Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Oct 21, 2016, 1:59 pm
#1292
Join Date: Aug 2015
Posts: 279
I just went in branch to apply for the Ink + card. I was preapproved but my business banker told me that it can take one to two weeks to receive a decision. That doesn't sound right as I have had instant decisions when I applied online before (for the Ink Cash), and also received an instant decision when I applied in branch for the Reserve card. Is it normal?
Also, I have a credit alert on my profile, so Chase should've called me if they processed my application, but I have heard nothing. Did I just get a terrible banker?
Finally, I just called the 888-338-2586 and entered my SSN. The automated line said I was approved. Although, I was very recently approved for the Reserve card, so could it have been referring to that? This is a bit confusing since I used my SSN as well as my EIN when I applied for the Ink +.
If someone can sort out this mess, then they have my deepest respect.
Also, I have a credit alert on my profile, so Chase should've called me if they processed my application, but I have heard nothing. Did I just get a terrible banker?
Finally, I just called the 888-338-2586 and entered my SSN. The automated line said I was approved. Although, I was very recently approved for the Reserve card, so could it have been referring to that? This is a bit confusing since I used my SSN as well as my EIN when I applied for the Ink +.
If someone can sort out this mess, then they have my deepest respect.
Last edited by jwgmaldives; Oct 21, 2016 at 2:49 pm
Oct 23, 2016, 8:31 pm
#1293
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
Anyone else having trouble generating Expense Report online?
Oct 23, 2016, 10:57 pm
#1294
Join Date: Sep 2015
Posts: 576
I just went in branch to apply for the Ink + card. I was preapproved but my business banker told me that it can take one to two weeks to receive a decision. That doesn't sound right as I have had instant decisions when I applied online before (for the Ink Cash), and also received an instant decision when I applied in branch for the Reserve card. Is it normal?
Also, I have a credit alert on my profile, so Chase should've called me if they processed my application, but I have heard nothing. Did I just get a terrible banker?
Finally, I just called the 888-338-2586 and entered my SSN. The automated line said I was approved. Although, I was very recently approved for the Reserve card, so could it have been referring to that? This is a bit confusing since I used my SSN as well as my EIN when I applied for the Ink +.
If someone can sort out this mess, then they have my deepest respect.
Also, I have a credit alert on my profile, so Chase should've called me if they processed my application, but I have heard nothing. Did I just get a terrible banker?
Finally, I just called the 888-338-2586 and entered my SSN. The automated line said I was approved. Although, I was very recently approved for the Reserve card, so could it have been referring to that? This is a bit confusing since I used my SSN as well as my EIN when I applied for the Ink +.
If someone can sort out this mess, then they have my deepest respect.
Oct 25, 2016, 10:28 pm
#1296
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,423
Sorry if this has been asked, but how can I figure out my "anniversary date"? I'm trying to make sure I don't go above the $50,000 5x limit.
I was last billed my annual fee on Jan. 1. My statements seem to close on the 16th of every month. Does this information lead me to my "anniversary date," or is it even more complicated than that?
Thanks!
I was last billed my annual fee on Jan. 1. My statements seem to close on the 16th of every month. Does this information lead me to my "anniversary date," or is it even more complicated than that?
Thanks!
Oct 26, 2016, 4:21 am
#1297
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Sorry if this has been asked, but how can I figure out my "anniversary date"? I'm trying to make sure I don't go above the $50,000 5x limit.
I was last billed my annual fee on Jan. 1. My statements seem to close on the 16th of every month. Does this information lead me to my "anniversary date," or is it even more complicated than that?
I was last billed my annual fee on Jan. 1. My statements seem to close on the 16th of every month. Does this information lead me to my "anniversary date," or is it even more complicated than that?
My suggestion is to SM Chase & ask. You may have to be persistent; I find that the initial "response" from Chase CSRs is often a lazy cut&paste of boilerplate that doesn't answer my question at all.
Oct 26, 2016, 11:43 am
#1298
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,423
Statement close date is not determined by your account approval/anniversary date. If you were billed the AF on 1/1, then your true anniversary date is somewhere in December.
My suggestion is to SM Chase & ask. You may have to be persistent; I find that the initial "response" from Chase CSRs is often a lazy cut&paste of boilerplate that doesn't answer my question at all.
