Aug 6, 2013, 11:56 am
Last edit by: beltway
For the current version of this thread & related wiki, see
IHG Rewards MasterCard (2016).
IHG Rewards MasterCard (2016).
IHG Rewards Visa/MC, currently 60K, possibly 80K, pts
Dec 3, 2012, 10:39 pm
#856
Join Date: Sep 2011
Location: L.A.
Programs: Marriott Lifetime Titanium Elite, Delta Diamond, IHG Diamond Ambassador, Hertz President's Circle
Posts: 1,135
Hey everyone,
I have had this chase card for almost 2 yrs now. My father wants to sign up...is there a still active link for the 80k sign up bonus? Wasn't sure if the first post was still valid
Also, can I refer him somehow for the card and get pts or something? Wasn't sure!
Thanks I'm advance!
I have had this chase card for almost 2 yrs now. My father wants to sign up...is there a still active link for the 80k sign up bonus? Wasn't sure if the first post was still valid
Also, can I refer him somehow for the card and get pts or something? Wasn't sure!
Thanks I'm advance!
Dec 3, 2012, 10:43 pm
#857
Join Date: Dec 2006
Location: BKK/SEL/YQG
Posts: 2,543
Anyone able to get it without a SSN?
Dec 4, 2012, 7:18 pm
#859
Join Date: Oct 2002
Programs: Marriott Plat Premier/LT Plat; SPG Plat/LT Gold; Hilton Gold; Hyatt Plat
Posts: 2,356
1. Store card (a few) INCREASE your credit. Adding 1 store card to your credit profile is considered diversity
2. Never cancel a card with age(assuming no annual fee). You hurt your credit.
Your advice to him would hurt his credit. In addition most stores over time upgrade you and send you gifts. I started with a $100 Gap/Bananna Store card now it's 10k Gap Visa by my doing nothing. Send me a bday gift each yr, coupons etc. Similar with Nordstoms.
2. Never cancel a card with age(assuming no annual fee). You hurt your credit.
Your advice to him would hurt his credit. In addition most stores over time upgrade you and send you gifts. I started with a $100 Gap/Bananna Store card now it's 10k Gap Visa by my doing nothing. Send me a bday gift each yr, coupons etc. Similar with Nordstoms.
You really should cancel those store cards long time ago. They are considered low-grade cards as they are very easy to get (in the old days at the register when the cashier asks you if you want the store card and get 10% off your purchases) and major banks usually view store cards with suspicions especially if a person carries many of such. The fact that each store card has / carries a balance makes the banks even more suspicious as this person is really stretching his finance...
Closing low credit limit store cards probably wont affect your score much. It is time to clean house now you are in your 30's.
Closing low credit limit store cards probably wont affect your score much. It is time to clean house now you are in your 30's.
Last edited by mia; Dec 5, 2012 at 11:24 am Reason: Personal
Dec 4, 2012, 7:21 pm
#860
Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,461
applied for the card yesterday...not instantly approved...went on last night and seen it in my chase.com account..so i assume i'm approved..will wait for the mail..then to confirm the bonus and additional info
Dec 4, 2012, 8:36 pm
#861
Join Date: Sep 2011
Location: L.A.
Programs: Marriott Lifetime Titanium Elite, Delta Diamond, IHG Diamond Ambassador, Hertz President's Circle
Posts: 1,135
Dec 4, 2012, 8:48 pm
#862
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
finally got points to post.
Took 3 statements (or 2 if you don't count the first 5 days they give you when the card shows up)
The benefits came piece by piece, but they all arrived just fine
FWIW, I got PLAT status 1 month before the 80k points posted, so whoever said it is part of the card was correct
Took 3 statements (or 2 if you don't count the first 5 days they give you when the card shows up)
The benefits came piece by piece, but they all arrived just fine
FWIW, I got PLAT status 1 month before the 80k points posted, so whoever said it is part of the card was correct
Dec 5, 2012, 3:51 pm
#863
Join Date: Jan 2012
Posts: 219
Applied Nov. 27, using link from OP - page 1. Approved immediately.
Received card today - confirmed 80k points. yipee!
Received card today - confirmed 80k points. yipee!
Dec 5, 2012, 7:22 pm
#864
Join Date: Aug 2012
Location: VPS
Programs: IHG Diamond, Delta PM, Hilton Gold, Accor Gold, Marriott Silver
Posts: 7,269
Okay, I think I've got the spousal unit talked into this one for us. Which would be our first baby steps into churning for travel.
Note #1: Current PC membership is in my name, and I'm also an unemployed/homemaker homemaker sort not currently bringing in much in the way of income. While I don't have a ton of points compared to y'all, it's enough for a couple of nights, and I'd like for the card bonus to go into my PC account.
Note #2: Credit is excellent (800+) but currently 'encumbered'. We were both victims in an identity theft situation in late October, and spouse has even had someone try to take out a Lowe's card in his name.
I know, and am very glad, that there will be no instant approval of any credit cards right now due to Note #2. We've made sure that can't happen right now. So I guess I need a little hand-holding about to make it work despite Note #1, and a reassurance that Chase doesn't automatically deny people with current fraud flags on their accounts, and will do verification of request by mail like Lowe's did.
Thanks for any help with the baby steps!
