Alaska Airlines Canadian MasterCard
Mar 16, 2015, 12:33 pm
#646
Join Date: Sep 2012
Posts: 1,098
Mar 16, 2015, 7:15 pm
#647
Join Date: May 2014
Location: YYZ
Posts: 527
Do you just cancel card with the credit? Or do you transfer the credit over to another card before cancelling? it seems like if you were to do the latter you could guarantee approval in the future.
Mar 16, 2015, 8:12 pm
#648
Join Date: Mar 2007
Posts: 4,784
and hope I get more credit room when I later applied MBNA Platinum ($50 RFD cashback) for the 0% balance transfer
Don't need much credit on my next Alaska card anyway, nor any immediate use, so I can wait a bit.
but now I think about it further, maybe I should've asked them to CONVERT directly (and live without the $50 cashback?)
I'm not brave enough to apply/own 3 MBNA Alaska cards concurrently
Mar 31, 2015, 10:26 am
#649
Join Date: May 2014
Location: YYZ
Posts: 527
The rep told me that I'd get the welcome points after a "qualifying purchase" and that since I have a 5k credit limit I get 30k instead of 25k? ....I assume she was wrong about both?
Also, since apparently the $5k limit does give you some additional features (I just never heard of an additional 5k?), what happens if/when I apply for another one and get declined and ask them to move credit away from that card? Does it get downgraded to the "other" Alaska card?
Also, since apparently the $5k limit does give you some additional features (I just never heard of an additional 5k?), what happens if/when I apply for another one and get declined and ask them to move credit away from that card? Does it get downgraded to the "other" Alaska card?
Mar 31, 2015, 10:37 am
#650
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,535
Has anybody received an offer to upgrade from the Plat to the World Elite Alaska card recently?
A long time ago people were getting upgraded for free with a 10k bonus, but haven't seen any reports since the TD website transition
A long time ago people were getting upgraded for free with a 10k bonus, but haven't seen any reports since the TD website transition
Mar 31, 2015, 9:45 pm
#651
Join Date: Feb 2015
Programs: Top Tier Flyertalk Member
Posts: 683
https://apply.mbna.ca/applicationfor...l.htm#FirstUse
†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Please allow 8–10 weeks from the account approval date for bonus Miles to be posted to your Mileage Plan account. Limit one-time bonus Miles offer (no cash value) per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded within 8-10 weeks of the approval date if a completed application is submitted to an Alaska Airlines employee.
I tend to not even activate the card...
Apr 1, 2015, 11:19 am
#653
Join Date: May 2014
Location: YYZ
Posts: 527
Literally had the card in my hand and on the activation webpage, but will wait for his response before I go through with it
When I click on the "Rewards" tab, and then "Check your rewards balance" the 25k is in there. So maybe there is no reason to activate after all.
When I click on the "Rewards" tab, and then "Check your rewards balance" the 25k is in there. So maybe there is no reason to activate after all.
Apr 4, 2015, 5:47 pm
#654
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,521
Just applied for my 2nd card. I have good income, own my own home (no mortgage), excellent credit score, answered all my security questions correctly and they still didn't approve me immediately! 
Said I should hear back in 10-15 days.
Said I should hear back in 10-15 days.
Apr 4, 2015, 6:45 pm
#655
Join Date: Oct 2003
Location: YYZ
Posts: 1,629
They didn't decline you immediately either! App has gone for manual review. Call on Monday and ask for a status update. The person you talk to will be able to find your App and tell you a decision either way. Good luck!
Apr 5, 2015, 8:34 am
#656
Join Date: Jan 2014
Location: yyz
Posts: 1,611
So...if you are in that situation it's normal, I think, to not be auto-approved. As todd-r suggests call in and the rep should manually approve.
Apr 5, 2015, 9:02 am
#657
Join Date: Jan 2013
Location: YYZ
Posts: 380
The one criteria you're missing from your description is # of applications from your address. I've had a couple "wait and see" replies despite having all the good stuff a financial institution wants. However, in asking one of their reps about why I was rejected I was informed that the IT system flags multiple applications from one address as a reason not to auto-approve.
So...if you are in that situation it's normal, I think, to not be auto-approved. As todd-r suggests call in and the rep should manually approve.
So...if you are in that situation it's normal, I think, to not be auto-approved. As todd-r suggests call in and the rep should manually approve.
Apr 5, 2015, 9:40 am
#658
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,521
The one criteria you're missing from your description is # of applications from your address. I've had a couple "wait and see" replies despite having all the good stuff a financial institution wants. However, in asking one of their reps about why I was rejected I was informed that the IT system flags multiple applications from one address as a reason not to auto-approve.
So...if you are in that situation it's normal, I think, to not be auto-approved. As todd-r suggests call in and the rep should manually approve.
So...if you are in that situation it's normal, I think, to not be auto-approved. As todd-r suggests call in and the rep should manually approve.
I'll call on Monday. Thanks for the tip.
Apr 6, 2015, 10:42 am
#660
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Three weeks later, and I'm still waiting for the card. Meanwhile, my wife applied a day after I did, and she already has the card in her purse.
So, I spoke to an MBNA credit analyst. Told me I was approved, but they are still experiencing the "delay issues" they had in Oct/Nov 2014, when MBNA's online systems moved under the TD mothership. Their staff will need to manually re-input my application, and as per my last call to them, it's finally been done.
But, to expedite the process, I think if you're in the same boat as me, then you should call and ask a rep to push it along, rather than wait for it to come out of the queue on its own. That's the impression I got based on the convo I had with the CSR.
JJJ, still waiting.
