credit cards
#3
Moderator, Marriott Bonvoy & FlyerTalk Evangelist




Join Date: Oct 2002
Location: McKinney, TX, USA
Programs: United Silver; AA Plat/2MM; Marriott LT Titanium; Hilton Gold
Posts: 11,775
I would assume the OP is asking either "who has applied to the most mileage based CCs" or "who has received the most points from applying to CCs" for this past year.
#4


Join Date: Sep 2005
Posts: 44
4 United CC's (4*20k=80k), 1 AA CC (25k), total of 105k, but I'm sure I don't come anywhere close to most miles from applying for new CC's.
Originally Posted by hhoope01
I would assume the OP is asking either "who has applied to the most mileage based CCs" or "who has received the most points from applying to CCs" for this past year.
#5




Join Date: Jan 2004
Location: SFO, SJC, OAK, LVK AA Lifetime Plat 2MM, LUV A-List, Hyatt Gold, SPG Lifetime Gold, Commercial Pilot (not employed by airlines)
Posts: 1,531
(1) Frontier MC
(1) US Airways MC
(3) Citibank AA MC Platinum
(1) Citibank AA MC Gold
(1) Citibank Business Visa
(2) Citibank Business MC
(7) UA Signature/Platinum Visa (several different designs)
(1) United Business Awards Visa
(1) Marriot (applied for--not received. Don't use the link on this site--go to marriot.com and apply there. The link there gives you 15,000 and a free night)
Other
(2) SPG Amex Card
(2) Hilton Honors Card
(1) Choice Priveleges
(1) My Points Visa(will go toward UA miles)
(1) Marriot (applied for--not received. )
---------------
Mrs. Pushback (if she only knew)
(5) UA Visa Signature/Platinum
(2) Citibusiness MC
(2) AA Citibank Visa
(1) Hilton Honors
(1) Marriot (applied for--not received.)
As for the number a bonus miles--no exact count w/o much labor--but a lot. We'll say on the airline cards at least 20K per card (except the AA Gold I think is 12,500).
(and yes--my FICO is fine--mid 700s down from high 700s)
(1) US Airways MC
(3) Citibank AA MC Platinum
(1) Citibank AA MC Gold
(1) Citibank Business Visa
(2) Citibank Business MC
(7) UA Signature/Platinum Visa (several different designs)
(1) United Business Awards Visa
(1) Marriot (applied for--not received. Don't use the link on this site--go to marriot.com and apply there. The link there gives you 15,000 and a free night)
Other
(2) SPG Amex Card
(2) Hilton Honors Card
(1) Choice Priveleges
(1) My Points Visa(will go toward UA miles)
(1) Marriot (applied for--not received. )
---------------
Mrs. Pushback (if she only knew)
(5) UA Visa Signature/Platinum
(2) Citibusiness MC
(2) AA Citibank Visa
(1) Hilton Honors
(1) Marriot (applied for--not received.)
As for the number a bonus miles--no exact count w/o much labor--but a lot. We'll say on the airline cards at least 20K per card (except the AA Gold I think is 12,500).
(and yes--my FICO is fine--mid 700s down from high 700s)
Last edited by pushback; Nov 1, 2006 at 2:12 am
#7




Join Date: Jan 2004
Location: SFO, SJC, OAK, LVK AA Lifetime Plat 2MM, LUV A-List, Hyatt Gold, SPG Lifetime Gold, Commercial Pilot (not employed by airlines)
Posts: 1,531
Originally Posted by martian
Why? Did you get the bonus twice?
#9




Join Date: Jan 2004
Location: SFO, SJC, OAK, LVK AA Lifetime Plat 2MM, LUV A-List, Hyatt Gold, SPG Lifetime Gold, Commercial Pilot (not employed by airlines)
Posts: 1,531
Originally Posted by martian
Sorry, what do you mean? Thanks.
#11
Join Date: Apr 2006
Programs: United
Posts: 15
Settle down
Yall may want to settle down on the CC apps. It could ruin your credit and end up costing you way more in bad rates than the miles are worth.
From www.howstuffworks.com :
10% of the credit score is based on the number of inquiries on your report. If you've applied for a lot of credit cards or loans, you will have a lot of inquiries on your credit report. These are bad for your score because they indicate that you may be in some kind of financial trouble or may be taking on a lot of debt (even if you haven't used the cards or gotten the loans). The more recent these inquiries are, the worse for your credit score. FICO scores only count inquiries from the past year.
Other than that, good luck!
From www.howstuffworks.com :
10% of the credit score is based on the number of inquiries on your report. If you've applied for a lot of credit cards or loans, you will have a lot of inquiries on your credit report. These are bad for your score because they indicate that you may be in some kind of financial trouble or may be taking on a lot of debt (even if you haven't used the cards or gotten the loans). The more recent these inquiries are, the worse for your credit score. FICO scores only count inquiries from the past year.
Other than that, good luck!
#12
In memoriam
Join Date: Jan 2006
Posts: 4,020
Originally Posted by starp023
Yall may want to settle down on the CC apps. It could ruin your credit and end up costing you way more in bad rates than the miles are worth.
Including, for example, three Marriott cards and six AA cards.As with pushback, I have gotten tons of credit cards over the last couple of years (Thanks FT for the inspiration and the miles
). And my credit score is fine. I just applied for three more airline cards and had no problem getting all three. The biggest problem is figuring out which cards to take out of my overstuffed wallet!One way to keep credit problems from developing is, when you close an account, don't really close it. Instead, have the credit limit consolidated with a remaining account which will protect your credit score for a variety of dumb reasons related to the irrational world of credit scores.
Meanwhile, keep those free bonus miles coming in! ^
How long can this madness continue? Gotta love the more irrational aspects of marketing in a quasi-monoply setup.
#14
Join Date: Jun 2006
Location: Lahaina, Hawai'i
Programs: HA Pua. Platinum WP, PR, QF, UA, AA, DL, NW Prince Preferred
Posts: 4,786
Originally Posted by biggestbopper
If you pay your bills you can have literally dozens of credit cards. I sure do.
#15
FlyerTalk Evangelist


Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,743
Originally Posted by Happy
Are both your SPG Amex cards personal cards? Did you get bonuses on both?
Am surprised both you and Mrs. got denied on the Marriott card.
Am surprised both you and Mrs. got denied on the Marriott card.