Note #1: Current PC membership is in my name, and I'm also an unemployed/homemaker homemaker sort not currently bringing in much in the way of income. While I don't have a ton of points compared to y'all, it's enough for a couple of nights, and I'd like for the card bonus to go into my PC account.
Note #2: Credit is excellent (800+) but currently 'encumbered'. We were both victims in an identity theft situation in late October, and spouse has even had someone try to take out a Lowe's card in his name.
I know, and am very glad, that there will be no instant approval of any credit cards right now due to Note #2. We've made sure that can't happen right now. So I guess I need a little hand-holding about to make it work despite Note #1, and a reassurance that Chase doesn't automatically deny people with current fraud flags on their accounts, and will do verification of request by mail like Lowe's did.
Thanks for any help with the baby steps!
Dec 6, 2012, 1:10 am
#865
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
1. Store card (a few) INCREASE your credit. Adding 1 store card to your credit profile is considered diversity
2. Never cancel a card with age(assuming no annual fee). You hurt your credit.
Your advice to him would hurt his credit. In addition most stores over time upgrade you and send you gifts. I started with a $100 Gap/Bananna Store card now it's 10k Gap Visa by my doing nothing. Send me a bday gift each yr, coupons etc. Similar with Nordstoms.
2. Never cancel a card with age(assuming no annual fee). You hurt your credit.
Your advice to him would hurt his credit. In addition most stores over time upgrade you and send you gifts. I started with a $100 Gap/Bananna Store card now it's 10k Gap Visa by my doing nothing. Send me a bday gift each yr, coupons etc. Similar with Nordstoms.
'While in general canceling aged card may hurt your credit score - that only again affect people with thin files, i.e. short credit history.
I canceled a 17 or 18 years old Citi card a few years ago. It has not done a blip on my credit. Since then I have gone thru probably many many cards and collected many many miles and points.
Dec 6, 2012, 1:15 am
#866
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Okay, I think I've got the spousal unit talked into this one for us. Which would be our first baby steps into churning for travel.
Note #1: Current PC membership is in my name, and I'm also an unemployed/homemaker homemaker sort not currently bringing in much in the way of income. While I don't have a ton of points compared to y'all, it's enough for a couple of nights, and I'd like for the card bonus to go into my PC account.
Note #2: Credit is excellent (800+) but currently 'encumbered'. We were both victims in an identity theft situation in late October, and spouse has even had someone try to take out a Lowe's card in his name.
I know, and am very glad, that there will be no instant approval of any credit cards right now due to Note #2. We've made sure that can't happen right now. So I guess I need a little hand-holding about to make it work despite Note #1, and a reassurance that Chase doesn't automatically deny people with current fraud flags on their accounts, and will do verification of request by mail like Lowe's did.
Thanks for any help with the baby steps!
Note #1: Current PC membership is in my name, and I'm also an unemployed/homemaker homemaker sort not currently bringing in much in the way of income. While I don't have a ton of points compared to y'all, it's enough for a couple of nights, and I'd like for the card bonus to go into my PC account.
Note #2: Credit is excellent (800+) but currently 'encumbered'. We were both victims in an identity theft situation in late October, and spouse has even had someone try to take out a Lowe's card in his name.
I know, and am very glad, that there will be no instant approval of any credit cards right now due to Note #2. We've made sure that can't happen right now. So I guess I need a little hand-holding about to make it work despite Note #1, and a reassurance that Chase doesn't automatically deny people with current fraud flags on their accounts, and will do verification of request by mail like Lowe's did.
Thanks for any help with the baby steps!
About No.2, if your reports are on Fraud Alert, banks would call to verify if you have indeed submitted application. If your reports are frozen, banks would send you a denial letter informing you the reason why cannot approve you because they have no access to your credit reports. In this case you call the bank's reconsideration dept back and unfreeze whichever report you decide to let the bank pull. Then the review process starts.
Dec 9, 2012, 3:41 am
#867
Join Date: Jun 2012
Posts: 2,342
I saw upthread that someone wanted to make the bonus post in 2013 to get the Platinum status to last as long as possible.
You might have heard about this already, but just wanted to clarify that that won't work anymore, because starting Jan. 1, only base points will qualify toward status, and not bonus points like those from credit card signups.
Of course, you still get PLT status as long as you are a cardholder.
You might have heard about this already, but just wanted to clarify that that won't work anymore, because starting Jan. 1, only base points will qualify toward status, and not bonus points like those from credit card signups.
Of course, you still get PLT status as long as you are a cardholder.
Dec 9, 2012, 4:53 am
#868
Join Date: Feb 2011
Programs: All of them
Posts: 214
I'm sure this is answered somewhere, but this thread is a behemoth. Does the annual free night show up somewhere in your PC account or do you just have to remember that you get it once you pay the annual fee?
Dec 9, 2012, 5:06 am
#869
Join Date: Aug 2011
Programs: IHG Spire Ambassador, CC Gold, Marriott Gold, HH Gold, DL PM
Posts: 526
You receive an e-mail notifying you of the certificate. So far, I have not found it in my online account.
Dec 9, 2012, 5:25 am
#870
Join Date: Jul 2008
Programs: Southwest A-list, Hiltonhonors Diamond, Delta, AA Platinum, IHG Platinum,
Posts: 115
I applied last week using the link in this thread and was approved for 80k points.