May 17, 2013, 11:04 pm
Last edit by: beltway
- What are the most current working links?
- Is this card churnable?
- How frequently can I apply for these cards?
- Do I have to close my previous card before reapplying?
- I got the 60K card and bonus but when I finished the spend on my second 60K card I did not get the bonus. What happened?
[1] What are the most current working links?
There is a standard offer for 50K points after $1K spend in 4 months. (No landing page is available for this offer; lnik taken from wiki for http://www.flyertalk.com/forum/citi-...amex-citi.html.)
There are no known 60K offers available. The most recent one expired in late September 2014.
[2] Is this card churnable?
In the past, this card has been easily churnable. However, in December 2014 Citi began inserting language into some applications and landing pages disqualifying current Hilton Visa cardholders & requiring an 18-month wait from the date of the previous card's cancellation. The application link listed above does not include this restriction, and FTers have confirmed that they have been approved through this application despite being current or recent holders of another Citi Hilton card.
[3] How frequently can I apply for these cards?
You can only apply for ONE Citi card in a week or TWO in two months (60 days). To be safe, it is frequently suggested to wait 8+ days between ANY two Citi applications and 65+ days until your third Citi application of ANY kind. These are rolling dates, so you have to wait at least 60 days (65+) from your second application to your 4th applications, and so forth.
If math is not your strong suit, you can use: http://www.timeanddate.com/date/duration.html.
Example:
Day 0 - Citi HHonors Card #1
Day 8 - Citi AA Personal Card
Day 65 - Citi AA Business Card
Day 73 - Citi HHonors Card #2
Day 130 - Citi TY Card
[4] Do I have to close my previous card before reapplying?
Not if you use the application link above. As stated above, in December 2014 Citi began introducing new application pages requiring an 18-month wait since cancellation of the prior card.
Note that when you close an account, Citi may not "free up" the credit limit from that card for as long as 6 months. So if you're going to apply within 6 months, it's better to not cancel beforehand.
[5] I got the 60K card and bonus but when I finished the spend on my second 60K card I did not get the bonus. What happened?
There appears to be a problem with Citi crediting you with both bonuses but Hilton not crediting the second bonus because their system sees it as a duplicate.
You need to open up a case, preferably with Hilton, and explain that you have two separate cards (feel free to explain one is for business and one for personal if they ask why you have multiple cards and you feel like explaining). You also need to diligently check back with them and make sure that they do not close the case as you already got the bonus.
This is very much a YMMV situation. Depending on who you talk to and where, this can be a relatively short process or a particularly unpleasant and long one. Best advice: Be nice to the CSRs and get them on your side or HUACA until you find someone useful.
For some people it may be worth getting the 50K card instead, possibly trying to "bump the bonus" to 60K and getting it as a 10K adjustment instead.
Citi Hilton HHonors Visa [2011-2014]
Nov 18, 2012, 5:13 pm
#1126
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Unfortunately that might not be the case.
You do NOT get to choose whether a Visa Signature or a Visa Gold when you apply if you pay attention in reading. (or if you understand how things work.)
When for whatever reason your credit profile is deemed by the bank's system not up to snuff to grant you a Visa Signature, then you are demoted to Gold. That is how it works. The main difference between the 2 versions is the "no set spend limit" on Signature, i.e. you can go over your credit line as long as you pay off the difference back down to your credit line in the same billing cycle. This came in very handy in the good old days when one could fund a bank account with CC... Gold version has a hard credit limit. Any charge that brings you above the limit would be declined.
There are differences in other perks which normally do not matter to majority of folks.
FYI, both Citi and Chase are very good in honoring the original sign up bonus you applied for even though you get a lesser card. Not so with BofA and Barclays - they both would downgrade your bonuses if you are issued a lesser card. I believe one or may be both banks even have such language in the T&Cs. For example, the BofA AS Visa has 25K bonus for the Signature version but only 6K for the lower card! If you are downgraded, you will get 6K instead of 25K you applied for.
You do NOT get to choose whether a Visa Signature or a Visa Gold when you apply if you pay attention in reading. (or if you understand how things work.)
When for whatever reason your credit profile is deemed by the bank's system not up to snuff to grant you a Visa Signature, then you are demoted to Gold. That is how it works. The main difference between the 2 versions is the "no set spend limit" on Signature, i.e. you can go over your credit line as long as you pay off the difference back down to your credit line in the same billing cycle. This came in very handy in the good old days when one could fund a bank account with CC... Gold version has a hard credit limit. Any charge that brings you above the limit would be declined.
There are differences in other perks which normally do not matter to majority of folks.
