SPG Amex 30'000 starpoints with $1000 spending
Jul 16, 2010, 8:57 am
#466
Join Date: Jul 2010
Posts: 17
Approved yesterday (personal).
I had been given the 14 day followup instead of instant approval and I got an email overnight asking me to call and confirm home address/home phone/business address.
Looks like the issue came in that I don't have a landline in my name and my current home address is not the address on my other CC and at least a few of my banks (and the number I gave them was google voice which is probably not tied to a name).
Luckily they were able to confirm my business address by calling them back with my office phone (even though the business number I gave them was the main receptionist line)
I had been given the 14 day followup instead of instant approval and I got an email overnight asking me to call and confirm home address/home phone/business address.
Looks like the issue came in that I don't have a landline in my name and my current home address is not the address on my other CC and at least a few of my banks (and the number I gave them was google voice which is probably not tied to a name).
Luckily they were able to confirm my business address by calling them back with my office phone (even though the business number I gave them was the main receptionist line)
Jul 16, 2010, 9:14 am
#467
Join Date: Mar 2005
Posts: 80
I currently have Costco AMEX. Can I apply this card while having placed a freeze with all three bureaus? If not, which one should I lift the freeze?
Thanks.
Thanks.
Jul 16, 2010, 9:34 am
#468
Join Date: Jul 2010
Posts: 11
https://www212.americanexpress.com/d...d94RCRD&page=1
Read posts 463 & 465.
"When a security freeze is in place at all three major credit reporting agencies, a consumer's credit report and credit score cannot be shared with potential creditors or other persons considering opening new accounts unless the consumer decides to unlock the file by contacting a consumer reporting agency and providing a PIN or password."
http://www.consumersunion.org/pub/co...es/005081.html
Last edited by mathfaster; Jul 16, 2010 at 9:43 am
Jul 16, 2010, 11:22 am
#469
Join Date: Nov 2007
Programs: AA Plat; *Wood Gold
Posts: 13
Applied Thursday morning. Instant approval and already received the card today. Called in to verify my activation in the program. Easy peasy.
Quite different than my previous experience with the AMEX Starwood card. Travel every other week and stayed primarily in Starwood brand hotels but tried for a card twice in last 6 years and rejected both times.
Credit score over 850 on all three major bureaus. Very strong credit history and was able to secure home jumbo loans at 4.5% at a time 99% of jumboa loan requests were rejected BUT there is a person in my city with the same name and age, same race & gender, born near same dates and low credit score but different SSN. For some reason, AMEX could never separate us, even with escalation to exec offices. Sigh.
Gave up on AMEX & Starwood three years ago but on a whim decided to try. Glad I did. Bummed that I just came back from a 10-day stay at the Westin in Cape Town, South Africa and didn't have the card at the time. You win some, you lose some.
Quite different than my previous experience with the AMEX Starwood card. Travel every other week and stayed primarily in Starwood brand hotels but tried for a card twice in last 6 years and rejected both times.
Credit score over 850 on all three major bureaus. Very strong credit history and was able to secure home jumbo loans at 4.5% at a time 99% of jumboa loan requests were rejected BUT there is a person in my city with the same name and age, same race & gender, born near same dates and low credit score but different SSN. For some reason, AMEX could never separate us, even with escalation to exec offices. Sigh.
Gave up on AMEX & Starwood three years ago but on a whim decided to try. Glad I did. Bummed that I just came back from a 10-day stay at the Westin in Cape Town, South Africa and didn't have the card at the time. You win some, you lose some.
Jul 16, 2010, 11:45 am
#470
Join Date: Jul 2010
Posts: 7
It shows up as a "normal" Walgreen's transaction. Even when you go online at Amex and pull down the details of the transaction (of which there is basically none except the location of the store). Even if giftcards were excluded from the T&C, Amex wouldn't be able to track and exclude the Visa gift card part of the purchase.
Jul 16, 2010, 1:21 pm
#472
Join Date: Jan 2006
Location: FAT
Programs: AA mm, Hilton Dime, Hyatt Xpl.& PC Plat, Miracle Fruit-su club
Posts: 1,694
Jul 16, 2010, 2:18 pm
#473
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140
Jul 16, 2010, 2:25 pm
#474
Join Date: Jul 2010
Posts: 106
Me, Myself & Amex
Jul 16, 2010, 3:01 pm
#476
Join Date: Jul 2010
Location: GPT, MOB
Programs: DL PM, HH Gold
Posts: 71
E-mail From AMEX
I applied the other day and just got my approval via e-mail today.
A prior post asked about moving credit between cards. So, below is part of the e-mail from AMEX.
...Included in your Welcome Package is the credit limit on your new card. When we assigned the credit limit on your new card we considered the credit limit on your existing American Express cards. If you would like to adjust the distribution of your credit limits between your cards, please call the number on the back of your card once you have received your card. One of our representatives will be happy to help you...
A prior post asked about moving credit between cards. So, below is part of the e-mail from AMEX.
...Included in your Welcome Package is the credit limit on your new card. When we assigned the credit limit on your new card we considered the credit limit on your existing American Express cards. If you would like to adjust the distribution of your credit limits between your cards, please call the number on the back of your card once you have received your card. One of our representatives will be happy to help you...
Jul 16, 2010, 6:33 pm
#477
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,395
I applied the other day and just got my approval via e-mail today.
A prior post asked about moving credit between cards. So, below is part of the e-mail from AMEX.
...Included in your Welcome Package is the credit limit on your new card. When we assigned the credit limit on your new card we considered the credit limit on your existing American Express cards. If you would like to adjust the distribution of your credit limits between your cards, please call the number on the back of your card once you have received your card. One of our representatives will be happy to help you...
A prior post asked about moving credit between cards. So, below is part of the e-mail from AMEX.
...Included in your Welcome Package is the credit limit on your new card. When we assigned the credit limit on your new card we considered the credit limit on your existing American Express cards. If you would like to adjust the distribution of your credit limits between your cards, please call the number on the back of your card once you have received your card. One of our representatives will be happy to help you...
I never got this email or a letter saying the same. I cancelled my DL skymiles card which had $50000 limit . However no one would transfer the credit limit on my new Starwood from current $5000 saying that I was not invited to do the credit transfer .. Ridiculous !!
Jul 16, 2010, 6:34 pm
#478
Join Date: Mar 2004
Location: DFW
Posts: 4
I applied and got the *wood personal card about 2 weeks ago. I now plan to apply for the biz card since the bonus offer is back. Does anyone know if I can have both my cards registered to the same Starwood rewards number or do I have to create a separate one for the 2nd Amex card?
Jul 16, 2010, 7:06 pm
#479
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140