Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
#136
Join Date: Apr 2015
Posts: 309
A) It's a rumor, not a fact. It would be uncharacteristic for Chase to increase the bonus on a newly launched card, and there isn't any evidence to support this rumor.
B) Chase has a policy on matching new offers. You ask, and they say yes or no based on the amount of time since you applied. There are no other factors considered.
B) Chase has a policy on matching new offers. You ask, and they say yes or no based on the amount of time since you applied. There are no other factors considered.
#137
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
I agree with mia. I just don't buy this 100k rumor on a card that was launched just a few months ago. If anything, I'd expect it to be lowered not raised.
#138
Join Date: Aug 2016
Programs: United
Posts: 83
Ink Preffered - Places that sell GC's that code as 3x?
Per the subject: Has anyone found a place that codes as 3x that sells gift cards?
#142
Join Date: Aug 2015
Posts: 11
Two questions,
Is this card okay to apply with SSN or it requires a registered business?
Also, to get pre-approval in branch, do I need to open a business checking account? I'm way above 5/24.
Thanks a bunch!!
Is this card okay to apply with SSN or it requires a registered business?
Also, to get pre-approval in branch, do I need to open a business checking account? I'm way above 5/24.
Thanks a bunch!!
#143
Join Date: Apr 2008
Posts: 615
SSN is fine to do. Hate to say it but odds are really slim you'll get approval.
#144
Join Date: Mar 2017
Posts: 3
I applied for the Ink Preferred in-branch and the rep made me sign up for a Business Checking account. I was approved for the card (waiting for it to come) and have not actually made a transfer into the Business Checking. Can I just cancel the checking account? I don't really have plans to use it.
#145
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,044
I applied for the Ink Preferred in-branch and the rep made me sign up for a Business Checking account. I was approved for the card (waiting for it to come) and have not actually made a transfer into the Business Checking. Can I just cancel the checking account? I don't really have plans to use it.
#146
Join Date: Oct 2010
Location: Chicago, IL
Posts: 488
Was not approved online but got a message saying to call them asap after clicking submit button. On phone about 5 minutes then approved.
#147
Join Date: Jan 2015
Posts: 159
EDIT: I don't know why I thought Office Supply Stores were one of the 3x categories. I was mistaken.
Last edited by Mancolt; Mar 7, 2017 at 8:04 am Reason: OSS not a category on Preferred
#148
Join Date: Apr 2015
Posts: 309
You can go to UR portal and see how many points each transaction is going to earn.
#149
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
100k sign-up bonus coming soon for the Chase Ink Preferred, per http://www.doctorofcredit.com/rumor-...0-ur-soon-ish/
#150
Join Date: Jul 2014
Location: North Jersey
Posts: 31
Does anyone know if any of the 3% apply with eBay fees or postage printed through eBay/PayPal?