Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Jan 3, 2017, 9:22 am
#106
Join Date: Feb 2014
Location: Florida
Programs: Hilton Diamond, Marriott Titanium, Delta Diamond, Hyatt Globalist, AA Executive Platinum
Posts: 241
Jan 3, 2017, 6:47 pm
#108
Join Date: Dec 2016
Posts: 94
Anyone know if you're able to access personal and business cards to the same online login? I'm 90% sure I should be able to transfer the UR points from the Ink Preferred to the Sapphire Reserve for the higher redemption rate.
Jan 3, 2017, 9:13 pm
#109
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
I ended up doing just that, just went for the Ink Preferred. Applied online and got the 7-10 day message. Waited, then called the automated line 3 days later and it said I was approved w/ $9k limit. Still waiting for the physical card.
Anyone know if you're able to access personal and business cards to the same online login? I'm 90% sure I should be able to transfer the UR points from the Ink Preferred to the Sapphire Reserve for the higher redemption rate.
Anyone know if you're able to access personal and business cards to the same online login? I'm 90% sure I should be able to transfer the UR points from the Ink Preferred to the Sapphire Reserve for the higher redemption rate.
Jan 4, 2017, 6:05 am
#110
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
This is how my I manage my Chase cards. All my personal and business accounts are tied to the same login and I consolidate all my UR points into my CSR account.
Jan 4, 2017, 9:34 am
#111
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
I ended up doing just that, just went for the Ink Preferred. Applied online and got the 7-10 day message. Waited, then called the automated line 3 days later and it said I was approved w/ $9k limit. Still waiting for the physical card.
Anyone know if you're able to access personal and business cards to the same online login? I'm 90% sure I should be able to transfer the UR points from the Ink Preferred to the Sapphire Reserve for the higher redemption rate.
Anyone know if you're able to access personal and business cards to the same online login? I'm 90% sure I should be able to transfer the UR points from the Ink Preferred to the Sapphire Reserve for the higher redemption rate.
Keep in mind that you don't need to have them under the same login to transfer UR. Once you do it the first time it stores the card number/name for future point combining.
The reason not to merge logins is that you'll be stuck with the old UI as business accounts still use the design from 200X. If you don't care about that, then you'll need to call them.
Jan 11, 2017, 8:09 am
#112
Join Date: Dec 2016
Posts: 94
Congrats on the approval. Good choice.
Keep in mind that you don't need to have them under the same login to transfer UR. Once you do it the first time it stores the card number/name for future point combining.
The reason not to merge logins is that you'll be stuck with the old UI as business accounts still use the design from 200X. If you don't care about that, then you'll need to call them.
Keep in mind that you don't need to have them under the same login to transfer UR. Once you do it the first time it stores the card number/name for future point combining.
The reason not to merge logins is that you'll be stuck with the old UI as business accounts still use the design from 200X. If you don't care about that, then you'll need to call them.
Jan 23, 2017, 1:51 pm
#113
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
So the general rule of having to wait 24 months to get a bonus does not apply to the Ink Business Preferred? I last got a Chase Ink 50K bonus in March 2015 and was planning on waiting until March 2017 to apply for Ink Preferred. Can I apply now and get the 80K bonus even though it hasn't been 24 months?
Jan 23, 2017, 1:57 pm
#114
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
The 24 month language which appears in most Chase offers refers to how recently you have received a bonus from the same card. Receiving a bonus for any other card is irrelevant. This card is new, and you probably have not already receive a bonus from an INK Preferred.
Last edited by mia; Jan 23, 2017 at 2:11 pm
Jan 23, 2017, 2:13 pm
#115
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
No, I have not. I won't wait then. I'll apply immediately for myself and one for my husband. We both have our current Ink cards coming up for renewal soon, his in February and mine in July. 80K bonus points is a great offer.
Jan 23, 2017, 2:31 pm
#116
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
I ended up not merging as I've already gotten used to and like the layout/UI of the personal site over the one that's used on the business site. Next issue is getting the 3x points for VZ wireless. Sent a SM as I paid a bill at the in store kiosk and only got 1 point per dollar. Going to try next doing a payment online to see if that makes a difference.
Jan 24, 2017, 2:55 pm
#117
Join Date: Jul 2016
Programs: Aadvantage
Posts: 12
Utilities
Does anyone know what category electricity bills fall under? will it get 3x?
Jan 30, 2017, 2:48 pm
#118
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
is 80K bonus the new normal?
is the 80K sign up bonus the new normal for this card? Will this offer always be the one for Ink Business Preferred? I have an Ink Plus that will come up for renewal in July and was going to wait until 1 month before to open a new account and get another sign up bonus then cancel the Ink Plus. If the bonus is going to drop to the standard 50K on Ink cards then I will do the application now.
Jan 31, 2017, 6:08 am
#119
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Jan 31, 2017, 8:31 am
#120
Join Date: Sep 2016
Posts: 285
Applied yesterday afternoon and got the 30 day message. Called the automated line and got the 7-10 day message.
Should I call in? Is it definite that I was denied?
Currently 2/24.
Should I call in? Is it definite that I was denied?
Currently 2/24.