Sep 4, 2015, 8:47 am
Last edit by: beltway
This thread is now archived. For ongoing discussion and the current/updated wiki, see Applying for Chase Credit Cards, 2017 onward. For the archived predecessor thread, see Applying for Chase Credit Cards- Archived 2008-5/2015
Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
Oct 1, 2015, 11:33 am
#1591
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Oct 1, 2015, 11:57 am
#1592
Join Date: Feb 2003
Location: On strike
Posts: 8,135
regarding the Chase British Airways card
I had this card before, but I canceled it.
I saw a great deal for signing up again, so I did.
But I think I may have jumped the gun.
I earned my last sign-up bonus (The 3rd of three that year) in Nov 2013.
I see now that I qualify for the bonuses again if I have not received a new cardmember bonus for this card in the past 24 months.
[...]
Will I qualify?
To be clear, this card has the deal where you get so many miles after spending one amount, and then a 2nd bonus for spending so much more, and a 3rd bonus for reaching a 3rd spend amount.
So, I got the first two bonuses over 24 months ago, but that third one was about 22 months ago.
I had this card before, but I canceled it.
I saw a great deal for signing up again, so I did.
But I think I may have jumped the gun.
I earned my last sign-up bonus (The 3rd of three that year) in Nov 2013.
I see now that I qualify for the bonuses again if I have not received a new cardmember bonus for this card in the past 24 months.
[...]
Will I qualify?
To be clear, this card has the deal where you get so many miles after spending one amount, and then a 2nd bonus for spending so much more, and a 3rd bonus for reaching a 3rd spend amount.
So, I got the first two bonuses over 24 months ago, but that third one was about 22 months ago.
Oct 1, 2015, 12:53 pm
#1593
Join Date: Oct 2013
Location: Sonoma County, CA
Programs: Bonvoy P, HHonors Dia, Hyatt Disc, FPC, Alaskan, Hawaiian, AA, United, Elevate, Amex
Posts: 192
I'm hoping that I will at least qualify if it's 24 months between bonuses, rather than 24 months between last bonus and opening a new account.
thank you.
Oct 1, 2015, 3:32 pm
#1594
Join Date: Jul 2013
Posts: 1,784
Data points about a year old. DW and I each had multiple stage bonuses for the BA card. Reapplied 2 years after the original sign up bonus, which in my case was only around a year after the annual renewal bonus. DW was more like 18 months from her last secondary spend bonus. We both got the full sign up bonus for our new cards.
Oct 1, 2015, 3:39 pm
#1595
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Data points about a year old. DW and I each had multiple stage bonuses for the BA card. Reapplied 2 years after the original sign up bonus, which in my case was only around a year after the annual renewal bonus. DW was more like 18 months from her last secondary spend bonus. We both got the full sign up bonus for our new cards.
Oct 1, 2015, 8:23 pm
#1596
Original Poster
Join Date: Apr 2015
Posts: 157
I reapplied with the same info in my spouse's name with the same info and was approved by letting it work through the system. Thanks for the tip! Do you think there is any chance I would get approved myself if I reapplied and just let it work through the system?
Last edited by mulliganman30; Oct 1, 2015 at 8:33 pm
Oct 1, 2015, 9:36 pm
#1597
Join Date: Apr 2015
Posts: 41
Is there any issue with applying for the Southwest Premier and Plus cards same day? From what I read they don't fall into the 5/24 rule.
Oct 2, 2015, 2:14 am
#1598
Join Date: Aug 2015
Location: SIN
Posts: 1,098
Oct 2, 2015, 8:16 am
#1599
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Question here: I applied on my wife's name for a Fairmont card and got the page where they asked me to call with a reference number. It's been almost a week and I haven't asked my wife to call them yet. Is there a chance they they want to reduce the credit line from other cards and move it over to Fairmont and more importantly, unless we call, they want approve the card. From what I have read here, the best strategy is not to call.
Oct 2, 2015, 10:10 am
#1601
Join Date: May 2014
Location: SoCal
Posts: 2,164
Applied for BA for my wife and got the message, "we received your application we'll let you know within 30 days", HPs is over 15 in 12 months, i have read that its not a good idea to call when you get a message to call them, is there any situation that it is a good idea to call these days, may be our situation?
Oct 2, 2015, 11:46 am
#1602
Join Date: Sep 2013
Location: SMF
Posts: 1,251
You may want to wait for a little while, just because on the application there's the little box you have to check that indicates if you've been denied credit by Chase in the past six months. I don't know whether or not that automatically disqualifies someone from being approved for a new CC, but you might want to wait for a bit.
Oct 2, 2015, 11:51 am
#1603
Join Date: Sep 2013
Location: SMF
Posts: 1,251
Applied for BA for my wife and got the message, "we received your application we'll let you know within 30 days", HPs is over 15 in 12 months, i have read that its not a good idea to call when you get a message to call them, is there any situation that it is a good idea to call these days, may be our situation?
Oct 2, 2015, 12:13 pm
#1604
Join Date: Oct 2013
Location: Sonoma County, CA
Programs: Bonvoy P, HHonors Dia, Hyatt Disc, FPC, Alaskan, Hawaiian, AA, United, Elevate, Amex
Posts: 192
Update on BA: Chase wrote back and said since I earned a bonus on 10/6/2013, I did not qualify. Yes, just one week from being 24 months. They looked up this info, because I did not supply it.
But I wrote back, and asked what if I don't earn the bonus before the 6th, creating 24 months between bonuses? Waiting on a reply.
But this does answer the question. The 24-month clock starts with the last of the tiered bonuses, not with the initial bonus (unless you don't earn anymore).
But I wrote back, and asked what if I don't earn the bonus before the 6th, creating 24 months between bonuses? Waiting on a reply.
But this does answer the question. The 24-month clock starts with the last of the tiered bonuses, not with the initial bonus (unless you don't earn anymore).
Oct 2, 2015, 12:30 pm
#1605
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Data points about a year old. DW and I each had multiple stage bonuses for the BA card. Reapplied 2 years after the original sign up bonus, which in my case was only around a year after the annual renewal bonus. DW was more like 18 months from her last secondary spend bonus. We both got the full sign up bonus for our new cards.