May 6, 2025, 8:45 am
Last edit by: mhdena
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Citi Legacy Sears (TYP) Cards
Jun 8, 2024 | 5:32 pm
#47
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,364
I received very sad news today which really hurts the value of the SYW Mastercard for me. Curve US is ending and I think cards are dead immediately based on the communication I received. For those of you who don't know, Curve was a credit card that allow you to route your purchases to any card you had linked to it. It was limited to Mastercard and Discover credit cards. Curve and SYW worked very well together.
1) All transactions made on Curve card passed the correct category through to the SYW card
2) All in person transactions made on Curve card coded as "online purchases" with SYW mastercard
3) Curve had a feature called "Go back in time" which allow you to move purchases from 1 card to another within 30 days. This feature was particularly important to because it allowed me to make $2000 in transactions on 1 SYW card and then move them to a 2nd SYW card. And while the SYW Mastercard consider returns when it comes to adding and deducting SYW points, it does not consider return purchases when applying purchases towards special offers.
So, essentially, I have been making $2000 in purchases a month around town and getting both $200 GGR rewards, both online rewards, and whatever other offer (6x $50, for example). Since CITI won't let me purchase gift cards directly with SYW Mastercards due to "fraud concerns" but those purchases did travel through Curve, I figure this loss is going to cost me a ~$3000 or so over the remainder of 2024. I definitely do not have $4k/mo of real GGR or even $1k/mo of online purchases.
Looks like I have until July 8 so I can get through June and hurry and complete July. Then decide how I want to move forward afterwards.
1) All transactions made on Curve card passed the correct category through to the SYW card
2) All in person transactions made on Curve card coded as "online purchases" with SYW mastercard
3) Curve had a feature called "Go back in time" which allow you to move purchases from 1 card to another within 30 days. This feature was particularly important to because it allowed me to make $2000 in transactions on 1 SYW card and then move them to a 2nd SYW card. And while the SYW Mastercard consider returns when it comes to adding and deducting SYW points, it does not consider return purchases when applying purchases towards special offers.
So, essentially, I have been making $2000 in purchases a month around town and getting both $200 GGR rewards, both online rewards, and whatever other offer (6x $50, for example). Since CITI won't let me purchase gift cards directly with SYW Mastercards due to "fraud concerns" but those purchases did travel through Curve, I figure this loss is going to cost me a ~$3000 or so over the remainder of 2024. I definitely do not have $4k/mo of real GGR or even $1k/mo of online purchases.
Looks like I have until July 8 so I can get through June and hurry and complete July. Then decide how I want to move forward afterwards.
Jun 23, 2024 | 9:02 am
#49
Join Date: Feb 2017
Programs: Hilton Diamond, IHG Platinum Ambassador, Singapore Airlines PPS
Posts: 61
GGR, Travel, and home improvement are ongoing.
Jul 1, 2024 | 1:39 pm
#50
Join Date: Aug 2015
Posts: 158
Got a snail mail 10k per month TYP thru EOY on travel and entertainment.. looks like no threshold ..activated and now show 3 offers online on offers tab for a total of 4 concurrent.. I need a loophole for this one-
Here are my 4
10000 must spend $1000 online spend thru 7/14
$50 must make 5 purchases of $60 or more each month thru 8/31
10x must spend 1000 or 2000 10k or 20k pts/month grocery, gas, rest to EOY
10x 10X maximum total of 10000 each month Travel & Entertainment to EOY
Here are my 4
10000 must spend $1000 online spend thru 7/14
$50 must make 5 purchases of $60 or more each month thru 8/31
10x must spend 1000 or 2000 10k or 20k pts/month grocery, gas, rest to EOY
10x 10X maximum total of 10000 each month Travel & Entertainment to EOY
Jul 3, 2024 | 9:50 am
#52
Join Date: May 2010
Location: SFO
Posts: 206
Have a question and wonder any of you have any insight/data points.
For the online purchase, it usually runs from 15 of the month till 14 of the next month. And it usually sends in 2 or 3 checkpoint emails about how much have been spent, etc. What I have noticed that if I meet that spending very quickly, (I am guessing before the end of the month), then, it will reset the total spent to 0 in the checkpoint email. I have seen this happened twice. And I think that I don't see the bonus Thank You Points in my account. Does this happen to anyone here? TIA.
