View Poll Results: Which Sears related card(s) do you use?
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
Voters: 35. You may not vote on this poll
Jan 3, 2024, 2:04 pm
Last edit by: rrgg
To read previous discussion click HERE
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
- Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
- Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
- "Missions" in the SYW App (iPhone/Android)
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Purchasing e-Gift cards from Paypal.com (Adidas posted as Restaurants-COMPUTER NETWORK/INFO SRVS)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
- Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Citi Shop Your Way (SYW) Cards (2023 - 2024)
Jun 27, 2024 | 9:03 am
#451
Join Date: Mar 2008
Posts: 2,012
How are you guys using the $50 credit on a $300 spend offer?
Also, I’m a little disillusioned with the $200 credit for $2000 spend GGR offer. I spent like $2120 and got only a $100 credit. So something must not have counted and I can’t figure out what. Makes me think sticking to $100/$1000 is safer since hitting $2200/$2300 for GGR is a lot of effort and tracking.
Also, I’m a little disillusioned with the $200 credit for $2000 spend GGR offer. I spent like $2120 and got only a $100 credit. So something must not have counted and I can’t figure out what. Makes me think sticking to $100/$1000 is safer since hitting $2200/$2300 for GGR is a lot of effort and tracking.
I had one month where my spend was like $1200 by statement closing, so it was $100 but then in the last week I hit the $2,000 so next month another $100 posted separately.
Jul 1, 2024 | 1:28 am
#452
Join Date: Mar 2011
Location: Window Seat
Programs: National Executive, HHonors Gold, IHG Platinum, Hyatt Visitor
Posts: 3,073
Sears in Stockton, CA closes in August if that is relevant to any of us here. I don't think it is, but figured it should be posted here.
Sears in Concord, CA is still going to be there...
Sears in Concord, CA is still going to be there...
Jul 1, 2024 | 9:28 am
#453
Join Date: Oct 2007
Programs: AA, WN, UA, Bonvoy, Hertz
Posts: 2,707
On the Credit Karma mobile app only (Mint successor), there is a calendar month spend total on the profile page for each card that can be used to track GGR assuming if you use the card for only this category. No other easy way to track I feel.
Jul 2, 2024 | 9:43 am
#454
Join Date: Feb 2013
Location: NYC
Programs: AA Gold, US Silver, Starwood Gold, Starbucks Gold
Posts: 345
SYW card here.
Received offer for 10% back for $600+ of travel and entertainment purchases up to $100 back ($1000 max spend), each month through the end of the year.
Received offer for 10% back for $600+ of travel and entertainment purchases up to $100 back ($1000 max spend), each month through the end of the year.
Jul 2, 2024 | 10:02 am
#455
Join Date: Jun 2022
Posts: 79
Just got an offer for 10% back on travel and entertainment purchases until the rest of the year. With a max of $100 per month (so $1000 max spend per month). No minimum on the spending requirement.
If this was back when my job had me flying often for work, I would have been very happy. But since I don't travel much this year, I wouldn't be able to make much use of this offer unless I decide to go to a concert or something. Just a free 10% on travel and entertainment on up to $1000 in spending per month.
If this was back when my job had me flying often for work, I would have been very happy. But since I don't travel much this year, I wouldn't be able to make much use of this offer unless I decide to go to a concert or something. Just a free 10% on travel and entertainment on up to $1000 in spending per month.
Jul 2, 2024 | 10:19 am
#456
Join Date: Aug 2007
Posts: 201
Received a pretty nice offer as below on my SWY card. Came via snail mail. This is for GGR spending running from 7/1 through 12/31. My wife has the original $100/$200 GGR offer for the whole year.
Earn a $150 statement credit when you spend $1000 - $1999.99 on eligible purchases each month.
OR
Earn a $250 statement credit when you spend $2000 or more on eligible purchases each month.
Earn a $150 statement credit when you spend $1000 - $1999.99 on eligible purchases each month.
OR
Earn a $250 statement credit when you spend $2000 or more on eligible purchases each month.
Jul 2, 2024 | 3:03 pm
#457
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,823
Jul 2, 2024 | 4:30 pm
#458
Join Date: Mar 2022
Posts: 94
6/15 Offer #1 : Spend online $750, earn $50
UberEats $40 triggered "$710 to go" email.
7/2 Offer #2: Spend GGR $2k, earn $250
Would UbetEats $2k satisfy $50 & $250 spend requirements?
UberEats $40 triggered "$710 to go" email.
7/2 Offer #2: Spend GGR $2k, earn $250
Would UbetEats $2k satisfy $50 & $250 spend requirements?
Jul 3, 2024 | 6:54 am
#459
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650
I had a fraudulent charge on my SYW Mastercard for Tidal.com $18.02. I tried to file a dispute on the website but I get an “internal server error” when I get to the submit page.
Jul 4, 2024 | 9:58 pm
#460
Join Date: Aug 2007
Posts: 201
Has anyone requested an authorized user card on their SWY MC? Does it have the same card number? Reason I am asking is that I just requested a card online for my wife on my account and according to the website, it will have different last 4 digits. This is typical for Amex, but not for any other Visa or MC.
More importantly, does SWY treat transactions on authorized user card same as primary card holder for counting towards various spending bonuses?
TIA
More importantly, does SWY treat transactions on authorized user card same as primary card holder for counting towards various spending bonuses?
TIA
Jul 5, 2024 | 5:50 am
#461
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650
Has anyone requested an authorized user card on their SWY MC? Does it have the same card number? Reason I am asking is that I just requested a card online for my wife on my account and according to the website, it will have different last 4 digits. This is typical for Amex, but not for any other Visa or MC.
More importantly, does SWY treat transactions on authorized user card same as primary card holder for counting towards various spending bonuses?
TIA
More importantly, does SWY treat transactions on authorized user card same as primary card holder for counting towards various spending bonuses?
TIA
Transactions from AUs count towards special offers regardless.
Jul 5, 2024 | 9:36 am
#463
Join Date: Aug 2003
Posts: 131
Looks like I had 3 online purchases which did not count toward the online category. One was a doctor's bill, another was a renewal of yearly dues for a professional organization and the third was a gift card purchase on AARP (not using PayPal).
Last edited by AndieNarwhal; Jul 5, 2024 at 9:37 am Reason: added another missing online
Jul 5, 2024 | 10:38 am
#464
Join Date: May 2024
Posts: 130
VanillaGift?
Looks like vanilla’s website didnt count towards the bonus.
Jul 5, 2024 | 1:43 pm
#465
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,796
I prefer the different card numbers like this as.its easier to sort through the transactions.