is your entire CL, then it would matter.

Originally Posted by Brugge
It does NOT matter how you earned the miles. If you have the card open, and redeem miles for an award, you will get a rebate of 10% of the miles you redeemed, up to a limit of 10K, early the next year.

The no fee cards will in no way limit your ability to get the 100K miles cards. Assuming, of course, you can meet the combined minimum spend, and that you don't try to apply for a Citi card less than 8 days since a previous app for ANY type of Citi card, or less than 65 days from any two Citi apps of any type.

If the minimum spend seems daunting, look up the thread on Manufactured Spend.
I was thinking of the 65 days and possibility of the offer going away suddenly. But it seems I have the exisiting customer issue since I already opened card #1.

MS comes naturally to me, I think I live in a very MS friendly area.

Originally Posted by KennyBSAT
On the other hand, there is at least one report of being denied for a no-fee-first-year (Gold or Platinum) card due to having recently opened this card. For someone with neither who wants both, it is likely best to get the Platinum card now and the Executive card 8+ days later.
Excellent info, makes the choice easy

Thank you!
Haleyb is offline  
Old Feb 23, 2014, 8:29 pm
  #2454  
 
Join Date: Aug 2012
Location: NYC
Posts: 73
Planning a mid sized AOR soon and definitely want to take advantage of these, but I assume it would be in my best interest to do the AOR when I apply for the second card in 9 days.
Kylash is offline  
Old Feb 23, 2014, 9:57 pm
  #2455  
 
Join Date: Mar 2013
Location: PVD
Programs: AA Plat, HH Gold, Hyatt Plat, Marriott Gold, National EE
Posts: 135
Hate to post useless data points, but this may help those worried about being at the threshold of "too many" with respect to HP, new accounts, and lines with Citi. Obviously YMMV.

2/16/12 - Approved AA Visa Plat w/$6500 CL
5/16/12 - Approved AA Amex Select w/$8500 CL
8/13/12 - Approved AA Visa Plat #2 w/$2000 CL
2/14/13 - Approved AA Exec MC w/$14600 CL
Today - Approved AA Exec MC #2 w/$12000 CL after moving some from the other lines

Had to call in for both Exec cards. The rep tonight acknowledged my other Exec card and the fact that I had 3 other AA cards, but only as she named accounts she could pull credit from to open my new account. Not one question about why I had so many AA cards.

This with 9 total new CC accounts in the past 12 months as well as a personal signature LOC with a credit union and a HELOC with a different local credit union opened in the same period. Counting a few denials throughout the year, 16 HP in the past 12 months, almost all on EXP.

As a side note, I now know the Citi hold music so well from when you call in that I can hum along to it!
SANbound is offline  
Old Feb 24, 2014, 6:51 am
  #2456  
Formerly known as cagalindo
 
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
Approved after calling
Did not verify any info just stayed on hold for a while it seemed
Only 2 apps in past 365 days (2/19 last year I did 7 lol)

Going to try to churn in 9 days ^ ^

Originally Posted by Kylash
Planning a mid sized AOR soon and definitely want to take advantage of these, but I assume it would be in my best interest to do the AOR when I apply for the second card in 9 days.
yes this is what I am going to do.

Last edited by caGALINDO; Feb 24, 2014 at 7:02 am
caGALINDO is offline  
Old Feb 24, 2014, 7:14 am
  #2457  
 
Join Date: Dec 2013
Location: ORD
Programs: AA, DL, SPG, Marriott, Hyatt
Posts: 10
Gulp!
I almost cannot believe how far I've been sucked into the FT game. I applied for the 75000 card this morning and after a few minutes on the phone with a rep., got approved. Card should arrive within 7 business days. I asked if the card could be expedited but was told it could not be guaranteed because of sheer volume of applications.
jdjay is offline  
Old Feb 24, 2014, 7:48 am
  #2458  
 
Join Date: Jul 2013
Posts: 1,036
Originally Posted by jdjay
Gulp!
I almost cannot believe how far I've been sucked into the FT game. I applied for the 75000 card this morning and after a few minutes on the phone with a rep., got approved. Card should arrive within 7 business days. I asked if the card could be expedited but was told it could not be guaranteed because of sheer volume of applications.
Why didn't you apply for the 100K offer?
ibleed0range is offline  
Old Feb 24, 2014, 8:13 am
  #2459  
 
Join Date: Aug 2012
Location: NYC
Posts: 73
Originally Posted by jdjay
Gulp!
I almost cannot believe how far I've been sucked into the FT game. I applied for the 75000 card this morning and after a few minutes on the phone with a rep., got approved. Card should arrive within 7 business days. I asked if the card could be expedited but was told it could not be guaranteed because of sheer volume of applications.
I also asked if it could be expedited but my rep told me it could not due to "federal regulations".
Kylash is offline  
Old Feb 24, 2014, 8:13 am
  #2460  
 
Join Date: Jun 2013
Posts: 510
Originally Posted by jdjay
Gulp!
I almost cannot believe how far I've been sucked into the FT game. I applied for the 75000 card this morning and after a few minutes on the phone with a rep., got approved. Card should arrive within 7 business days. I asked if the card could be expedited but was told it could not be guaranteed because of sheer volume of applications.

Originally Posted by ibleed0range
Why didn't you apply for the 100K offer?
Quick question.

If your first card was 100k, then your second card should be 75k, right? And then you send a SM with a request to match the offer?

Or if your first card was 100k link, you can apply using another 100k link?
cowboyguy is offline  


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