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AA Miles For New Citibank Checking Account [Consolidated]

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Old Oct 24, 2013, 1:37 pm
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AAdvantage Miles for Opening New Citibank Checking Account


I'm copying information from various posts that I found useful

1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT

2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT

3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE

4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES

5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES

6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.

YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU

Does it require Credit Pull?
No. It's a soft pull. However, you will be denied if your credit reports are frozen.

Easiest ways to meet requirements
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
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AA Miles For New Citibank Checking Account [Consolidated]

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Old Sep 26, 2012, 12:23 am
  #631  
 
Join Date: Sep 2012
Posts: 4,431
Quick question--

When paying for the $375 debit card spend (for 15K AA miles), I would think that I have to make PIN-based transactions (debit purchases). But a rep from Citi said that I have to use the ATM card like a credit card (no PIN). Will either work? CAn someone clarify this?
DaveInLA is offline  
Old Sep 26, 2012, 1:44 am
  #632  
 
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Originally Posted by brownie20
Thanks! So you can earn the 30k AA sign on bonus and then 1200 TYP/month with some small transactions?
Yes. 1300, actually, without needing any lines or loans. More with them.
roki is offline  
Old Sep 26, 2012, 8:40 am
  #633  
 
Join Date: Apr 2011
Location: ACC
Programs: AAdvantage, MIleagePlus, Skywards
Posts: 395
If I open a joint account under a promo, will my wife be excluded from the same offer if she wanted to open an account too?
aragno is offline  
Old Sep 26, 2012, 10:14 am
  #634  
 
Join Date: Nov 2006
Location: Chicago
Posts: 887
Paypal does count as a direct deposit, correct?
hellyea is offline  
Old Sep 26, 2012, 2:01 pm
  #635  
 
Join Date: Mar 2005
Location: Riverside, CA ONT
Programs: United 1K
Posts: 205
I received this offer via email and have a few Citi credit cards. I had to go to my local branch to open it because I am self employed and cannot do the direct deposit. My local branch allowed me to qualify for the Gold card without 50k in deposits, but I have to pay the $30 a month fee instead. They also waived the direct deposit requirement if I kept 2K in the account over and above the $750 I have to spend to qualify. I don't know anything about the 1099, but I sure hope I don't get one.
Fotoav8r is offline  
Old Sep 26, 2012, 2:12 pm
  #636  
 
Join Date: May 2010
Location: DFW
Programs: American - Platinum Pro, Marriott - Platinum
Posts: 479
Originally Posted by josephstern
That, plus the pain of dealing with Citi, plus the chance that they would disqualify me as having done it before, plus the pain of canceling the account down the road.

Even with all of that, it's tempting, but I'm trying to be strong here.
+1 - glad to be among the company of like-minded!
raj_cl is offline  
Old Sep 26, 2012, 2:35 pm
  #637  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,966
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Discussions started by ssoonngg123 on September 19 and ratnasam on September 20 have been merged into this existing thread where a 30,000 miles offer has been under discussion since mentioned by Mrgolfer21 on September 12. Scroll back to post 557 to begin reading. It's a little choppy because the three overlapping conversations are displayed in strict chronological order.

Thread title has been edited to remove mention of the number of miles because that element varies, but the fundamentals of the offer are substantially similar.

Last edited by mia; Sep 26, 2012 at 2:46 pm
mia is offline  
Old Sep 26, 2012, 3:00 pm
  #638  
 
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Originally Posted by aragno
If I open a joint account under a promo, will my wife be excluded from the same offer if she wanted to open an account too?
No, as long as you're the primary signer.
roki is offline  
Old Sep 26, 2012, 3:42 pm
  #639  
 
Join Date: Mar 2010
Posts: 78
think i'll wait until next february for confirmation on no 1099s before jumping in.
therivler1 is offline  
Old Sep 26, 2012, 3:59 pm
  #640  
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Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,060
Originally Posted by raj_cl
+1 - glad to be among the company of like-minded!
Yeah, well, I wasn't so strong, after all.
josephstern is offline  
Old Sep 26, 2012, 4:52 pm
  #641  
Used to be highman123
 
Join Date: Jul 2011
Posts: 3,541
One more thing to note - if you had a checking account and got a bonus in the last 2 years for opening that account you are not eligible as well...
MightyTravels is offline  
Old Sep 27, 2012, 10:42 am
  #642  
 
Join Date: Jan 2012
Posts: 93
Here's the terms of the offer I just completed for 30,000 miles:
Open a qualified Regular Checking account by 8/31/2012.Within 60 days after account opening, complete both of the following qualifying activities:
1. One or more direct deposits for 2 consecutive calendar months AND
2. Spend the required minimum amount on purchases using your Citibank Debit Card*
I opened a Citigold account. Does "qualified Regular Checking account" mean I have to deposit the minimum $50,000? I won't come anywhere close to that. I know I'll be charged a $30 monthly fee after a few months, but I'm fine with that. I just don't want to miss out on the 30,000 miles because the account wasn't qualified.
CalGuy is offline  
Old Sep 27, 2012, 12:11 pm
  #643  
 
Join Date: Apr 2010
Posts: 257
Originally Posted by CalGuy
Here's the terms of the offer I just completed for 30,000 miles:
Open a qualified Regular Checking account by 8/31/2012.Within 60 days after account opening, complete both of the following qualifying activities:
1. One or more direct deposits for 2 consecutive calendar months AND
2. Spend the required minimum amount on purchases using your Citibank Debit Card*
I opened a Citigold account. Does "qualified Regular Checking account" mean I have to deposit the minimum $50,000? I won't come anywhere close to that. I know I'll be charged a $30 monthly fee after a few months, but I'm fine with that. I just don't want to miss out on the 30,000 miles because the account wasn't qualified.
You don't have to meet the minimum deposit amount for a fee waiver on the account. This isn't a requirement for the bonus.
flyerfrog is offline  
Old Sep 27, 2012, 12:58 pm
  #644  
 
Join Date: May 2010
Location: DFW
Programs: American - Platinum Pro, Marriott - Platinum
Posts: 479
Originally Posted by therivler1
think i'll wait until next february for confirmation on no 1099s before jumping in.
+1 can't believe people are willing to pull the trigger knowing there's a risk of 1099 issuance!

I for one can't wait to see the 1099 thread again being revived next year - it's good to read that thread academically, knowing that you haven't been issued a 1099
raj_cl is offline  
Old Sep 27, 2012, 6:28 pm
  #645  
 
Join Date: Sep 2012
Posts: 4,431
I read somewhere that Citi only issues 1099 for "value" of over $500. I believe each point is valued at 2.5c, so 15K AA points (which is what I signed up for) is only worth $375
DaveInLA is offline  


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