Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
May 18, 2018, 9:08 am
#4051
Join Date: Feb 2009
Posts: 6,606
I understand this was several years ago but it's worth a try to see if the poster sees this and reaches out to share their story. The same incident happened to me but it was supposed to be 50K points and they only gave me 10k. After a long battle with Chase telling me I was wrong and that the offer I signed up for was the 10K I began to do research. On Southwests actual website there are numerous people complaing about the exact same thing happening. I've since then screen shot all these comments and emailed them to the media. Thanks to NBC and Fox Chicago stations for helping contact Chase on my part and finally getting them to agree to the 50K points but it never should have taken that much of an effort to get what I originally signed up for. So I just ask that anyone else who has also become a victim of this scam steps forward to tell their story.
I signed up for the rapid rewards credit card through an email link I received on 1/12/15. I was to receive 50,000 rapid rewards points if I spent $2,000 in the first 3 months of having the card. I am close to $2,000, so I logged on to my account to see how much more I need to spend to get there. Then I noticed I was awarded 25,000 rapid rewards points on 3/4/15 for reaching $1,000 spent. That didn't make sense to me. I shouldn't have been rewarded any points yet, because I haven't reached $2,000 quite yet. None of the materials or offers I received ever said anything about 25,000 points for $1,000. I did a little googling and found that the 25,000 points for $1,000 is the offer they are currently running.
Last edited by flyer4512; May 18, 2018 at 9:14 am
May 18, 2018, 9:15 am
#4052
Join Date: May 2018
Posts: 4
Scam
No I never received 25K that was a quote of another comment. I was offered 50K and only received 10K the person I was commenting to stated they were offered 50K and got 25K. Because it was a similar incident I was trying to reach out to that person to share their story.
May 18, 2018, 12:14 pm
#4053
Join Date: Feb 2009
Posts: 6,606
No I never received 25K that was a quote of another comment. I was offered 50K and only received 10K the person I was commenting to stated they were offered 50K and got 25K. Because it was a similar incident I was trying to reach out to that person to share their story.
Then you should have quoted the person ( as I did with your quote above) as it appears you wrote both statements as both say originally posted by you.
I would be willing to bet whoever had problems visited the offer (10K, 25K whatever it may be) then applied using the 50K offer. The old offer was cached in your browser and thus that's what you received. It sucks for the person but Chase is not out to screw people using bait and switch or whatever.
There is a reason we say to apply with an incognito browser. I have one laptop dedicated to applications only so that can never happen.
May 18, 2018, 12:18 pm
#4054
Join Date: May 2018
Posts: 4
scam
I did quote it from barndude99. It was when you responded to it and quoted my comment that It said I said all of it. This error was on your part not mine. Go back up to my original comment and you will see it was properly quoted.
May 18, 2018, 2:26 pm
#4055
Join Date: Feb 2009
Posts: 6,606
I guess you fail understand what originally posted by Kevin Raymer means. Hint, it means YOU made that post.
Comical that a guy with 4 posts is telling me how the forum works............well maybe it's 10 posts if you count the posts you made as barnedude, lol
Originally Posted by Kevin Raymer
I understand this was several years ago but it's worth a try to see if the poster sees this and reaches out to share their story. The same incident happened to me but it was supposed to be 50K points and they only gave me 10k. After a long battle with Chase telling me I was wrong and that the offer I signed up for was the 10K I began to do research. On Southwests actual website there are numerous people complaing about the exact same thing happening. I've since then screen shot all these comments and emailed them to the media. Thanks to NBC and Fox Chicago stations for helping contact Chase on my part and finally getting them to agree to the 50K points but it never should have taken that much of an effort to get what I originally signed up for. So I just ask that anyone else who has also become a victim of this scam steps forward to tell their story.