FYI, both Citi and Chase are very good in honoring the original sign up bonus you applied for even though you get a lesser card. Not so with BofA and Barclays - they both would downgrade your bonuses if you are issued a lesser card. I believe one or may be both banks even have such language in the T&Cs. For example, the BofA AS Visa has 25K bonus for the Signature version but only 6K for the lower card! If you are downgraded, you will get 6K instead of 25K you applied for.
Nov 18, 2012, 5:45 pm
#1127
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
Unfortunately that might not be the case.
You do NOT get to choose whether a Visa Signature or a Visa Gold when you apply if you pay attention in reading. (or if you understand how things work.)
When for whatever reason your credit profile is deemed by the bank's system not up to snuff to grant you a Visa Signature, then you are demoted to Gold. That is how it works. The main difference between the 2 versions is the "no set spend limit" on Signature, i.e. you can go over your credit line as long as you pay off the difference back down to your credit line in the same billing cycle. This came in very handy in the good old days when one could fund a bank account with CC... Gold version has a hard credit limit. Any charge that brings you above the limit would be declined.
There are differences in other perks which normally do not matter to majority of folks.
FYI, both Citi and Chase are very good in honoring the original sign up bonus you applied for even though you get a lesser card. Not so with BofA and Barclays - they both would downgrade your bonuses if you are issued a lesser card. I believe one or may be both banks even have such language in the T&Cs. For example, the BofA AS Visa has 25K bonus for the Signature version but only 6K for the lower card! If you are downgraded, you will get 6K instead of 25K you applied for.
You do NOT get to choose whether a Visa Signature or a Visa Gold when you apply if you pay attention in reading. (or if you understand how things work.)
When for whatever reason your credit profile is deemed by the bank's system not up to snuff to grant you a Visa Signature, then you are demoted to Gold. That is how it works. The main difference between the 2 versions is the "no set spend limit" on Signature, i.e. you can go over your credit line as long as you pay off the difference back down to your credit line in the same billing cycle. This came in very handy in the good old days when one could fund a bank account with CC... Gold version has a hard credit limit. Any charge that brings you above the limit would be declined.
There are differences in other perks which normally do not matter to majority of folks.
FYI, both Citi and Chase are very good in honoring the original sign up bonus you applied for even though you get a lesser card. Not so with BofA and Barclays - they both would downgrade your bonuses if you are issued a lesser card. I believe one or may be both banks even have such language in the T&Cs. For example, the BofA AS Visa has 25K bonus for the Signature version but only 6K for the lower card! If you are downgraded, you will get 6K instead of 25K you applied for.
Nov 18, 2012, 5:51 pm
#1128
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
I can assure you that majority of people on this thread already are doing exactly what you mention. I am 100% sure that ma91mph has done 2x for both him and his mrs. It is not any new idea - virtually every household who are interested in HHonor pts is doing exactly that.
Nov 18, 2012, 5:57 pm
#1129
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
Oh I thought you were talking about a person can get 2x Gold and 2x Signature.
I can assure you that majority of people on this thread already are doing exactly what you mention. I am 100% sure that ma91mph has done 2x for both him and his mrs. It is not any new idea - virtually every household who are interested in HHonor pts is doing exactly that.
I can assure you that majority of people on this thread already are doing exactly what you mention. I am 100% sure that ma91mph has done 2x for both him and his mrs. It is not any new idea - virtually every household who are interested in HHonor pts is doing exactly that.
I read MA's post as being 1 card each which in hindsight was a little presumptuous of me anyway.
But all is well in the land of miles so no worries.
Nov 19, 2012, 9:20 am
#1130
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
It doesn't matter whwether it's their SO or a random person in another state they've heard of. Another person (almost any other person in the country) can get another 2.
But it's confusing to mention "4" without clarifying that it's for 2 people (since it's 2 per person), but that's what you did in your previous message:
It doesn't make sense to add up the number of cards in a family (without making it super clear that's what your doing). Banks issue cards per person (per SSN), not per family.
If you had said "2 for you and 2 for the SO" then it would have clear. Just saying 4 was not clear. (Remember, even though think you are replying to a specific post, other people come along and read that, so you should for general understandability, not just for the very specific person you are replying to. Or else PM instead of posting publicly, if you're going to phrase things so that they only make sense if someone reads back for the full context with the particular person you were replying to.)
Last edited by sdsearch; Nov 19, 2012 at 9:25 am
Nov 19, 2012, 9:35 am
#1131
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
But that's 2 persons. It' s a different person getting the other 2.
