Jan 31, 2017, 10:50 pm
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
Aug 24, 2017, 9:15 am
#571
Join Date: Feb 2009
Posts: 3,737
Looks like 3x for Ink Preferred is still working. Just had mine post today.
Aug 24, 2017, 9:58 am
#572
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,297
Aug 25, 2017, 7:55 pm
#575
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
CSR worked for a while because it was strangely coding as travel. I assume CIP is the same deal, but Chase just hasn't gotten around to fixing it yet.
Aug 27, 2017, 1:08 pm
#576
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Anyone pay Wells Fargo Mortgage via the "Wells Fargo" payee in their system?
The payment address matches so I went ahead and used that one (quoted 3 day turnaround) instead of the normal one I've already set up (paper check which takes 5-7 days to post).
Payment said completed on 8/25 but I've yet to see it posted on my Wells account..
The payment address matches so I went ahead and used that one (quoted 3 day turnaround) instead of the normal one I've already set up (paper check which takes 5-7 days to post).
Payment said completed on 8/25 but I've yet to see it posted on my Wells account..
Aug 27, 2017, 7:26 pm
#578
Join Date: Sep 2015
Posts: 576
anyone ever drain american express gift cards on plastiq? keep getting a card not valid prompt from plastiq. i guess ill have to find another way to drain them.
Aug 27, 2017, 7:55 pm
#579
Join Date: Dec 2009
Location: RDU
Posts: 1,489
Anyone still claiming you can't pay mortgages using Visa cards via Plastiq?
Anyone still claiming you can't pay mortgages using Visa cards? If so, is this limited to the Big Banks? I'm about to make another mortgage payment to my lender with a Visa card. Again, it's not a Household Name bank. But I'm curious. Who's been unsuccessful and what banks have you been unsuccessful with?
Also wondering if there are any good alternatives to Plastiq besides, perhaps, tio.com (formerly ChargeSmart).
Also wondering if there are any good alternatives to Plastiq besides, perhaps, tio.com (formerly ChargeSmart).
Aug 27, 2017, 11:51 pm
#580
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Well, Plastiq just processed my mortgage payment using a my new CIP Visa card. There was no warning / error message about Visa cards not to be used for Mortgage payments. I got the message and email that the card was processed successfully. I'll post an update when (if?) the payment is processed and delivered.
Aug 28, 2017, 9:04 am
#581
Join Date: Oct 2014
Location: PHL
Posts: 226
Well, Plastiq just processed my mortgage payment using a my new CIP Visa card. There was no warning / error message about Visa cards not to be used for Mortgage payments. I got the message and email that the card was processed successfully. I'll post an update when (if?) the payment is processed and delivered.
Aug 28, 2017, 2:24 pm
#582
formerly known as s2kdriver80
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
So does this supposed mortgage payment restriction with VISAs apply to rent payments as well? Or just exclusively mortgage payments?
Aug 28, 2017, 2:33 pm
#583
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,297
Anyone still claiming you can't pay mortgages using Visa cards? If so, is this limited to the Big Banks? I'm about to make another mortgage payment to my lender with a Visa card. Again, it's not a Household Name bank. But I'm curious. Who's been unsuccessful and what banks have you been unsuccessful with?
Also wondering if there are any good alternatives to Plastiq besides, perhaps, tio.com (formerly ChargeSmart).
Also wondering if there are any good alternatives to Plastiq besides, perhaps, tio.com (formerly ChargeSmart).
I just tried using my Ink Plus Visa and it was a no go. I received the error message. Trying to pay U.S. Bank.
Aug 30, 2017, 7:07 pm
#584
Join Date: Aug 2012
Posts: 779
I just paid my Chase mortgage using two diff Visa cards from BoA and Barclay. Both went thru without any error or warning.
Aug 31, 2017, 11:27 pm
#585
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Datapoint: CIP/Plastiq/Flag* mortgage. 3X! 
Showing as Miscellaneous Services on UR even though I selected as Real estate in Plastiq. Paid on 8/28, posted to mortgage on 8/31. Same mortgage paid via CSR got me only 1X last month. Hope this 3X lasts a while.
Showing as Miscellaneous Services on UR even though I selected as Real estate in Plastiq. Paid on 8/28, posted to mortgage on 8/31. Same mortgage paid via CSR got me only 1X last month. Hope this 3X lasts a while.