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AA Miles For New Citibank Checking Account [Consolidated]

Old Oct 24, 2013, 2:37 pm
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AAdvantage Miles for Opening New Citibank Checking Account


I'm copying information from various posts that I found useful

1. So online transfers of funds from other banks (Bank of America) or Fidelity accounts will count as direct deposits - is that correct?
CORRECT

2. To get the 30K AA miles, does the Direct deposits have to be for a certain dollar amount? (I realize that there is a $30 monthly fee for the Gold acct if balance is not $50K)
NO MINIMUM DIRECT DEPOSIT REQUIREMENT

3. How long must the direct deposit funds remain with Citibank?
NO REQUIREMENT - NEEDS TO POST AND AFFECT YOUR BALANCE

4. For the debit purchases of $750, just choose the "credit" option instead of debit option at payment - is that correct?
I CHOSE CREDIT, OTHERS HAVE DONE DEBIT AND GOT MILES

5. Like the idea of purchasing a money order at Walmart (of course, depends on the fee). So has this be acceptable to meet the debit purchase of $750 for the offer?
YES

6. Since there is a long delay in getting the account info, checks, and debit card when opening an account online, should I just go into a branch in person to open such an account - is this an option? If not, does Citibank adjust the "60 day from account opening" if you notify them when the materials are not received for several weeks.

YOU CAN GO TO BRANCH TO OPEN ACCOUNT, TAKE OFFER CODE WITH YOU

Does it require Credit Pull?
No. It's a soft pull. However, you will be denied if your credit reports are frozen.

Easiest ways to meet requirements
One single WM MO to meet the spend requirement, and DD was met by ACH from Amazon Payments.
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AA Miles For New Citibank Checking Account [Consolidated]

Old Jan 13, 2011, 9:14 am
  #61  
 
Join Date: Dec 2008
Posts: 563
FWIW, my story about Citi is completely different from others posting here. I posted this in the 40K AAdvantage checking thread.

I wrote:
"I previously posted that I was giving up on this checking account and the prospect of getting 20,000 miles because of all the talk about Citi not paying up and this was a targeted offer for which I was never targeted. I originally opened the account in Oct - I think. I funded it with two direct deposits, and made one purchase with the debit card (basic card too - not an AA debit card) before calling Citi and canceling the account in the beginning of Dec. I logged in today and noticed a 20,000 mile deposit from Citi as of 12/30! It came in after Saturday because I last checked my account on Sat and the miles weren't there."

To sum it up I bought in to everyone saying Citi would never give the miles because I wasn't targeted and Citi in general just doesn't give out miles unless you fight hard enough. I never even completed the requirements for the bonus miles and closed my account and I STILL got the 20K miles for the offer. So now I'm opening an account for my wife under this 25K offer! I do tend to have insanely good luck with things like this but I'll roll the dice again. I'm thinking of opening a new account for myself and see if I can get another 25K miles.

Does anyone think Citi will figure this out and take back the 20K miles?

Update:
After looking into it more, Citibank never closed my account after all. I did get miles when I wasn't targeted. It took exactly 60 days from the day I opened it for the bonus miles.

Last edited by Milezjunkie; Jan 13, 2011 at 7:55 pm
Milezjunkie is offline  
Old Jan 13, 2011, 5:30 pm
  #62  
 
Join Date: Jan 2011
Posts: 21
I just opened an account on the phone...and the agent informed me that if you were to open a gold account, and apply for the Citibank /AA Advantage Premium debit card, there is a one time 4,000 AAdvantage bonus miles. So this deal technically gives 30,000 miles (for opening gold account) + 4,000 miles (for enrolling in AAdvantage debit card) for a total of 34,000 miles. Aint bad!
cuetan is offline  
Old Jan 13, 2011, 6:44 pm
  #63  
 
Join Date: Nov 2010
Location: DFW
Posts: 413
Originally Posted by cuetan
I just opened an account on the phone...and the agent informed me that if you were to open a gold account, and apply for the Citibank /AA Advantage Premium debit card, there is a one time 4,000 AAdvantage bonus miles. So this deal technically gives 30,000 miles (for opening gold account) + 4,000 miles (for enrolling in AAdvantage debit card) for a total of 34,000 miles. Aint bad!
You can get the AA debit card with the regular account as well, it's 2000 miles.

The catch is for the basic it's a $25 annual fee, $65 for the premium

--wes
wesmanz is offline  
Old Jan 13, 2011, 9:54 pm
  #64  
 
Join Date: Jan 2007
Posts: 2,905
Originally Posted by wesmanz
You can get the AA debit card with the regular account as well, it's 2000 miles.

