Best offer of 2005
#31
Join Date: Apr 2000
Location: Austin, TX, USA
Programs: LatinPass MM, HH Diamond, NW Platinum, Delta DM MM, SPG
Posts: 432
Originally Posted by Kiwi Flyer
For me HHonors 3/5/7 stays gets 1/2/3 free nights anywhere - targetted but I already had the stays (almost all 1 night) booked. Then after completing I got it again for another 3 free nights 

This was #1 for me until the NWA double EQMs. I earned 4 free nights that work in any Hilton property! Used my first stay at the Chicago MR seminar. Wll use secon for the advanced MR seminar!
#33
A FlyerTalk Posting Legend




Join Date: Jul 2002
Location: MCI
Programs: AA Gold 1MM, AS MVP, UA Silver, WN A-List, Marriott LT Titanium, HH Diamond
Posts: 53,011
Originally Posted by jerry crump
I noticed much of what people list as best deal involves a possible ding on the credit report. Is everyone factoring that in as a potential cost?
In about a year, we will be moving and applying for a larger mortgage. I'll probably clean everything up a few months in advance of that - go in with zero debt and only 2-3 open CC accounts - but I don't expect a magical jump in the credit score.
#34
Join Date: Oct 2004
Location: Orlando, FL
Programs: CO Gold, AA Plat, DL Gold, US Chairman's Preferred, Starwood Plat, Hyatt Diamond
Posts: 187
In addition to what's been said, I nominate:
(1) Double miles on UA Visa and DL Amex tax payments. Never more than 1.25 cents a mile, and sometimes less, if you can pair it with other bonuses.
(2) 25K UA miles for $295 Ameniti membership. That's less than 1.2 cents a mile.
(3) The 35% DL transfer bonus for Amex. I transferred 300,000 points, and got 105,000 bonus miles.
(1) Double miles on UA Visa and DL Amex tax payments. Never more than 1.25 cents a mile, and sometimes less, if you can pair it with other bonuses.
(2) 25K UA miles for $295 Ameniti membership. That's less than 1.2 cents a mile.
(3) The 35% DL transfer bonus for Amex. I transferred 300,000 points, and got 105,000 bonus miles.
#35
Join Date: Jul 2005
Location: Austin, Texas
Posts: 380
Originally Posted by pinniped
For whatever reason, cycling through the rewards cards and the 0% teaser cards has never really had much impact on my credit scores. I expected it to, but it never really moved the actual number much in either direction. I'm usually teasing $10-20k at a given time and working on 2-3 travel rewards cards for sign-up bonus purposes. (Only things I really use are SPG Amex and Marriott Visa.)
In about a year, we will be moving and applying for a larger mortgage. I'll probably clean everything up a few months in advance of that - go in with zero debt and only 2-3 open CC accounts - but I don't expect a magical jump in the credit score.
In about a year, we will be moving and applying for a larger mortgage. I'll probably clean everything up a few months in advance of that - go in with zero debt and only 2-3 open CC accounts - but I don't expect a magical jump in the credit score.
The "new accounts" category is only ~10% of your credit score, and number of new accounts is only a portion of that.
Also, when doing the rating, the buckets for number of new accounts are 0, 1-4, 5+. As an example, the difference between 0 inquires and 5+ on my credit was less than 20 points. Considering it's a 1000 point scale - that's not so bad.
As with everything else though, buyer beware. Make sure you have the financial footing before jumping on a bunch of credit card offers.
#36
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,077
Originally Posted by rc408
Do you have a link for this? I'd be willing to move donations here if the benefits are good. I like win/win situations. 

There is a big thread in the HHonors forum here on FT about this. But the key thing is that no one HHonors account will be credited points for more than two participants for any single walk. That means you can register yourself and one other individual as a VIRTUAL WALKER (a selection to be chosen) for the remaining walks and get 5,000 per person (for up to two persons) per walk (as many walks as are remaining). As of yesterday, getting 90,000 points (i.e., registering two virtual walkers per race for 9 races yields 5,000 * 2 * 9 = 90k points).
#37
Join Date: May 2002
Location: DTW
Programs: HH Diamond
Posts: 1,934
I agree with GUWonder, Hilton's City of Hope would be the biggest for me.
NW Double EQM would have been great if I could have had a business trip or two during the promo period. I just couldn't work out a MR during the time period.
NW Double EQM would have been great if I could have had a business trip or two during the promo period. I just couldn't work out a MR during the time period.
#38
FlyerTalk Evangelist


Join Date: Sep 2005
Location: MN
Programs: Lots of programs, dirt on all of them!
Posts: 11,943
Originally Posted by jerry crump
I noticed much of what people list as best deal involves a possible ding on the credit report. Is everyone factoring that in as a potential cost?
It is to your advantage however to not close credit cards which have been open a long time even if you don't use them. But closing accounts with very little history makes little difference.
And note that the FICO scale goes to 850, not 1000 as mentioned above.
Last edited by fti; Sep 27, 2005 at 4:05 pm
#39
Join Date: Aug 2004
Location: Boston, MA, USA
Programs: UA 2 Million, Intercontinental Royal Ambassador
Posts: 309
UA Ameniti - 25K miles ($295) and I received at least $50 worth of premium coffee and a pair of $150 I-Travel Shoes which are excellent - most comfortable shoes I have ever owned. so that makes it $95 for 25,000 miles - not bad at all.
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#41
Join Date: Dec 2000
Location: Sebastopol,CA
Posts: 180
For me it was the Wachovia and Chase HELOC loans. When you can get over $1 million United points for under $1000 the cost per mile is very low (.1 cents). My credit score did not go down after six loans
. The time it took was equivalent to doing six credit cards but a lot more points.
. The time it took was equivalent to doing six credit cards but a lot more points.
#42




Join Date: Nov 2002
Programs: MTD pass holder
Posts: 1,144
Originally Posted by GUWonder
The City of Hope charities virtual walking where you get HHonors points for donating money to a breast cancer research charity. For approximately $50 (or slightly less), I'm getting a lot of Hilton points that I am using for Hilton and Scandic hotel nights that would cost $100 to $220/night.
#45


Join Date: Jan 2005
Location: San Francisco
Programs: All-Around Kettle
Posts: 3,355
My girlfriend and I made good use of the United Round the World promotion out of WAS. We have free tickets (in coach, unfortunately) to SYD next month for doing nothing we wouldn't have done otherwise.

