Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 19, 2018, 10:54 am
#4171
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
It should work however its 24 months since you got a bonus to be eligible for another bonus.
I wonder if I signed up in November of 2016 got a bonus in January 2017 can I cancel and signup again in December of 2018 provided I don't get the bonus until February of 2019 or must I wait to sign up until February of 2019?
I wonder if I signed up in November of 2016 got a bonus in January 2017 can I cancel and signup again in December of 2018 provided I don't get the bonus until February of 2019 or must I wait to sign up until February of 2019?
I have no idea... okay, a little idea.... it would depend on who they program the look-back.
Does the system do the lookup on the day your get the card and then assign the promo code, awaiting for you to hit the spend? And which date does it look back to - the date you rec'd the bonus, or the date you opened the card?
FOR OLD CARD - SOME POSSIBILITIES:
Date you got approved
Date card shipped
Date you activated card
Date you earned the bonus - could be monthly close, or date it moves over to Swest.
Then for he new bonus.
do they look back on the date you apply.
date you are approved
date you start using the card
date you actually earn the bonus
date they send it to Swest
Bottom line - I highly doubt you could find somebody within Soutwest to FULLY explain what happens.
date
Dec 19, 2018, 10:58 am
#4172
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
5 hours ( from the West Coast ) on a Sw flight to Hawaii or lay down seats on a AA dreamliner ? I can assure you what airline I will be flying to Hawaii. In fact that's part of the reason we still churn AA. You can also use AA miles for Hotel rooms, rental cars, etc
IMO unless there is no reason for you both to be under 5/24 as all you need is one companion pass unless you also fly kids ........with us one gets as many cards as possible while the other goes card free, we started this in early 2016 when 5/24 was announced and it works out great.
IMO unless there is no reason for you both to be under 5/24 as all you need is one companion pass unless you also fly kids ........with us one gets as many cards as possible while the other goes card free, we started this in early 2016 when 5/24 was announced and it works out great.
So getting the companion pass means weekends in SFO, LAS, PHX areas for less than 2,000 points each way per passenger. You just can not pass on that amazing WN offer via Chase !!!
Last edited by carlitos; Dec 19, 2018 at 12:25 pm
Dec 19, 2018, 12:42 pm
#4173
Join Date: Dec 2018
Programs: Southwest
Posts: 2
Last edited by ftnoob; Dec 19, 2018 at 1:02 pm Reason: Thread flow
Dec 19, 2018, 1:13 pm
#4174
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
Dec 19, 2018, 3:10 pm
#4175
Join Date: Mar 2011
Posts: 6,286
Dec 19, 2018, 3:58 pm
#4176
Join Date: Feb 2009
Posts: 6,606
It should work however its 24 months since you got a bonus to be eligible for another bonus.
I wonder if I signed up in November of 2016 got a bonus in January 2017 can I cancel and signup again in December of 2018 provided I don't get the bonus until February of 2019 or must I wait to sign up until February of 2019?
I wonder if I signed up in November of 2016 got a bonus in January 2017 can I cancel and signup again in December of 2018 provided I don't get the bonus until February of 2019 or must I wait to sign up until February of 2019?
At least that's how it was about a year ago when my brother messed up his dates and applied like 2 months early for the IHG card, he was denied the card but was able to get it again after the 24 months had passed a few months later.
Dec 19, 2018, 4:03 pm
#4177
Join Date: Feb 2009
Posts: 6,606
You do have a good point. But considering I am an Xennial (Generation) and SO is a true Millenial, we kind of go to Hawaii once every two months for long weekends, just for the fun. That, of course, is now that we are in the South West Coast. Before, with another amazing WN hub in the South East Coast, we had our fare share of flying. That does not mean we do not take our annual trip (this year to Australia/NZ) in a fully flat bed with miles and the family trip to Europe every summer on IB fully flat beds via Avios (Chase and Amex). 5 hours is what we do to see family on a NK Red Eye for $40 bucks one way all in to the East side of the country every now and then. Considering I stay at hotels for a living (that is my line of work, being on the road around the world every two months), I do have Marriott's Travel Packages I love using in Maui. So Companion Pass is for me the best perk out there at the moment.
So getting the companion pass means weekends in SFO, LAS, PHX areas for less than 2,000 points each way per passenger. You just can not pass on that amazing WN offer via Chase !!!
So getting the companion pass means weekends in SFO, LAS, PHX areas for less than 2,000 points each way per passenger. You just can not pass on that amazing WN offer via Chase !!!
My wife and I take turns, one goes card free for ~ 2 years while the other gets as many cards as possible
Come next October my wife will be LOL/24 while I will be 2/24 and ready to renew our CP. Then I get as many card as possible while she goes card free for 2 years,
Last edited by flyer4512; Dec 19, 2018 at 4:13 pm
Dec 20, 2018, 1:38 pm
#4179
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
CP works great for us also but you said you were both under 5/24. If you only need one CP there is no need for you to both stay under 5/24
My wife and I take turns, one goes card free for ~ 2 years while the other gets as many cards as possible
Come next October my wife will be LOL/24 while I will be 2/24 and ready to renew our CP. Then I get as many card as possible while she goes card free for 2 years,
My wife and I take turns, one goes card free for ~ 2 years while the other gets as many cards as possible
Come next October my wife will be LOL/24 while I will be 2/24 and ready to renew our CP. Then I get as many card as possible while she goes card free for 2 years,
Talked to my SO about that, and he says he has close to 2.5MM on a couple of programs (MR, RR, UR, AA and UA), so that he might still fly under the 5/24 rule and only apply to insane deals, like the 100,000 CSR by Chase (if it comes again for Business) or the 100,000 Platinum Amex (never had that one). Of course, in two years, if still available, it won t be me who goes for the Companion
Dec 20, 2018, 8:58 pm
#4180
Join Date: Feb 2009
Posts: 6,606
First of all, thanks to all in this thread for your help. Approved for the WN Plus Card, after I applied in flight and the application went pending. 24 hours later I am approved. I was approved for the WN Business Card on Monday too after applying on Sunday and application went pending. Good to know there is no 1/30 when it comes to Personal and Business Cards for Chase. Now meeting the min spend is super easy when your landlord company takes Credit Card for rent payment at 1% fee.
