Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 5, 2018, 7:16 pm
#4096
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
This is the in-flight application for the Plus 50k offer: https://applynow.chase.com/FlexAppWe...PV5&PROMO=DF01
I was unable to apply when I pulled it in-flight (over 5/24) but am now able to. I've never seen a datapoint of someone applying while not on SW in-flight wifi, so I haven't tried it yet. Report back if you use it!
I was unable to apply when I pulled it in-flight (over 5/24) but am now able to. I've never seen a datapoint of someone applying while not on SW in-flight wifi, so I haven't tried it yet. Report back if you use it!
Nov 5, 2018, 10:25 pm
#4097
Join Date: Oct 2011
Location: North Carolina
Posts: 613
This is the in-flight application for the Plus 50k offer: https://applynow.chase.com/FlexAppWeb/renderApp.do?CELL=6T8J&SPID=FPV5&PROMO=DF01
I was unable to apply when I pulled it in-flight (over 5/24) but am now able to. I've never seen a datapoint of someone applying while not on SW in-flight wifi, so I haven't tried it yet. Report back if you use it!
I was unable to apply when I pulled it in-flight (over 5/24) but am now able to. I've never seen a datapoint of someone applying while not on SW in-flight wifi, so I haven't tried it yet. Report back if you use it!
P.S. Confirmed with Chase 50,000 points for $2K spend.
Last edited by JATR4; Nov 6, 2018 at 2:02 pm Reason: Content
Nov 6, 2018, 8:35 am
#4098
Join Date: Feb 2014
Location: Kansas City, MO
Programs: Southwest
Posts: 50
Nov 6, 2018, 2:02 pm
#4099
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Nov 10, 2018, 9:26 am
#4102
Join Date: Oct 2010
Location: TX
Programs: SPG Platinum, Southwest Rapid Rewards A-List, HHonors Gold
Posts: 252
On a flight now and heres the link in case you want a screenshot of the 50k bonus offer
https://creditcards.chase.com/a1/sou...dual?CELL=6T8J
https://creditcards.chase.com/a1/sou...dual?CELL=6T8J
Nov 13, 2018, 3:33 pm
#4103
Join Date: Aug 2011
Location: ELP
Programs: AAdvantage, Amex MR
Posts: 2,314
New offer now live on the Chase website. Looks like all 3 Chase cards have 40k points after 1k spend in 3 months, an additional 20k after 12k spend in a year.
I'm about to hit the spend requirement on my IHG card next week so looks like I will go for a Southwest card now to have it arrive in time to use once I am done with this IHG card. Don't like having to wait a full year to get the whole bonus, but since I spend about 1k in a typical month on a credit card I can cool it on apps for a year to keep pace with 5/24 and earn the full 60k with minimal effort.
I'm about to hit the spend requirement on my IHG card next week so looks like I will go for a Southwest card now to have it arrive in time to use once I am done with this IHG card. Don't like having to wait a full year to get the whole bonus, but since I spend about 1k in a typical month on a credit card I can cool it on apps for a year to keep pace with 5/24 and earn the full 60k with minimal effort.
Nov 13, 2018, 8:01 pm
#4104
Join Date: Feb 2009
Posts: 6,606
New offer now live on the Chase website. Looks like all 3 Chase cards have 40k points after 1k spend in 3 months, an additional 20k after 12k spend in a year.
I'm about to hit the spend requirement on my IHG card next week so looks like I will go for a Southwest card now to have it arrive in time to use once I am done with this IHG card. Don't like having to wait a full year to get the whole bonus, but since I spend about 1k in a typical month on a credit card I can cool it on apps for a year to keep pace with 5/24 and earn the full 60k with minimal effort.
I'm about to hit the spend requirement on my IHG card next week so looks like I will go for a Southwest card now to have it arrive in time to use once I am done with this IHG card. Don't like having to wait a full year to get the whole bonus, but since I spend about 1k in a typical month on a credit card I can cool it on apps for a year to keep pace with 5/24 and earn the full 60k with minimal effort.
Most people who get SW credit cards do so trying to get Companion pass for close to 2 years. Unless you want the points 20K points for companion pass it doesn't make much sense to that $12k on the SW card as You could put that extra 12k spend on an Ink or other UR card and earn more than 20K WN points
Nov 16, 2018, 1:32 pm
#4105
Join Date: Apr 2012
Posts: 37
Do I have all my ducks in a row?
Now that SW has increased the bonus on their Chase cards, and it's near the end of year, I want to apply for 2 cards and hopefully get the CP next year. I just want to make sure I've got everything in order to make sure I get the bonuses.
I applied for and received a personal and business card about 6 years ago, and was able to get the CP. I canceled the business card about a year later. I canceled the personal card this year, in March. Since it's been over 2 years since I received the bonus, I can apply again, right? (I haven't applied for anything else recently, so 5/24 should not be a problem.)
Should I apply for both cards on the same day, or is it okay to leave a month or 2 in between? I'd like to meet the minimum spend on one before I get the second one.
Also, I fly about twice a year - not very often. Which of the personal cards should I get? I don't think I need the $149 one.
Thanks for the advice!
I applied for and received a personal and business card about 6 years ago, and was able to get the CP. I canceled the business card about a year later. I canceled the personal card this year, in March. Since it's been over 2 years since I received the bonus, I can apply again, right? (I haven't applied for anything else recently, so 5/24 should not be a problem.)
Should I apply for both cards on the same day, or is it okay to leave a month or 2 in between? I'd like to meet the minimum spend on one before I get the second one.
Also, I fly about twice a year - not very often. Which of the personal cards should I get? I don't think I need the $149 one.
Thanks for the advice!