The catch is for the basic it's a $25 annual fee, $65 for the premium

--wes
Try getting the $65 premium for the Premium Debit Card waived for the first year. I've had this done with several family members (all CitiGold). Then downgrade the card before the next year's premium is due. Been 3 outta 3 with that.
Ritz is offline  
Old Jan 13, 2011, 10:44 pm
  #65  
 
Join Date: Nov 2010
Location: DFW
Posts: 413
Originally Posted by Ritz
Try getting the $65 premium for the Premium Debit Card waived for the first year. I've had this done with several family members (all CitiGold). Then downgrade the card before the next year's premium is due. Been 3 outta 3 with that.
That's what I would do as well, but I opted not to get one at all. I run all my debit/credit card spend through my AA Citi card so I won't need the debit card for anything really. This is like a slush fund account, just to get the bonus miles.

--wes
wesmanz is offline  
Old Jan 14, 2011, 8:44 am
  #66  
 
Join Date: Jan 2011
Posts: 21
Originally Posted by wesmanz
That's what I would do as well, but I opted not to get one at all. I run all my debit/credit card spend through my AA Citi card so I won't need the debit card for anything really. This is like a slush fund account, just to get the bonus miles.

--wes
You dont even have to try to waive the annual fee...The $65 annual fee is waived for Citigold customers.
cuetan is offline  
Old Jan 14, 2011, 9:16 am
  #67  
 
Join Date: Jan 2007
Posts: 2,905
Originally Posted by cuetan
You dont even have to try to waive the annual fee...The $65 annual fee is waived for Citigold customers.
Ah, I see - and thanks for the info. When I set the accounts up (a couple of years ago), I was told the fee was only waived for the first year. Is it waived every year?
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Old Jan 14, 2011, 3:09 pm
  #68  
 
Join Date: Oct 2008
Location: SFO, SJC
Programs: UA, AA, AS, Marriott Platinum Elite, Hilton Diamond
Posts: 706
Has anyone tried applying w/o having a Citi AAdvantage card? I have a CitiBusiness Visa, but no personal card right now (canceled a while ago and haven't been able to get approved for one since I'm "blacklisted" right now).

If a CitiBusiness card works, I will try to open the checking account... but if not, I'm not sure it's worth the risk.

Thx
glu800 is offline  
Old Jan 16, 2011, 12:25 am
  #69  
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I just signed up for "The Citibank Account", and during the application, I did not see any place to enter my AA number.. Should it have been online?
FriendlySkies is offline  
Old Jan 16, 2011, 1:28 am
  #70  
 
Join Date: Dec 2008
Posts: 563
Originally Posted by FriendlySkies
I just signed up for "The Citibank Account", and during the application, I did not see any place to enter my AA number.. Should it have been online?
No, they get your number from your AA credit card since you have to have one to be targeted for this offer.
Milezjunkie is offline  
Old Jan 16, 2011, 12:41 pm
  #71  
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Originally Posted by swat16
No, they get your number from your AA credit card since you have to have one to be targeted for this offer.
So the people that responsed that they got the miles without a citi card were wrong?
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Old Jan 16, 2011, 12:48 pm
  #72  
 
Join Date: Jan 2011
Posts: 21
Originally Posted by FriendlySkies
So the people that responsed that they got the miles without a citi card were wrong?
Citi would assign a AA#'s if none is tagged with the account. Or you can call in and have your existing AA# attached to this promo.
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Old Jan 16, 2011, 6:00 pm
  #73  
 
Join Date: Dec 2008
Posts: 563
Originally Posted by FriendlySkies
So the people that responsed that they got the miles without a citi card were wrong?
You would have to ask those people. When I called and sent a secure message to CS they refused to take my AA number and told me they would match it with my Citi AA credit card. They did end up doing that and I got the miles without any issues.

Does anyone know if the checking account offers are churnable each year like Chase offers were?
Milezjunkie is offline  
Old Jan 16, 2011, 8:09 pm
  #74  
 
Join Date: Mar 2009
Posts: 14
Smile Hard pull on credit? Bonus eligibility after account "downgrades"?

Sorry, newbie here. I've read up to Page 5 of this thread and noticed that someone asked if Citi does a hard pull on one's credit report to open a checking account or the Citigold account. However, no responses yet. Have I missed it? Will it be a hard pull?

Also, what's the possibility of promo mile forfeiture if one "downgrades" Citigold account into an account with lessor requirements or from a larger-AF debit card (4K bonus miles) to a lower-AF debit card (2K bonus miles)? TIA!
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Old Jan 16, 2011, 8:21 pm
  #75  
 
Join Date: Jul 2009
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funding

can these still be funded w/ a visa/mc from another bank?

TIA

Foy
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