For the online purchase, it usually runs from 15 of the month till 14 of the next month. And it usually sends in 2 or 3 checkpoint emails about how much have been spent, etc. What I have noticed that if I meet that spending very quickly, (I am guessing before the end of the month), then, it will reset the total spent to 0 in the checkpoint email. I have seen this happened twice. And I think that I don't see the bonus Thank You Points in my account. Does this happen to anyone here? TIA.
Jul 3, 2024 | 4:23 pm
#53
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,364
Just got an offer for 10% back on travel and entertainment purchases until the rest of the year. With a max of $100 per month (so $1000 max spend per month). No minimum on the spending requirement.
If this was back when my job had me flying often for work, I would have been very happy. But since I don't travel much this year, I wouldn't be able to make much use of this offer unless I decide to go to a concert or something. Just a free 10% on travel and entertainment on up to $1000 in spending per month.
If this was back when my job had me flying often for work, I would have been very happy. But since I don't travel much this year, I wouldn't be able to make much use of this offer unless I decide to go to a concert or something. Just a free 10% on travel and entertainment on up to $1000 in spending per month.
Aug 3, 2024 | 12:50 pm
#55
Join Date: Oct 2019
Posts: 40
Just got a new offer. 5% back in statement credits on Utilities with a minimum spending requirement of $400 and a maximum spending requirement of $800. For Aug, Sept, and Oct. I wish it was a higher reward rate, but it is still slightly better than my normal Utilities card which is my Elan MCP (5%) only because I get an additional 1% back in SYW points.
Aug 8, 2024 | 12:10 pm
#56
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,364
Just got a new offer. 5% back in statement credits on Utilities with a minimum spending requirement of $400 and a maximum spending requirement of $800. For Aug, Sept, and Oct. I wish it was a higher reward rate, but it is still slightly better than my normal Utilities card which is my Elan MCP (5%) only because I get an additional 1% back in SYW points.
Aug 8, 2024 | 12:16 pm
#57
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,364
Aug 11, 2024 | 3:44 pm
#58
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,364
Aug 13, 2024 | 9:33 pm
#59
Join Date: Oct 2014
Posts: 144
Aug 19, 2024 | 6:43 pm
#60
Join Date: Aug 2015
Posts: 158
P2 recently received a World Mastercard upgrade on the SYW card and in the envelope was a Guide to Benefits. I’ve never actually seen the guide to benefits and it isn’t online. For anyone interested here it is. SYWMC is one of the very few card to retain Price Protection.
https://ibb.co/K0fnXbt
https://ibb.co/K0fnXbt
TYP people --On a side note after 4 months of chatting with moronic CS at sears I was FINALLY transferred to someone who knew exactly how the program worked, and was able to peruse all my transactions AND promos at the same time and answer questions on the spot as to relevancy towards certain promos.... Every single CS from level 1 to supervisor told me they cant see both transactions, promos, and awarded points at the same....They would transfer me to the TYP dept and that dept would tell me -- hey we cant see WHY you did or didnt get something only what you got and when..... He told me the reason my TY points seemed missing or behind is because of the closing date of my card.. Apparently rewards are posted on the 15th- then get pushed to whatever your close date is-- well mine was the 10th-- so in JAN even though I spent $2k on GGR it was awarded feb 15th then didnt actually post until March 10th..my statement end date.. and ever since then its been lagging a month behind.... He said this is only for that promo and others have a more immediate post.. He recommended pushing my close date out past that 15th date and I will see 2 months post then continue as usual.... He also answered a bunch of questions regarding specific charges Ive made and if they qualify for certain promos which was cool..... He also threw a one time $100 credit at me bc I told him Ive been trying for MONTHs to resolve this....I havent seen anyone else on here with the same issue but figured Id post my findings for future reference.. Wish I couldve gotten the guys extension but he wasnt giving it out...
Last edited by profitone; Aug 19, 2024 at 7:08 pm