Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Manufactured Spending
Reload this Page >

Plastiq for rent, tuition, utilities, etc.(2017)

Register
Community
Wiki Posts
Today's Posts
Search
Old Jan 31, 2017, 10:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.

Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa

Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16

Restrictions
New VISA payments are not being accepted for mortgages.
Print Wikipost

Plastiq for rent, tuition, utilities, etc.(2017)

Thread Tools
 
Search this Thread
 
Old Sep 20, 2017, 3:37 pm
  #631  
 
Join Date: Jul 2014
Posts: 369
Originally Posted by steveo345
thanks for this info! I wonder why it charges 2.5 when its considered a debit card.
All gift cards on plastic are 2.5% wether they are credit or debit (Or supposed to be, the secret is finding the ones that process as a debit card).
chaser123 is offline  
Old Sep 20, 2017, 9:49 pm
  #632  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by fivegirls
Datapoint: I paid my Wells Fargo mortgage this morning with the same American Express card I've been using the last few months. It went through with no problems. Plastiq category: Rent/Real Estate.
Just attempted to pay Wells with existing Amex that was used before, got denied.
frudd38 is offline  
Old Sep 24, 2017, 11:32 am
  #633  
 
Join Date: May 2015
Posts: 83
Originally Posted by chaser123
All gift cards on plastic are 2.5% wether they are credit or debit (Or supposed to be, the secret is finding the ones that process as a debit card).
Know of any secret ones that code as debit?
steveo345 is offline  
Old Sep 28, 2017, 6:51 am
  #634  
 
Join Date: Oct 2014
Location: ATL
Programs: MR/SPG Plat, HH Gold, DL PM
Posts: 413
Originally Posted by frudd38
Just attempted to pay Wells with existing Amex that was used before, got denied.
Same here but for Quicken Loans. I have a separate recurring payment that went thru earlier this month but one-time payments appear to be a no-go.
Saidoh is offline  
Old Sep 28, 2017, 3:03 pm
  #635  
 
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
Plastiq sent me an email on 8/30 stating US Bank Mortgage deposited my check, imagine my surprise and anger when I got a call today from my bank collection unit saying they haven't received the check yet!
Java Cool Dude is offline  
Old Sep 28, 2017, 8:29 pm
  #636  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by Saidoh
Same here but for Quicken Loans. I have a separate recurring payment that went thru earlier this month but one-time payments appear to be a no-go.
I tried to setup a new recurring payment which was denied as well. My existing recurring payments still all a go.
frudd38 is offline  
Old Sep 29, 2017, 2:26 pm
  #637  
 
Join Date: Jul 2014
Posts: 369
Originally Posted by Java Cool Dude
Plastiq sent me an email on 8/30 stating US Bank Mortgage deposited my check, imagine my surprise and anger when I got a call today from my bank collection unit saying they haven't received the check yet!
Not clear if Plastiq lied or US Bank mad a mistake.
chaser123 is offline  
Old Sep 29, 2017, 3:35 pm
  #638  
 
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
Originally Posted by chaser123
Not clear if Plastiq lied or US Bank mad a mistake.
Plastiq didn't lie, they emailed me photo proof of the front and the back of the check that was cashed and stamped by US Bank.
I faxed US Bank all the evidence so hopefully that's the end of it.
Java Cool Dude is offline  
Old Sep 29, 2017, 10:52 pm
  #639  
 
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
Originally Posted by Java Cool Dude
Plastiq sent me an email on 8/30 stating US Bank Mortgage deposited my check, imagine my surprise and anger when I got a call today from my bank collection unit saying they haven't received the check yet!
It turns out the dumb****s at Plastiq made a typo on the check in the loan# field and my payment was applied to someone else's mortgage.
I am beyond livid atm and I will never do business with them again.
PS: In the past I have made at least 10 mortgage payments with them using the same account#, how they screwed it up this time is beyond me.
Java Cool Dude is offline  
Old Sep 30, 2017, 1:45 am
  #640  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by Java Cool Dude
It turns out the dumb****s at Plastiq made a typo on the check in the loan# field and my payment was applied to someone else's mortgage.
I am beyond livid atm and I will never do business with them again.
PS: In the past I have made at least 10 mortgage payments with them using the same account#, how they screwed it up this time is beyond me.
This happened to me once for a BMW payment. 10+ payments all good followed by one screw up.
frudd38 is offline  
Old Sep 30, 2017, 7:57 am
  #641  
FlyerTalk Evangelist
 
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Originally Posted by frudd38
This happened to me once for a BMW payment. 10+ payments all good followed by one screw up.
Was that also by check, or electronic payment?

I'm wondering if the chance for this kind of screw-up is bigger with a physical check sent by Plastiq vs an electronic payment?

Of course, isn't it also partly the bank's fault for not checking the account number against the name? Plastiq does include your name on the check, doesn't it?

(I've only ever used electronic payment with Plastiq, so I have no experience with the checks they send.)
sdsearch is offline  
Old Sep 30, 2017, 12:51 pm
  #642  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by sdsearch
Was that also by check, or electronic payment?

I'm wondering if the chance for this kind of screw-up is bigger with a physical check sent by Plastiq vs an electronic payment?

Of course, isn't it also partly the bank's fault for not checking the account number against the name? Plastiq does include your name on the check, doesn't it?

(I've only ever used electronic payment with Plastiq, so I have no experience with the checks they send.)
Check. Like the other poster, it's bewildering how a typo can happen to a payment that was done many times before. I don't think people processing the payments on the payee side get paid enough to do thorough verifications.

More and more payees seem to be coming on electronically so it should be better to send it that way.
frudd38 is offline  
Old Sep 30, 2017, 4:04 pm
  #643  
 
Join Date: Mar 2012
Posts: 249
Can you have multiple credit cards on file with Plastiq that all have different billing addresses? For example, CC 1 has ABC as a billing address, while CC 2 has a billing address of XYZ.
Last edited by nomorecoach; Sep 30, 2017 at 4:18 pm
nomorecoach is offline  
Old Oct 1, 2017, 1:10 pm
  #644  
 
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Originally Posted by nomorecoach
Can you have multiple credit cards on file with Plastiq that all have different billing addresses? For example, CC 1 has ABC as a billing address, while CC 2 has a billing address of XYZ.
Yes.
frudd38 is offline  
Old Oct 1, 2017, 2:04 pm
  #645  
 
Join Date: Nov 2014
Location: USA
Posts: 1,084
Originally Posted by chaser123
All gift cards on plastic are 2.5% wether they are credit or debit (Or supposed to be, the secret is finding the ones that process as a debit card).
Good old days when we had chase UR debit cards. If only
I was in the hobby back then
slivrflyr is offline  



Advanced Search
Reply Closed Thread Share
Forum Jump

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.