Best credit card coversion rate to Asiamiles in 2009? (For FTers based in HK)
Oct 23, 2011, 5:07 am
#1261
Join Date: Jan 2011
Posts: 33
Thanks, Percy.
So, re the Dah Sing, you mean I would have to split the tax payment into HK$10,000 increments every month? Goodness, hubby would go stir crazy if I asked him to do that, haha. And looks like I only have 3 months to do it, seeing that the tax needs to be paid by January. Sigh, wish I'd asked sooner!
Pls let us know if you happen to come across any new offers re tax payment, thanks!
Re the Amex at clinics, you're right that most clinics don't accept them, but my osteopath does, and so do some alternative/holistic clinics.
Cheers,
Maya
So, re the Dah Sing, you mean I would have to split the tax payment into HK$10,000 increments every month? Goodness, hubby would go stir crazy if I asked him to do that, haha. And looks like I only have 3 months to do it, seeing that the tax needs to be paid by January. Sigh, wish I'd asked sooner!
Pls let us know if you happen to come across any new offers re tax payment, thanks!
Re the Amex at clinics, you're right that most clinics don't accept them, but my osteopath does, and so do some alternative/holistic clinics.
Cheers,
Maya
Oct 23, 2011, 11:34 am
#1262
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Wirelessly posted (Palm850/V0100 Mozilla/4.0 (compatible; MSIE 6.0; Windows CE; IEMobile 7.11))
re maya1005
yes. this year most of my work team called our tax assessors for expedited assessment so we get more monthly cycles to start paying 10,000 at a time. the ird must think we're nuts.
if you can't pay all your tax within three months then bankcomm is your fallback - $5 per $5,000 (0.1% rebate) http://www.bankcomm.com.hk/mediafile...f_10383_en.pdf . yes, 90% less than dah sing. personally I think dah sing's nuts, but if they decide its worth their while then i'm willing to oblige.
re maya1005
yes. this year most of my work team called our tax assessors for expedited assessment so we get more monthly cycles to start paying 10,000 at a time. the ird must think we're nuts.
if you can't pay all your tax within three months then bankcomm is your fallback - $5 per $5,000 (0.1% rebate) http://www.bankcomm.com.hk/mediafile...f_10383_en.pdf . yes, 90% less than dah sing. personally I think dah sing's nuts, but if they decide its worth their while then i'm willing to oblige.
Last edited by percysmith; Oct 23, 2011 at 12:29 pm
Oct 23, 2011, 12:27 pm
#1263
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Maybe I ought to do a best welcome offers list too. But they're even harder to sort than earn rates.
(updated 15 Septmber 2011)
1. (You already have this) Citi PM: 10,000 miles plus Jet Airways ticket to LHR/JFK/MXP for $20,000 spending
https://www.citibank.com.hk/HKGCB/AP...m_visacard.htm
http://www.citibank.com.hk/global_do...dc-master.html
http://www.hongkongcard.com/forum/fo...ow.php?id=5436
http://www.hongkongcard.com/forum/fo...ow.php?id=5411
(updated 15 Septmber 2011)
1. (You already have this) Citi PM: 10,000 miles plus Jet Airways ticket to LHR/JFK/MXP for $20,000 spending
https://www.citibank.com.hk/HKGCB/AP...m_visacard.htm
http://www.citibank.com.hk/global_do...dc-master.html
http://www.hongkongcard.com/forum/fo...ow.php?id=5436
http://www.hongkongcard.com/forum/fo...ow.php?id=5411
Just noted the Jet Airways offer expired on 31 Aug 2011 (http://www.hongkongcard.com/forum/fo...ow.php?id=5426) and was not renewed. Current welcome offer is 9,500 miles for 1$2,000 spending. I'm only eligible to churn it next week and just realised I missed out on the tix boohoohoo...
Oct 23, 2011, 7:03 pm
#1264
Join Date: Mar 2009
Posts: 93
No Asia Miles offers this year to date.
Dah Sing 1% Daily Goodies offer still best for tax payments. For fear of OT accusations, I'll PM you the details.
Edit 6:47pm - oh, can't PM maya1005. Details here then:
http://www.dahsing.com/en/html/credi...es_reward.html
In each statement cycle
If you spend $100 or more in non-supermarket retail spending
You get 1% on bill payments, including salaries tax payments
Max $100 rebate (i.e. $10,000 tax payments per month).
The retail spending - can be more than one slip. But must be posted in the same statement cycle as the tax payment.
You can earn this on more than one card. In August, I have four Dah Sing cards earning this offer simultaneously. I received $100 x 4 in early October.
$6/mile:
Doctors - yes but you'd hardly get any clinic to take Amex. Hospitals maybe.
Online purchases - yes
Cinemas - yes
Local shops - yes where accepted
Sorry, only really useful for members with huge DB$ balances.
Dah Sing 1% Daily Goodies offer still best for tax payments. For fear of OT accusations, I'll PM you the details.
