Chase Ink Business Preferred

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Old Jun 26, 19, 11:50 am   -   Wikipost
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What's the best current offer?
  • 80,000 Chase UR points after $5K spend in 3 months, with $95 annual fee (not waived the first year)

May 2018: A 100,000 points offer is available from the Business Rep at your local Chase branch office. This is not available online and Chase will not retroactively up-match to this offer, even if you were recently approved via an online application. The 100k in-branch offer was previously available, then discontinued, and now seems to be back at least for Small Business Week 2018. Additionally, for those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.

October 2018: 100,000 points offer is no longer available. Best offer is 80,000 points after $5,000 in first 90 days.

July 2017: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html

1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:

3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:

- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines

- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).

Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*

See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html

(888) 269-8690 - Business Credit Card Application Status Line, automated
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Old Mar 8, 17, 7:21 am
  #151  
 
Join Date: Jan 2003
Posts: 2,887
Originally Posted by tokkifierce View Post
Does anyone know if any of the 3% apply with eBay fees or postage printed through eBay/PayPal?
I asked the same question before on this thread and was told by one person that it does for ebay fee.
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Old Mar 13, 17, 2:26 pm
  #152  
 
Join Date: Aug 2010
Posts: 119
Curious if any folks have applied for the Ink Preferred 80k offer in-branch? Just to confirm that the $95 annual fee is now not waived...

Thanks
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Old Mar 13, 17, 2:51 pm
  #153  
 
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold, SPG Gold
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Has anyone seen a place to apply for this card and have the annual fee waived first year? I wasn't able to get in on the latest offer since I was out of the country for a few weeks. I planned to apply when I got back and can't find a fee waived offer. There are no Chase bank branches in Kansas City to apply in person.
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Old Mar 13, 17, 3:11 pm
  #154  
 
Join Date: Jun 2015
Posts: 50
Originally Posted by susiesan View Post
Has anyone seen a place to apply for this card and have the annual fee waived first year? I wasn't able to get in on the latest offer since I was out of the country for a few weeks. I planned to apply when I got back and can't find a fee waived offer. There are no Chase bank branches in Kansas City to apply in person.
Chase will no longer waive the first years annual fee for in branch applications. I don't know of any online offers that would have the annual fee waived.
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Old Mar 14, 17, 8:18 am
  #155  
 
Join Date: Apr 2008
Posts: 495
I know it's a new card, but I assume a Ink Preferred > Ink Cash downgrade is possible?

General consensus seems to be to do this kind of downgrade before the AF is due.

Thoughts?
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Old Mar 14, 17, 8:39 am
  #156  
mia
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Join Date: Jun 2003
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Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 38,117
You need to hold one fee-based Ultimate Rewards card to maximize the value of the points. Downgrading from INK Plus (or Bold) to INK Cash (or Classic) was a straightforward decision because the bonus categories of the free cards overlapped with the paid cards. However, changing from Preferred to Cash will involve trade-offs which will vary by individual.
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Old Mar 14, 17, 3:45 pm
  #157  
 
Join Date: Apr 2008
Posts: 495
Originally Posted by mia View Post
You need to hold one fee-based Ultimate Rewards card to maximize the value of the points. Downgrading from INK Plus (or Bold) to INK Cash (or Classic) was a straightforward decision because the bonus categories of the free cards overlapped with the paid cards. However, changing from Preferred to Cash will involve trade-offs which will vary by individual.
I currently hold a CSR. What trade offs are you referring to? I have the travel overlap on both cards so I'd be looking at the ink cash to maximize the 5x (note, I'm not referring to manufacturing spend).
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Old Mar 14, 17, 4:59 pm
  #158  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
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Originally Posted by gumercindo View Post
... What trade offs .
Preferred offers bonuses on categories not covered by any other Chase card: shipping and advertising. These will be important to some users, not to others.
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Old Mar 14, 17, 6:35 pm
  #159  
 
Join Date: Apr 2008
Posts: 495
Understood. Those won't apply to me, but thanks for the input!
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Old Mar 20, 17, 9:31 pm
  #160  
 
Join Date: Mar 2017
Posts: 6
Originally Posted by tokkifierce View Post
Does anyone know if any of the 3% apply with eBay fees or postage printed through eBay/PayPal?
Originally Posted by Need View Post
I asked the same question before on this thread and was told by one person that it does for ebay fee.

Paypal Shipping does NOT receive 3xpoints. (Wife does online sales of retail products). 17 Paypal shipping transactions costing appx. $200 dollars across several days. When they posted on the Ink Preferred, we received only 1 pp$. I guess we're switching to Stamps.com (verified 3xpoints) or another shipping venue.
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Old Mar 21, 17, 3:10 pm
  #161  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Gold, Hyatt Explorist, IHG Plat, Marriott Plat, UA Silver
Posts: 898
Is the inconvenience of switching providers really worth 2-4% of your shipping cost?
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Old Mar 24, 17, 2:57 pm
  #162  
 
Join Date: Apr 2001
Location: HKG, SFO
Posts: 669
Closed Ink Biz Plus and applied for Ink Biz Preferred

I just closed my Ink Biz Plus card like 2 months ago and now I just applied for Ink Biz Preferred 80k offer. Would this be considered a different product to be eligible for 80k bonus?
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Old Mar 24, 17, 3:10 pm
  #163  
 
Join Date: Jan 2015
Posts: 156
Originally Posted by PointsTutor View Post
Chase will no longer waive the first years annual fee for in branch applications. I don't know of any online offers that would have the annual fee waived.
Do you know when this took effect?
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Old Mar 24, 17, 3:11 pm
  #164  
 
Join Date: Jan 2015
Posts: 156
Originally Posted by sxchan View Post
I just closed my Ink Biz Plus card like 2 months ago and now I just applied for Ink Biz Preferred 80k offer. Would this be considered a different product to be eligible for 80k bonus?
Yes. Assuming you get approved, I can't see any reason why you wouldn't be eligible for the bonus.
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Old Mar 24, 17, 6:07 pm
  #165  
 
Join Date: Mar 2017
Location: LA
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Originally Posted by sxchan View Post
I just closed my Ink Biz Plus card like 2 months ago and now I just applied for Ink Biz Preferred 80k offer. Would this be considered a different product to be eligible for 80k bonus?

yup
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