It doesn't matter whwether it's their SO or a random person in another state they've heard of. Another person (almost any other person in the country) can get another 2.
But it's confusing to mention "4" without clarifying that it's for 2 people (since it's 2 per person), but that's what you did in your previous message:
It doesn't make sense to add up the number of cards in a family (without making it super clear that's what your doing). Banks issue cards per person (per SSN), not per family.
If you had said "2 for you and 2 for the SO" then it would have clear. Just saying 4 was not clear. (Remember, even though think you are replying to a specific post, other people come along and read that, so you should for general understandability, not just for the very specific person you are replying to. Or else PM instead of posting publicly, if you're going to phrase things so that they only make sense if someone reads back for the full context with the particular person you were replying to.)
It doesn't matter whwether it's their SO or a random person in another state they've heard of. Another person (almost any other person in the country) can get another 2.
But it's confusing to mention "4" without clarifying that it's for 2 people (since it's 2 per person), but that's what you did in your previous message:
It doesn't make sense to add up the number of cards in a family (without making it super clear that's what your doing). Banks issue cards per person (per SSN), not per family.
If you had said "2 for you and 2 for the SO" then it would have clear. Just saying 4 was not clear. (Remember, even though think you are replying to a specific post, other people come along and read that, so you should for general understandability, not just for the very specific person you are replying to. Or else PM instead of posting publicly, if you're going to phrase things so that they only make sense if someone reads back for the full context with the particular person you were replying to.)
Nov 19, 2012, 10:30 pm
#1132
Join Date: Jun 2012
Posts: 35
Data point: applied today using the second link in post 468 (the one that says Expires 6/30/2012) using the two-browser method, one in Chrome, one in Firefox. I did NOT use incognito mode as I don't think that really matters. Was instantly approved for both and got to Step 5 in both browsers.
Will see if I can confirm the sign-up bonus (without asking about it directly) when I receive and activate the card when calling the CSRs.
Will see if I can confirm the sign-up bonus (without asking about it directly) when I receive and activate the card when calling the CSRs.
Nov 20, 2012, 9:02 pm
#1134
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
So now that I am thinking about this what's the point of the two card trick? doesn't it affect the credit rating?
I am looking between the Citi and the American Express as I am getting married at a Hilton and I realized that I could just pay for it with a HH card.
Any help greatly appreciated!!!
I am looking between the Citi and the American Express as I am getting married at a Hilton and I realized that I could just pay for it with a HH card.
Any help greatly appreciated!!!
Nov 20, 2012, 9:09 pm
#1135
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
So now that I am thinking about this what's the point of the two card trick? doesn't it affect the credit rating?
I am looking between the Citi and the American Express as I am getting married at a Hilton and I realized that I could just pay for it with a HH card.
Any help greatly appreciated!!!
I am looking between the Citi and the American Express as I am getting married at a Hilton and I realized that I could just pay for it with a HH card.
Any help greatly appreciated!!!
So its great value for spend and better than anything else for $3K. But, for me the value from Amex is amazing, the AXON awards are worth their weight in HHonors Gold.
Nov 20, 2012, 9:48 pm
#1136
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
I can meet the requirements and I will actually be spending close to 6-7K on it. I was sitting and realize that I needed a hotel card and that my fiances parents would pay me and I would pay the card off. Two birds one stone...
Whats the difference of an AXON point to another?
Whats the difference of an AXON point to another?
Nov 20, 2012, 9:49 pm
#1137
Formerly known as cagalindo
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
I can meet the requirements and I will actually be spending close to 6-7K on it. I was sitting and realize that I needed a hotel card and that my fiances parents would pay me and I would pay the card off. Two birds one stone...
Whats the difference of an AXON point to another?
Whats the difference of an AXON point to another?
Nov 21, 2012, 4:36 am
#1138
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
Thanks for the link. As always there will be a n00b in the forum and that is me. Got to love it.
Now I have to ask...with this card you earn a fixed number of points but say if you go gold is that on top of the credit card points?
Now I have to ask...with this card you earn a fixed number of points but say if you go gold is that on top of the credit card points?
Nov 21, 2012, 6:27 am
#1139
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
The Hilton Surpass conveys Gold Status in year 1, which gives some nice benefits (depending on location) such as room upgrades when available, and more likely free breakfast. That is an Amex that also gives points on signup - plus the advantage of 10x points for spend at the Hilton, so if the wedding is catered by them etc you would earn good points there too.
Nov 21, 2012, 10:03 am
#1140
Join Date: Sep 2012
Location: Nomadic
Programs: A Few Here, A Few There
Posts: 76