Edit 6:47pm - oh, can't PM maya1005. Details here then:
http://www.dahsing.com/en/html/credi...es_reward.html
In each statement cycle
If you spend $100 or more in non-supermarket retail spending
You get 1% on bill payments, including salaries tax payments
Max $100 rebate (i.e. $10,000 tax payments per month).
The retail spending - can be more than one slip. But must be posted in the same statement cycle as the tax payment.
You can earn this on more than one card. In August, I have four Dah Sing cards earning this offer simultaneously. I received $100 x 4 in early October.
$6/mile:
Doctors - yes but you'd hardly get any clinic to take Amex. Hospitals maybe.
Online purchases - yes
Cinemas - yes
Local shops - yes where accepted
Sorry, only really useful for members with huge DB$ balances.
Percy, just to clarify, DBS no longer offer Asia Miles for online bill payments, but do for purchases?
Oct 23, 2011, 7:19 pm
#1265
Join Date: Jan 2011
Posts: 33
Thanks, Percy.
Sigh, wasted perfectly good months this year. I'll check with you guys earlier next year!!
Cheers,
Maya
Sigh, wasted perfectly good months this year. I'll check with you guys earlier next year!!
Cheers,
Maya
Oct 23, 2011, 8:29 pm
#1266
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Purchases - still eligible for miles as before.
Oct 26, 2011, 12:18 am
#1267
Join Date: Feb 2005
Location: Hong Kong
Posts: 2,068
State of play?
Hi Percy, first thing I want to say is a MASSIVE thanks for all your work on this thread. Can I ask a massive favour, would you be able to link your most recent post on the best cards to use?
Maybe is it possible for your to amend the first post of this thread with the most up to date?
Just want to check the state of play on the best cards to get at present. The way I have it now is as follows (non promo):
Local spend: DBS Amex HK$6 = 1AM
Local spend non-Amex: SCB VI HK$7.5 = 1AM
Foreign spend: SCB Amex = HK$2.5 = 1AM
Foreign spend non-Amex: Fubon = HK$3 = 1AM
What's the best of AAVS at the moment, is it Fubon or SCB VI.
Also I do have a Citibank PremierMiles card kicking around, but don't really use it that much. Should I just cancel it, or does it have any use?
Thanks once again for all your help.
Maybe is it possible for your to amend the first post of this thread with the most up to date?
Just want to check the state of play on the best cards to get at present. The way I have it now is as follows (non promo):
Local spend: DBS Amex HK$6 = 1AM
Local spend non-Amex: SCB VI HK$7.5 = 1AM
Foreign spend: SCB Amex = HK$2.5 = 1AM
Foreign spend non-Amex: Fubon = HK$3 = 1AM
What's the best of AAVS at the moment, is it Fubon or SCB VI.
Also I do have a Citibank PremierMiles card kicking around, but don't really use it that much. Should I just cancel it, or does it have any use?
Thanks once again for all your help.
Oct 26, 2011, 1:10 am
#1268
Suspended
Join Date: May 2006
Location: HKG
Programs: A3, TK *G; JL JGC; SPG,Hilton Gold
Posts: 9,952
Hi Percy, first thing I want to say is a MASSIVE thanks for all your work on this thread. Can I ask a massive favour, would you be able to link your most recent post on the best cards to use?
Maybe is it possible for your to amend the first post of this thread with the most up to date?
Just want to check the state of play on the best cards to get at present. The way I have it now is as follows (non promo):
Local spend: DBS Amex HK$6 = 1AM
Local spend non-Amex: SCB VI HK$7.5 = 1AM
Foreign spend: SCB Amex = HK$2.5 = 1AM
Foreign spend non-Amex: Fubon = HK$3 = 1AM
What's the best of AAVS at the moment, is it Fubon or SCB VI.
Also I do have a Citibank PremierMiles card kicking around, but don't really use it that much. Should I just cancel it, or does it have any use?
Thanks once again for all your help.
Maybe is it possible for your to amend the first post of this thread with the most up to date?
Just want to check the state of play on the best cards to get at present. The way I have it now is as follows (non promo):
Local spend: DBS Amex HK$6 = 1AM
Local spend non-Amex: SCB VI HK$7.5 = 1AM
Foreign spend: SCB Amex = HK$2.5 = 1AM
Foreign spend non-Amex: Fubon = HK$3 = 1AM
What's the best of AAVS at the moment, is it Fubon or SCB VI.
Also I do have a Citibank PremierMiles card kicking around, but don't really use it that much. Should I just cancel it, or does it have any use?
Thanks once again for all your help.
Oct 26, 2011, 3:33 am
#1269
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Oct 26, 2011, 3:36 am
#1270
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Points earned there can be redeemed along with SCB AE points.
Cancel the Citibank Premiermiles and churn it 12 months. With any luck they might throw one of those HKG-LHR return tix (albeit on Jet Airways) for $20K spending welcome offers.
