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Old Nov 3, 2006 | 3:47 pm
  #46  
 
Join Date: Jan 2003
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What is his cash limit? He may retire with all these cash in Mexico.

Originally Posted by alanh
You guys have a long way to go. Man has 1,497 Credit Cards.
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Old Nov 3, 2006 | 4:28 pm
  #47  
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Originally Posted by bpan0704
How can you get 4 CC. I applied 3rd CC, and they cancalled 1 of my CC.
More details needed to provide a meaningful response. Who canceled the card. How's your credit. Were all the cards with one bank? Details!

By the way, lots of folks have five or six cards with the same bank open at the same time (like me). ^
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Old Nov 3, 2006 | 4:41 pm
  #48  
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Did you notice Dudemon did not post any more details/ responses?
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Old Nov 3, 2006 | 10:11 pm
  #49  
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Originally Posted by best
Did you notice Dudemon did not post any more details/ responses?

Why do you suppose that is?
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Old Nov 3, 2006 | 10:17 pm
  #50  
 
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Originally Posted by Dudemon
62 cards for a total of 764,000 miles and points + about $550 in cash bonuses & credit protection checks.
Waiting for 10 more cards to post for another 235,000 miles / points.
I am curious as to which and how many cards you churned.
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Old Nov 3, 2006 | 10:48 pm
  #51  
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I guess that the implication of some above remarks is that there has been some exaggeration by some posters in this thread as to how many miles they have gotten with credit cards.

To the contrary, I think the thrust of this thread is correct. You can get a whale of a lot of miles with credit card bonuses.

If I were more dedicated I would try to count up my bonus miles and credit cards. Probably about 20-30 cards and maybe 5-600,000 miles (on Delta, UAL and AA, not counting Starpoints, Marriott etc.

I do know that I have flown recently to BKK, DPS, NRT and BEJ recently in J or F for free. Thanks to credit card bonus miles. And, in the past flew J or F to London, France, Egypt and Israel, again for free. Still have several hundred thousand miles waiting to be burned.
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Old Nov 3, 2006 | 11:04 pm
  #52  
 
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Originally Posted by best
Did you notice Dudemon did not post any more details/ responses?
There are those of us on this board who believe it's in all of our best interests if we don't explicitly spell everything out. Even best believes this if you read post #34 (but he quoted what he thought should not be posted thus enabling a non-editable copy to persist )

Believe what I wrote or not, its up to you.

(IMHO this thread is in the wrong forum)
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Old Nov 4, 2006 | 12:39 am
  #53  
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Yes, it is sometimes best to keep some things under the rose.

And, yet, how can a discussion board do its job if the discussion is restricted?
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Old Nov 4, 2006 | 1:11 am
  #54  
 
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And what a great discussion it is. Thank you FTers!
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Old Nov 5, 2006 | 5:15 pm
  #55  
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Originally Posted by pushback
It is true--sometimes I have to stop and think "what store am I in and what card do I use" when I am making a purchase.

First of all, I don't use any of the mileage cards beyond the initial need to get the bonus miles. That used to mean buy a cup of coffee. Recently AA and UA have both set the requirement that you must spend $250. Well, I suppose that helps them at least break even on an account-by-account basis. God love 'em.

Here's my method to my madness:

Costco: I use my American Express Platinum Cashback card. Tiers up to 1.5% and I get a bigger rebate with this than if I use the Costco card which is a flat 1%.

Restaurants: I use the Costco card. Give me 3% back. Better yet if I can use it at an Idine restaurant and bag 10 miles per $. Sometimes I can triple dip by using the online entertainment book savers guide. When you can get all the planets to line up just right it feels like you are eating for free.

Gas/Supermarkets: I used to use the Citibank Dividend Visa. I had that card since 1993 when it paid 2% on everything. Over the years I have gotten almost 6K in rebates. Then they went to 1% and I stopped using it. Then they went to 5% on gas and supermarkets. So I started using it only there. Now they did away with that so I put it on the shelf. Recently I had applied for the American Express/Citibank Dividend card. That one is still getting 5% but I hear unofficially that will go away in December. I think I may have a Case card that does 5% for gas and groceries--I'll have to check that out before December.

AA tickets: I use the AA business Visa. Gives me 2 miles per $ on AA purchases.

In hotels (Hyatt, Hilton, SPG) I tend to use their card to get the point multiples and or signup bonuses for 1st, 2nd stay, etc.

When I fly (rent planes) I use the AOPA Visa. That, until recently, gave me 5% rebate on all aviation purchases. They changed it to something called "Worldpoints." I will probably close it.

For everything else--I currently have an ATT Visa that I had not used for years. They sent me an incentive to use it--5% on everything up to $300 rebate. So until I exhaust that I will use it everywhere the above cards do not apply.

When that goes away I will fall back on my Fidelity card that puts 2% into my kids 529 account. My poor kids have not gotten a dime for months.

I think that covers everything.

this is incredible but how do you have time to keep track of all this? just reading it exhausted me.
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Old Nov 5, 2006 | 5:21 pm
  #56  
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Originally Posted by wanaflyforless
This is not a very smart thread!
but, how do we learn if there isn't a thread such as this? not trying to be argumentative...i would really like to know. thanks.

Last edited by fly co to see the yanks; Nov 5, 2006 at 5:26 pm
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Old Nov 5, 2006 | 5:30 pm
  #57  
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Originally Posted by fly co to see the yanks
this is incredible but how do you have time to keep track of all this? just reading it exhausted me.
The only real overhead to me was applying for the cards and selecting which to use in a given instance. I do not track the resulting rebates as closely as I should. This results in things like me getting a notice in the mail last week saying I have a UA account with 15000 miles in it and would I like to buy a magazine with them (Actually I did--I felt a year of The Economist for 3000 UA miles was a good deal). So, that likely come from a UA Visa I applied for way back and they opened a new account. I never noticed it never hit my regular UA account. Once the magazines starts coming I will call UA to combine the remaining 12k into my "real" account.

It sounds like a lot but once its all in place the overhead in minimal. Unless of course you want to go wacko by tracking everything on a spreadsheet. No thanks. The folks on Fatwallet.com tend to be that "AR." More power to them.
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Old Nov 5, 2006 | 6:12 pm
  #58  
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Those of us that do this would prefer to chat by PM. We that do these things should not post on threads like this for risk of not being able to do these things any longer.
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Old Nov 5, 2006 | 6:24 pm
  #59  
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Originally Posted by drbond
Those of us that do this would prefer to chat by PM. We that do these things should not post on threads like this for risk of not being able to do these things any longer.
These are certainly real concerns.

Yet, I have concluded the banks don't give a flying banana about the bonus miles thing. If they did, they would have done something about it long ago.
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Old Nov 5, 2006 | 6:32 pm
  #60  
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You can drive by many police cars smoking marijuana and never get stopped. However, if you put a sign about it in the window, you might get a surprise.

Don't tempt fate
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