Oct 24, 2013, 1:37 pm
Last edit by: JDiver
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I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
No. It's a soft pull. However, you will be denied if your credit reports are frozen.
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
(lower right wiki corner)AAdvantage Miles for Opening New Citibank Checking Account
I'm copying information from various posts that I found useful
1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT
2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT
3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE
4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES
5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES
6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.
YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU
Does it require Credit Pull?
Easiest ways to meet requirements
AA Miles For New Citibank Checking Account [Consolidated]
Feb 26, 2013, 6:45 pm
#781
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Mar 22, 2013, 10:48 pm
#783
Join Date: Apr 2010
Posts: 257
2) Does anyone know there will be a hard pull for NJ residents?
Mar 23, 2013, 5:11 am
#784
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Not from Citibank. But never say never. In my quest for accounts that allow funding by cc, I ended up getting a couple of hard pulls for opening checking accounts by other institutions.
Mar 23, 2013, 8:24 am
#785
Join Date: Nov 2011
Posts: 229
Mar 23, 2013, 5:49 pm
#786
Join Date: Oct 2012
Posts: 37
No 1099 as per the CSR, either.
Gonna see if I can sign the SO up with an account without an AA credit card.
Mar 23, 2013, 8:12 pm
#787
Join Date: Jul 2012
Location: PA
Posts: 82
I haven't really seen the answer to this ( I searched ). Has anyone been able to do this more than once? Is there a time that the account must be closed before applying again. Sorry for the stupid question if it's been answered before...
Mar 26, 2013, 10:08 am
#788
Join Date: Jul 2011
Posts: 162
Should debit card purchase be pin or signature based?
I've been searching through this thread to figure out whether the debit card purchase for promo CYFM needs to be pin based or signature based (use the debit card as a credit card) and there does not seem to be a consistent answer. Some said they used MO at wallyworld while other stated they were told by a rep it needed to be treated as a credit card. These answers conflict as wallyworld, usually, requires a pin for a MO.
Does anyone want to share there experience - especially if they were denied the bonus due to the wrong selection of pin/signature transactions.
Here is the offer.
Does anyone want to share there experience - especially if they were denied the bonus due to the wrong selection of pin/signature transactions.
Here is the offer.
Mar 28, 2013, 9:23 pm
#789
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Went to a citibank branch today. I counted 5 people "working" there -- not one customer other than me during the entire time I was there. I had printed out the email with the 10-digit alpha-numeric code (which I assume is unique?) with all the offer details. The agent could not figure out how to open an account with this offer. She tried calling the number on the offer and could not get much help from them. Then she called someone else (internal support?) and they walked her through the steps, but I guess the system was not allowing her to do it or something. After trying for 30 minutes, finally she suggested it might be better for me to do it online to make sure I get this offer without issues. I am glad she didn't try to just give me something else, but it was in the end a waste of time. Anyone else have had this kind of an issue?
BTW, if I try to open the account online, it is offering me to make initial deposit using a credit card. I have read other threads that caution you from using Citi or Chase credit cards as they will code as cash advance. How about BoA or BoH? Anyone tried this for initial deposit? I will only do $1000. Thanks in advance.
BTW, if I try to open the account online, it is offering me to make initial deposit using a credit card. I have read other threads that caution you from using Citi or Chase credit cards as they will code as cash advance. How about BoA or BoH? Anyone tried this for initial deposit? I will only do $1000. Thanks in advance.
Mar 29, 2013, 6:04 am
#790
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
BTW, if I try to open the account online, it is offering me to make initial deposit using a credit card. I have read other threads that caution you from using Citi or Chase credit cards as they will code as cash advance. How about BoA or BoH? Anyone tried this for initial deposit? I will only do $1000. Thanks in advance.
Mar 29, 2013, 7:21 am
#791
Join Date: Sep 2012
Posts: 586
CITI is taking FOREVER to send me my PIN and checks. I've had my debit card for 2 weeks and the account open for a month and still haven't received them. Every time I call they say "it should be there within 1-2 days, call back if it isn't". Of course I do and get the same answer.
Mar 29, 2013, 8:08 am
#792
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Thanks ma91pmh. Will use Chase then (unless someone can chime in on BoA/BoH as I need to meet minimum spend on those cards).
This is why I went to the branch, hoping I can avoid waiting for debit card, pin etc. How did you open your account -- online, phone or branch?
CITI is taking FOREVER to send me my PIN and checks. I've had my debit card for 2 weeks and the account open for a month and still haven't received them. Every time I call they say "it should be there within 1-2 days, call back if it isn't". Of course I do and get the same answer.
Mar 29, 2013, 8:20 am
#794
Join Date: Jul 2011
Posts: 162
I've been searching through this thread to figure out whether the debit card purchase for promo CYFM needs to be pin based or signature based (use the debit card as a credit card) and there does not seem to be a consistent answer. Some said they used MO at wallyworld while other stated they were told by a rep it needed to be treated as a credit card. These answers conflict as wallyworld, usually, requires a pin for a MO.
Does anyone want to share there experience - especially if they were denied the bonus due to the wrong selection of pin/signature transactions.
Here is the offer.
Does anyone want to share there experience - especially if they were denied the bonus due to the wrong selection of pin/signature transactions.
Here is the offer.
Does debit card purchase needs to be pin based or signature based?
Mar 29, 2013, 11:47 am
#795
Join Date: May 2012
Location: Minneapolis, MN USA
Posts: 107
CITI is taking FOREVER to send me my PIN and checks. I've had my debit card for 2 weeks and the account open for a month and still haven't received them. Every time I call they say "it should be there within 1-2 days, call back if it isn't". Of course I do and get the same answer.
BTW, I experienced the same problems when I did this the first time around. I called to inquire about my debit card after waiting two weeks, and they said I didn't request one. ...? They overnighted it to me, and then overnighted the PIN two days later.