Quote:
Originally Posted by Kevin Raymer
I signed up for the rapid rewards credit card through an email link I received on 1/12/15. I was to receive 50,000 rapid rewards points if I spent $2,000 in the first 3 months of having the card. I am close to $2,000, so I logged on to my account to see how much more I need to spend to get there. Then I noticed I was awarded 25,000 rapid rewards points on 3/4/15 for reaching $1,000 spent. That didn't make sense to me. I shouldn't have been rewarded any points yet, because I haven't reached $2,000 quite yet. None of the materials or offers I received ever said anything about 25,000 points for $1,000. I did a little googling and found that the 25,000 points for $1,000 is the offer they are currently running.
Last edited by flyer4512; May 18, 2018 at 2:35 pm
Jun 9, 2018, 11:11 am
#4056
Join Date: Jan 2006
Location: Seattle
Programs: AAdvantage Plat+, FoundersCard, Amex Plat, TR Diamond, Marriott Gold, Wyndham Dia, HH Gold, Hertz 5*
Posts: 785
I think I know the answer to this, but ... there's no benefit to just carrying the Southwest Premier Business card (or the Personal card) when flying on Southwest, is there? ie it doesn't get you boarding faster?
Jun 9, 2018, 3:55 pm
#4057
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
WN CC needs to step up its game. Except for signup bonus and CP-qualifying points, there is little reason to get/use it.
Jun 10, 2018, 12:23 am
#4058
Join Date: Jan 2006
Location: Seattle
Programs: AAdvantage Plat+, FoundersCard, Amex Plat, TR Diamond, Marriott Gold, Wyndham Dia, HH Gold, Hertz 5*
Posts: 785
right but there's no reason to have it physically in my wallet the day I fly, right? [thanks for the reply, and yeah, I'm never gonna spend that much but I'm sure happy about the CP]
Jun 10, 2018, 3:31 am
#4059
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
No need to actually have a WN credit card when you fly that I know of.
As to getting A list points - this is from the Southwest Web site :
"A Member who has a Rapid RewardsŪ Premier Card from Chase will earn 1,500 tier qualifying points for every $10,000 in eligible net purchases on that card, up to 15,000 tier qualifying points per year. Once the $10,000 spend requirement is met, tier qualifying points will post to your Rapid RewardsŪ account within 30 days from the statement closing date. Points must be earned and posted to your Rapid Rewards account prior to the end of the calendar year in order to count toward A-List or A-List Preferred status."
As to getting A list points - this is from the Southwest Web site :
"A Member who has a Rapid RewardsŪ Premier Card from Chase will earn 1,500 tier qualifying points for every $10,000 in eligible net purchases on that card, up to 15,000 tier qualifying points per year. Once the $10,000 spend requirement is met, tier qualifying points will post to your Rapid RewardsŪ account within 30 days from the statement closing date. Points must be earned and posted to your Rapid Rewards account prior to the end of the calendar year in order to count toward A-List or A-List Preferred status."
Jul 22, 2018, 2:05 am
#4060
Join Date: Feb 2017
Posts: 19
Someone with editing privileges may want to update the wiki now that there is a new 65,000 point card available with some additional perks for a $149 annual fee:
https://creditcards.chase.com/a1/sou.../65kDualNonAEP
https://creditcards.chase.com/a1/sou.../65kDualNonAEP
Jul 23, 2018, 8:55 am
#4061
Join Date: Nov 2014
Programs: UA 2MM
Posts: 1,679
Someone with editing privileges may want to update the wiki now that there is a new 65,000 point card available with some additional perks for a $149 annual fee:
https://creditcards.chase.com/a1/sou.../65kDualNonAEP
https://creditcards.chase.com/a1/sou.../65kDualNonAEP
Aug 17, 2018, 6:45 pm
#4063
Join Date: Jun 2013
Posts: 2
If you're flying Southwest soon there's a 50K offer on the in flight Wi-Fi page that I grabbed a couple weeks ago.
Aug 21, 2018, 12:31 pm
#4065
Join Date: Dec 2002
Location: San Jose, CA
Programs: Hilton Gold; UA 3P; Cattle-Class on everything else.
Posts: 340