My suggestion is to SM Chase & ask. You may have to be persistent; I find that the initial "response" from Chase CSRs is often a lazy cut&paste of boilerplate that doesn't answer my question at all.
EDIT: I messaged them. Their response was simply to tell me what month my annual fee would be billed (which I had already figured out from last year's statement).
I'm inclined to give up. I will just spend in the bonus categories until I hit the limit. And then I'll wait for the website "tote board" to reset to zero.
Last edited by iahphx; Oct 26, 2016 at 6:24 pm
Oct 28, 2016, 5:27 pm
#1299
Join Date: Aug 2011
Posts: 361
Doctor of Credit says the in branch offer of 70,000 points, annual fee waived the first year, for the Chase Ink Plus card is still available.
Oct 28, 2016, 6:06 pm
#1300
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Statement close date is not determined by your account approval/anniversary date. If you were billed the AF on 1/1, then your true anniversary date is somewhere in December.
My suggestion is to SM Chase & ask. You may have to be persistent; I find that the initial "response" from Chase CSRs is often a lazy cut&paste of boilerplate that doesn't answer my question at all.
My suggestion is to SM Chase & ask. You may have to be persistent; I find that the initial "response" from Chase CSRs is often a lazy cut&paste of boilerplate that doesn't answer my question at all.
Annual fee is always billed on the first of the month. Hence I agree with you that with 1/1 being the date AF was billed, the anniversary date would be in December.
Jeez -- if they use the date for award earnings, you'd think they could just tell you the date!
EDIT: I messaged them. Their response was simply to tell me what month my annual fee would be billed (which I had already figured out from last year's statement).
I'm inclined to give up. I will just spend in the bonus categories until I hit the limit. And then I'll wait for the website "tote board" to reset to zero.
EDIT: I messaged them. Their response was simply to tell me what month my annual fee would be billed (which I had already figured out from last year's statement).
I'm inclined to give up. I will just spend in the bonus categories until I hit the limit. And then I'll wait for the website "tote board" to reset to zero.
Often you would need to reply to the first useless SM to tell them they do not understand your question(s), then someone would finally do some real research and answer your initial questions.
Oct 29, 2016, 11:07 am
#1301
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
I've got the Chase Ink Plus and have been getting 5x points on my utility bill (electricity, water, gas). Want to downgrade to Ink Cash. Neither terms state 5x on utilities (only internet, cable, etc). Has anyone had the 5x utilities and downgraded? Any change?
Oct 29, 2016, 12:24 pm
#1302
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
No direct experience, but if I login to my INK Cash account > Go to Blueprint > Track It > See Spending > Utilities:
...and it may be that Chase's software scoops up Home Fuel Suppliers and Utility Companies even though they don't market the cards to include those.
Includes: Cable/Satellite TV Providers, Wireless, Phone, and Internet Services, Home Fuel Suppliers, and Utility Companies (gas, water, sanitation, electric)
Oct 30, 2016, 11:36 am
#1303
Join Date: Jul 2013
Posts: 1,784
This is not in the T/C for either Ink card, and not in the wiki either. I can't try this right away, as I recently paid all of my utility bills for this month. With other cards, of course.
I just found this thread today, and I freely admit to not having read the preceding 83 pages. But from the two posts above, it sounds like this has most likely not been discussed. I'd guess most people haven't tried this for the same reason I haven't tried it. Because of the lack of T/C and wiki info on it.
Can anyone else confirm that utilities get 5X? I certainly hope they do, and will switch over my utility spending to Ink if so, but otherwise would keep doing that spend to meet min spnd and maintenance spend on other cards.
Oct 30, 2016, 6:02 pm
#1304
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Much will depend on how your utility companies merchant accounts are classified. If any of them are municipal services you may encounter MISC GOVERNMENT SERVICES rather than anything specific to the type of service provided. Likewise if they outsource processing of card transaction the processor's merchant type may apply.
Oct 30, 2016, 8:49 pm
#1305
Join Date: Apr 2013
Posts: 225
Different experience for me
I put most of my utility bills on the Ink Plus in the hopes that some of them, besides the stated ones, would get 5x. No luck. Just downgraded to Ink Cash, too soon to tell, but I'm not expecting anything different. Cheers.