Jun 2, 2014, 9:29 am
Last edit by: CodeAdam10
As of Oct 2019, offer is as follows:
What can I do with Chase Freedom Ultimate Rewards (UR) points?
More info here: http://thepointsguy.com/2015/09/maxi...hase-trifecta/
Can I apply for this card and earn the bonus after doing so previously?
- $200 (20K UR points) for $500 spend in first 3 months.
- No annual fees.
- This is the best available offer since the past few years.
- Public Application Link
What can I do with Chase Freedom Ultimate Rewards (UR) points?
- Transfer them to a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business UR points at 1:1. If you own one of those cards, this is probably the best option for you.
- Redeem for cash back (statement credit or to a checking account), 1 cent per UR point. So, the 20K UR points for signing up will get you $200 cash back. This is generally the default option if you do not own a Sapphire or Ink card.
- Redeem them for various gift cards, or shop with points at Amazon.com (usually same value as cash back, eg. $25 for 2500 UR).
- Book flights/hotels/car rental/activities through Ultimate Rewards, and pay in full or in part using points (1 cent per UR).
More info here: http://thepointsguy.com/2015/09/maxi...hase-trifecta/
Can I apply for this card and earn the bonus after doing so previously?
See the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward
Chase Freedom: $150 (15K UR) + $25 (2.5K UR) for AU after $500 spend in 3 mo.
Jun 24, 2014, 4:55 pm
#91
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
I think so, but it's up to you to decide if the AAoA and HP hit to your credit score are sufficiently offset by a 20k UR sign-up bonus and the prospect of 24k-26.5k extra UR points annually (assuming you max the 5x categories).
Jun 24, 2014, 10:20 pm
#92
Join Date: Dec 2013
Posts: 260
Yes as this is a no annual fee card that you keep forever and build more credit history. So, having a better sign on bonus now is a good time to apply.
Although have to agree with others if you can't afford the HP then not worth it for just 20k pts.
Jun 26, 2014, 5:45 pm
#94
Join Date: Nov 2013
Location: United States
Posts: 526
Jun 26, 2014, 8:27 pm
#95
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
Jun 28, 2014, 8:37 pm
#97
Join Date: Sep 2011
Location: IAH
Posts: 362
Freedom now available with EMV chip
I looked but didn't see this mentioned anywhere else. A friend just received a new Freedom card from Chase with the EMV chip (I assume it's still chip-and-signature). There's still the foreign transaction fee, but I thought others might be interested in knowing it's available. I knew the chip had been rolled out on the Sapphire, but the Freedom was new to me.
Jun 29, 2014, 1:17 am
#100
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
I looked but didn't see this mentioned anywhere else. A friend just received a new Freedom card from Chase with the EMV chip (I assume it's still chip-and-signature). There's still the foreign transaction fee, but I thought others might be interested in knowing it's available. I knew the chip had been rolled out on the Sapphire, but the Freedom was new to me.
Jun 29, 2014, 9:18 am
#101
Join Date: Sep 2011
Location: IAH
Posts: 362
I believe all the Chase cards are chip-and-sig, so I didn't even ask, and he didn't mention a PIN. Though I vaguely remember hearing something about them planning to switch to chip-and-pin in the future.
Jun 30, 2014, 1:37 am
#103
FlyerTalk Evangelist
Join Date: Dec 2009
Location: HaMerkaz/Exit 145
Programs: UA, LY, BA, AA
Posts: 13,167
I looked but didn't see this mentioned anywhere else. A friend just received a new Freedom card from Chase with the EMV chip (I assume it's still chip-and-signature). There's still the foreign transaction fee, but I thought others might be interested in knowing it's available. I knew the chip had been rolled out on the Sapphire, but the Freedom was new to me.
Can your friend take a pic to confirm?
With some cards, the Cash Advance PIN works as the PIN but doesn't come mailed unless specifically requested.
Jun 30, 2014, 1:11 pm
#104
Join Date: Sep 2011
Location: IAH
Posts: 362
He's not comfortable doing so. I did a double take when I saw it because I hadn't heard anything about the Freedom getting the chip. I at first assumed it was a Sapphire with a different design, but it actually was the Freedom. I plan to request it through SM once I get back from my next trip.