Oct 26, 2011, 8:05 am
#1271
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
BEA 3-8% 2011 Festive Reward Spending Promotion 7 Nov-6 Feb
http://www.scribd.com/doc/70380939 (let me know if this link doesn't work, first time using scribd)
Three phases 7 Nov-6 Dec, 7 Dec-6 Jan, 7 Jan-6 Feb
Categories: dining, certain dept stores, certain supermarkets, certain electrical shops
Only count txn>=$400
3% for spending up to $5,000, 8% thereafter (designated categories only) (appears to be same for everyone, no matter how much we ripped BEA off for the 10% Jul-Sep offer)
$400 rebate cap per phase, so max spending per period in designated categories = $8,125 (rebate rate of 4.92%)
Not as generous as the previous promotions, I don't think I can max it or need to use multiple BEA cards.
For dining, better than HSBC's 6X tho (using a $0.1 per mile valuation, HSBC is 3.3% cash rebate equivalent http://www.flyertalk.com/forum/catha...k-72.html#1072. Not to mention BEA still earns basic 1 mile for 8 miles which is roughly 1.25% rebate).
Three phases 7 Nov-6 Dec, 7 Dec-6 Jan, 7 Jan-6 Feb
Categories: dining, certain dept stores, certain supermarkets, certain electrical shops
Only count txn>=$400
3% for spending up to $5,000, 8% thereafter (designated categories only) (appears to be same for everyone, no matter how much we ripped BEA off for the 10% Jul-Sep offer)
$400 rebate cap per phase, so max spending per period in designated categories = $8,125 (rebate rate of 4.92%)
Not as generous as the previous promotions, I don't think I can max it or need to use multiple BEA cards.
For dining, better than HSBC's 6X tho (using a $0.1 per mile valuation, HSBC is 3.3% cash rebate equivalent http://www.flyertalk.com/forum/catha...k-72.html#1072. Not to mention BEA still earns basic 1 mile for 8 miles which is roughly 1.25% rebate).
Oct 31, 2011, 11:24 am
#1272
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Bankcomm Diamond for AAVS - $4/mile for 2011 ($6/mile for 2012)?
Interesting idea that's been confirmed by Bankcomm CS - signing up for $500 AAVS with Bankcomm Diamond qualifies for the $4/mile earn rate ($6/mile after year end).
http://www.hongkongcard.com/forum/fo...ow.php?id=6081
http://www.bankcomm.com.hk/mediafile...s/aavs_eng.pdf
http://www.hongkongcard.com/forum/fo...ow.php?id=6081
http://www.bankcomm.com.hk/mediafile...s/aavs_eng.pdf
Oct 31, 2011, 12:36 pm
#1273
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,807
Another 15X from HSBC ($1.11/mile)
https://www.hsbc.com.hk/1/2/special/cards/prom226
Broadway
Citysuper
Mannings
New Town Plaza
Times Square
15X for purchases over $500 (harsher term than last time's no minimum https://www.hsbc.com.hk/1/2/special/cards/prom218)
To 31 Dec 11
15X = $250/15/15 = $1.11/mile
P.S. Mannings offering 20X (5X extra) for Fridays Saturdays and Sundays.
Broadway
Citysuper
Mannings
New Town Plaza
Times Square
15X for purchases over $500 (harsher term than last time's no minimum https://www.hsbc.com.hk/1/2/special/cards/prom218)
To 31 Dec 11
15X = $250/15/15 = $1.11/mile
P.S. Mannings offering 20X (5X extra) for Fridays Saturdays and Sundays.
Last edited by percysmith; Nov 1, 2011 at 8:52 pm
Oct 31, 2011, 7:58 pm
#1274
Join Date: Apr 2001
Location: HKG/HND/OOL
Programs: QF Emerald. SQ Gold.
Posts: 3,171
Also 2 catch - 200 extra reward cash/week, and 1000 extra reward/promotion max cap. So if you are doing large-ticket purchase for Xmas, think twice because you will be restricted to the 200/week cap and other cards might suite better....
put it otherway, don't shop more than Hk$3k/week, or total of 15k total over promotion.
Oct 31, 2011, 8:07 pm
#1275
Join Date: Jan 2008
Location: Hong Kong
Programs: BA Gold, JGC Sapphire, OZ Diamond, AF Silver, CX GR, Marriott Lifetime SL
Posts: 3,598
Terms and condition say "Broadway PHOTO SUPPLYES" - is that the same as usual broadway where we can buy TV and Cameras which the promotion Logo shows?
Also 2 catch - 200 extra reward cash/week, and 1000 extra reward/promotion max cap. So if you are doing large-ticket purchase for Xmas, think twice because you will be restricted to the 200/week cap and other cards might suite better....
put it otherway, don't shop more than Hk$3k/week, or total of 15k total over promotion.
Also 2 catch - 200 extra reward cash/week, and 1000 extra reward/promotion max cap. So if you are doing large-ticket purchase for Xmas, think twice because you will be restricted to the 200/week cap and other cards might suite better....
put it otherway, don't shop more than Hk$3k/week, or total of 15k total over promotion.
2. Buy the coupon over different weeks and do the trigger at one shot (don't try it with your apple product though ... Fotress has been known to turn-down voucher on apple product on random basis)