Originally Posted by
Cohall
If I were Citi
You are not Citi, and Citi has never before clawed back miles for cancellation, so I am not sure what the point of all this speculation is.
Citi has given 75K for $1500 purchase in the past, and still gives 50K for $3K purchase, and has never clawed back miles for early cancellation. True, those offers came with first year fee waived, while the 100K offer does not, but there is no evidence that this matters to Citi.
In any case it would be great if people would post all new and relevant facts, but no speculations and well-known/irrelevant data points.
Originally Posted by
Cohall
There's a difference between playing the game, and just being over the top greedy. It appears that Citi doesn't mind (and probably likes) those who play the game and play within the rules, but I can imagine it's not in their best interest to just be completely taken advantage of by the outright greedy.
I have received a 50K business card every 3 months for the last 3 years, and at least 25 personal cards in the past (25K-75K each time). All quickly canceled. Never a clawback. They will come after me before they come after you for canceling one card.