Nov 16, 2018, 2:55 pm
#4106
Join Date: Feb 2009
Posts: 6,606
Now that SW has increased the bonus on their Chase cards, and it's near the end of year, I want to apply for 2 cards and hopefully get the CP next year. I just want to make sure I've got everything in order to make sure I get the bonuses.
I applied for and received a personal and business card about 6 years ago, and was able to get the CP. I canceled the business card about a year later. I canceled the personal card this year, in March. Since it's been over 2 years since I received the bonus, I can apply again, right? (I haven't applied for anything else recently, so 5/24 should not be a problem.)
Should I apply for both cards on the same day, or is it okay to leave a month or 2 in between? I'd like to meet the minimum spend on one before I get the second one.
Also, I fly about twice a year - not very often. Which of the personal cards should I get? I don't think I need the $149 one.
Thanks for the advice!
I applied for and received a personal and business card about 6 years ago, and was able to get the CP. I canceled the business card about a year later. I canceled the personal card this year, in March. Since it's been over 2 years since I received the bonus, I can apply again, right? (I haven't applied for anything else recently, so 5/24 should not be a problem.)
Should I apply for both cards on the same day, or is it okay to leave a month or 2 in between? I'd like to meet the minimum spend on one before I get the second one.
Also, I fly about twice a year - not very often. Which of the personal cards should I get? I don't think I need the $149 one.
Thanks for the advice!
Last edited by flyer4512; Nov 16, 2018 at 4:30 pm
Nov 16, 2018, 3:55 pm
#4107
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
1. 60k bonus pts on the business card requires only $3k spend. (So, $3k spend = 63k points)
2. 40k bonus pts on a personal card requires only $3k spend. (So, $3k more spend = 43k points)
3. 4k pts can be had by an additional $4k spend.
Thus, 110k CPQPs (sufficient to earn the CP) can be had for $10k spend across 2 cards. (And, 60k bonuses across 2 cards requires $15k of spend; not $26k)
Also, I believe that there are exclusions in the T&Cs to getting 2 personal cards to accomplish this. Thus, it can only be done with 1 bus. and 1 pers. card. See here- https://frequentmiler.boardingarea.com/sapphire-like-restrictions-on-the-southwest-cards-still-some-links-without-new-langauge/
note that if 3 above is on the personal card, then spending $5k more on that card satisfies the requirement for the additional 20k bonus (because it is $12k, not $13k that is required)
Last edited by FindAWay; Nov 16, 2018 at 4:03 pm
Nov 16, 2018, 4:25 pm
#4108
Join Date: Feb 2009
Posts: 6,606
No.
1. 60k bonus pts on the business card requires only $3k spend. (So, $3k spend = 63k points)
2. 40k bonus pts on a personal card requires only $3k spend. (So, $3k more spend = 43k points)
3. 4k pts can be had by an additional $4k spend.
Thus, 110k CPQPs (sufficient to earn the CP) can be had for $10k spend across 2 cards. (And, 60k bonuses across 2 cards requires $15k of spend; not $26k)
Also, I believe that there are exclusions in the T&Cs to getting 2 personal cards to accomplish this. Thus, it can only be done with 1 bus. and 1 pers. card. See here- https://frequentmiler.boardingarea.c...-new-langauge/
note that if 3 above is on the personal card, then spending $5k more on that card satisfies the requirement for the additional 20k bonus (because it is $12k, not $13k that is required)
1. 60k bonus pts on the business card requires only $3k spend. (So, $3k spend = 63k points)
2. 40k bonus pts on a personal card requires only $3k spend. (So, $3k more spend = 43k points)
3. 4k pts can be had by an additional $4k spend.
Thus, 110k CPQPs (sufficient to earn the CP) can be had for $10k spend across 2 cards. (And, 60k bonuses across 2 cards requires $15k of spend; not $26k)
Also, I believe that there are exclusions in the T&Cs to getting 2 personal cards to accomplish this. Thus, it can only be done with 1 bus. and 1 pers. card. See here- https://frequentmiler.boardingarea.c...-new-langauge/
note that if 3 above is on the personal card, then spending $5k more on that card satisfies the requirement for the additional 20k bonus (because it is $12k, not $13k that is required)
2. As of May you can only get ONE personal Sw Card.
3. If you get a 60K plus a 40K card you still need to spend $10K to get CP via credit cards
The statement above leads me to believe the person thinks the personal card bonuses increased based on the usual $2K spend when the bonus is only increased if you spend and additional $11K to get the full 60k bonus and most likely doesn't realize getting CP via credit cards is going to need a $10K spend
Depending on how fast she can spend $10K she may not even get 4 companion flights
Last edited by flyer4512; Nov 16, 2018 at 4:49 pm
Nov 17, 2018, 2:27 pm
#4110
Original Member
Join Date: May 1998
Posts: 2,505
Note that there is always an opportunity cost for bonuses. This becomes significant when the spend requirement is high. For example
- The standard offer is 40,000 points for a $1,000 spend. The annual fee is $69. You could instead spend that money on a 2% cash back card and receive $20 for it. So,are the 40K points worth more than $89? Probably yes.
- That standard offer provides and extra 20K points when you spend and extra $12,000. That $12,000 spend would get you $240 on a 2% card. So are those extra 20K points worth the $240? Hmm.
- The 50,000 points offer requires spending $2,000. That $2,000 would net you $40 on a 2% cash back card. The extra 10,000 points over the initial bonus for the standard offer costs an extra $20 that you would get using a 2% cash back card. Worth it? Probably, but it depends on the dollar vs. points cost for the ticket you are buying.
- Note that income taxes are not involved with these calculations