Alaska Airlines Canadian MasterCard
#391
Join Date: May 2006
Location: YYZ
Posts: 731
I applied 9/12 I believe. Apparently all MBNA credit approval systems were put on hold as of that date as part of the transition to TD. Should have applied one day earlier... There's no way for agents to manually put through the queued applications. Anyone considering an application may want to hold off until early October to see how things play out.
#392
Join Date: Oct 2003
Location: YYZ
Posts: 1,629
I have never had an MBNA card take this long!
08-22 Applied On-line (no instant approval)
08-26 Call from MBNA to confirm details and advise of approval and that card will be issued in 48 hours (no card received)
09-11 25,000 Bonus points awarded (posted as World Elite Enrollment Bonus)
09-12 Receive notification from GCR that rebate has been awarded
09-14 Companion Cert awarded
09-16 No card yet!
08-22 Applied On-line (no instant approval)
08-26 Call from MBNA to confirm details and advise of approval and that card will be issued in 48 hours (no card received)
09-11 25,000 Bonus points awarded (posted as World Elite Enrollment Bonus)
09-12 Receive notification from GCR that rebate has been awarded
09-14 Companion Cert awarded
09-16 No card yet!
09-16 Card received!
#394
Join Date: Oct 2003
Location: YYZ
Posts: 1,629
Are you buying the phone outright or through a contract? If buying outright, as long as the purchase price is less than your homeowners policy deductible, you are fine. If part of a contract (i.e., you do not receive a receipt for the purchase of the phones retail value) then if you choose to insure through iCare, that would be your best bet.
#395
Join Date: Mar 2014
Programs: AS
Posts: 194
Are you buying the phone outright or through a contract? If buying outright, as long as the purchase price is less than your homeowners policy deductible, you are fine. If part of a contract (i.e., you do not receive a receipt for the purchase of the phones retail value) then if you choose to insure through iCare, that would be your best bet.
#396
Join Date: Oct 2003
Location: YYZ
Posts: 1,629
If the value is greater than your homeowners deductible you would have to claim through that policy first (and eat the deductible).
You have these coverages with your World Elite MasterCard:
EXTENDED WARRANTY
Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card.
PRICE PROTECTION
Should you find a lower regular price for a new item within 60 days from the date of purchase using your eligible MasterCard card, you may be reimbursed for the price difference.
PURCHASE ASSURANCE
Provides coverage for most items you purchase with your eligible MasterCard card if the item is damaged or stolen within 90 days of the date of purchase.
#397
Join Date: Mar 2014
Programs: AS
Posts: 194
Because it is considered 'secondary' insurance.
If the value is greater than your homeowners deductible you would have to claim through that policy first (and eat the deductible).
You have these coverages with your World Elite MasterCard:
EXTENDED WARRANTY
Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card.
PRICE PROTECTION
Should you find a lower regular price for a new item within 60 days from the date of purchase using your eligible MasterCard card, you may be reimbursed for the price difference.
PURCHASE ASSURANCE
Provides coverage for most items you purchase with your eligible MasterCard card if the item is damaged or stolen within 90 days of the date of purchase.
If the value is greater than your homeowners deductible you would have to claim through that policy first (and eat the deductible).
You have these coverages with your World Elite MasterCard:
EXTENDED WARRANTY
Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard card.
PRICE PROTECTION
Should you find a lower regular price for a new item within 60 days from the date of purchase using your eligible MasterCard card, you may be reimbursed for the price difference.
PURCHASE ASSURANCE
Provides coverage for most items you purchase with your eligible MasterCard card if the item is damaged or stolen within 90 days of the date of purchase.
2 years ago when I got my iPhone 5, I scratched it within 2 weeks. I know scratches are not covered, even by Apple, but I am concerned that I will miss out if I don't "double up" on coverage.
#398
Join Date: Aug 2003
Posts: 280
I have the small print here as I just received one of these.
It does not cover travellers cheques, money, documents, animals or plants, golf balls, automobiles, motorboats, or other motor vehicles.
Computers, software and their parts are considered one item and are covered to $1000 max.
Jewelry and art are limited to $500 for each item per loss.
Let me know if you have any other specific questions and I will get out my magnifying glass.
It does not cover travellers cheques, money, documents, animals or plants, golf balls, automobiles, motorboats, or other motor vehicles.
Computers, software and their parts are considered one item and are covered to $1000 max.
Jewelry and art are limited to $500 for each item per loss.
Let me know if you have any other specific questions and I will get out my magnifying glass.
#399
Join Date: Mar 2007
Posts: 4,784
Hey, I cancelled my 6/26
Re-applied 9/11 due to this "Chicken little" move to TD, just in case
I under-reported income below $60K
and today 9/17 I just got GCR notification of my $60 cashback, and will wait for my card in mail
EDIT: just to add, my FREE Equifax plan (from Home Depot offering) sent me email alert saying MBNA has opened new account in my name (correctly)
Re-applied 9/11 due to this "Chicken little" move to TD, just in case
I under-reported income below $60K
and today 9/17 I just got GCR notification of my $60 cashback, and will wait for my card in mail
EDIT: just to add, my FREE Equifax plan (from Home Depot offering) sent me email alert saying MBNA has opened new account in my name (correctly)
I should've done this a long time ago, accumulating AS miles for cheap, for CX Business class flight
#400
Join Date: Mar 2014
Programs: AS
Posts: 194
I have the small print here as I just received one of these.
It does not cover travellers cheques, money, documents, animals or plants, golf balls, automobiles, motorboats, or other motor vehicles.
Computers, software and their parts are considered one item and are covered to $1000 max.
Jewelry and art are limited to $500 for each item per loss.
Let me know if you have any other specific questions and I will get out my magnifying glass.
It does not cover travellers cheques, money, documents, animals or plants, golf balls, automobiles, motorboats, or other motor vehicles.
Computers, software and their parts are considered one item and are covered to $1000 max.
Jewelry and art are limited to $500 for each item per loss.
Let me know if you have any other specific questions and I will get out my magnifying glass.
#402
Join Date: Aug 2011
Location: Tehran (IKA), Vancouver (YVR), Nice (NCE)
Programs: QR Platinum (Oneworld Emerald), AZ Freccia Alata (Skyteam Gold), Shangri-La GC (Jade)
Posts: 235
I didnt have an MVP account when I applied. I got the card, but no MVP card. Should I open an account with AS and link my CC to it or have they automatically enrolled me in the program? How do I find out?
#404
Join Date: Aug 2011
Location: Tehran (IKA), Vancouver (YVR), Nice (NCE)
Programs: QR Platinum (Oneworld Emerald), AZ Freccia Alata (Skyteam Gold), Shangri-La GC (Jade)
Posts: 235