Talked to my SO about that, and he says he has close to 2.5MM on a couple of programs (MR, RR, UR, AA and UA), so that he might still fly under the 5/24 rule and only apply to insane deals, like the 100,000 CSR by Chase (if it comes again for Business) or the 100,000 Platinum Amex (never had that one). Of course, in two years, if still available, it won t be me who goes for the Companion
Talked to my SO about that, and he says he has close to 2.5MM on a couple of programs (MR, RR, UR, AA and UA), so that he might still fly under the 5/24 rule and only apply to insane deals, like the 100,000 CSR by Chase (if it comes again for Business) or the 100,000 Platinum Amex (never had that one). Of course, in two years, if still available, it won t be me who goes for the Companion
Last edited by flyer4512; Dec 20, 2018 at 9:51 pm
Dec 21, 2018, 10:19 am
#4181
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Whatever works for you, not to get into a contest but we also have millions of miles/points hanging around. We keep on churning because it's pretty obvious with the recent changes that eventually this game is going to come to a screeching halt. Amex is already one card per lifetime ( 7 years or so with some exceptions with targeted offers) and x cards per 24 months, Barclay put in new rules similar to Chase so without the AA churn we basically could not get any cards.................may as well keep on the AA train until it ends knowing that one of is also heading towards 0/24
Dec 25, 2018, 8:44 am
#4183
Join Date: Aug 2012
Posts: 142
Data point:
Applied 11/18 for Business and Personal Priority Card. Approved for business (my AirBNB sole proprietorship, which is real), but denied Personal after a couple day wait. Waited a few days, called recon basically said that I had too many applications in a short period of time (same day). I'm under 5/24. Gave the usual talk about splitting personal and business spending, etc. Still denied.
Read up on this thread a little more. Closed an old Freedom account, reduced CL on another. Now holding CSR, SW Biz, Amazon, and Freedom. Reapplied today (37 days past last app) and instant approval for Personal Priority card with 30k CL. Best of luck to everyone going for CP.
Now it's time to churn some Citi AA.
Applied 11/18 for Business and Personal Priority Card. Approved for business (my AirBNB sole proprietorship, which is real), but denied Personal after a couple day wait. Waited a few days, called recon basically said that I had too many applications in a short period of time (same day). I'm under 5/24. Gave the usual talk about splitting personal and business spending, etc. Still denied.
Read up on this thread a little more. Closed an old Freedom account, reduced CL on another. Now holding CSR, SW Biz, Amazon, and Freedom. Reapplied today (37 days past last app) and instant approval for Personal Priority card with 30k CL. Best of luck to everyone going for CP.
Now it's time to churn some Citi AA.
Dec 27, 2018, 12:53 pm
#4185
Join Date: Jul 2001
Posts: 1,751
Word to the wise - DO NOT screw up like I just did. In a nutshell:
a. Dec 11 applied and accepted for SWA Personal and Business cards
b. STUPIDLY (in looking back) assumed the first billing statements would close roughly a month after opening the new accounts, i.e. sometime maybe mid-January but definitely after January 1, providing 100K+ of the required 110K RR pts needed for Companion Pass for calendar years 2019-2010
c. Dec 19 received both cards and put the minimum spend on both
d. By pure chance I just found out both cards' first statement closed yesterday, i.e. only 15 days after I was approved and only 7 days after I received both cards
e. Although it hasn't happened yet I fully expect the 41K+ pts from the personal card and the 63K+ pts from the business card to post to my RR account in the next few days - almost surely before Jan 1 - effectively hosing my 2019/2020 CP plans
It never even occurred to me that the first billing statements would close well under a month after being approved.
a. Dec 11 applied and accepted for SWA Personal and Business cards
b. STUPIDLY (in looking back) assumed the first billing statements would close roughly a month after opening the new accounts, i.e. sometime maybe mid-January but definitely after January 1, providing 100K+ of the required 110K RR pts needed for Companion Pass for calendar years 2019-2010
c. Dec 19 received both cards and put the minimum spend on both
d. By pure chance I just found out both cards' first statement closed yesterday, i.e. only 15 days after I was approved and only 7 days after I received both cards
e. Although it hasn't happened yet I fully expect the 41K+ pts from the personal card and the 63K+ pts from the business card to post to my RR account in the next few days - almost surely before Jan 1 - effectively hosing my 2019/2020 CP plans
It never even occurred to me that the first billing statements would close well under a month after being approved.
Last edited by yanxfann; Dec 27, 2018 at 1:05 pm