Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE
• PointsU conference (2018 & 2019 website)
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE
• PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
#5026
Join Date: Nov 2013
Location: YUL
Programs: AP 50k
Posts: 83
A quick little quirk of the Amex 5x points on Uber Eats and Skip the Dishes.
Whenever I get a refund for a meal that was wrong, poorly prepared, etc, only the base points get deducted and the original bonus points remain.
Anyone else experience that?
Whenever I get a refund for a meal that was wrong, poorly prepared, etc, only the base points get deducted and the original bonus points remain.
Anyone else experience that?
#5027
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
#5028
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,402
#5029
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Then, ask Amex to link the two accounts and consolidate the points. And eventually cancel the original account.
It's not free, but it's a good way to keep your points active.
#5030
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
That said, currently, the only effectively 'free' Amex MR card that you can open to keep points from another MR card (Biz Gold, Biz Plat, Personal Plat) alive is the Personal Gold, if you open it using the CPA RSVP code. If you or a family member have a CPA online membership account, you can get the RSVP to apply for the Personal Gold, and the offer is 25,000 points and a $150 rebate to offset the $150 annual fee, provided that you spend $1500 within the first 90 days after approval.
The RSVP code for the CPA offer is generic and not tied to an actual membershp ID, like the RSVP code of the similar Perkopolis offer for the Personal Gold (however, Perkopolis no longer has the $150 rebate). So if you're not a CPA but are willing to apply using their RSVP code regardless, you can get the offer to make the Personal Gold MR card effectively FREE for one year.
If you are not within a CPA circle, there are other ways of obtaining the RSVP code, but that type of discussion doesn't belong in this forum. Ask your friends, and include Mr. Google, if you want to find the RSVP code to pursue this option.
One more note, and this probably should be in the Amex Canada discussion thread. Due to COVID, Amex Canada has expedited their measures to close down all cards for cardmembers who they deem are not profitable. If you haven't seen discussions of these shutdowns, bear in mind that this had started shortly after the pandemic began, and has been ongoing. So if you are at risk, you may want to consider redeeming / converting your MR points, to mitigate the potential losses due to forced (and prompt) cancellations.
#5031
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,402
Correct. NONE. In Canada, there has never been a no-fee MR card to hold, combine and keep your MR points alive. The only options, as you've alluded to, would be to open another card in the MR product family, so that you could consolidate your points before closing the older card.
That said, currently, the only effectively 'free' Amex MR card that you can open to keep points from another MR card (Biz Gold, Biz Plat, Personal Plat) alive is the Personal Gold, if you open it using the CPA RSVP code. If you or a family member have a CPA online membership account, you can get the RSVP to apply for the Personal Gold, and the offer is 25,000 points and a $150 rebate to offset the $150 annual fee, provided that you spend $1500 within the first 90 days after approval.
The RSVP code for the CPA offer is generic and not tied to an actual membershp ID, like the RSVP code of the similar Perkopolis offer for the Personal Gold (however, Perkopolis no longer has the $150 rebate). So if you're not a CPA but are willing to apply using their RSVP code regardless, you can get the offer to make the Personal Gold MR card effectively FREE for one year.
If you are not within a CPA circle, there are other ways of obtaining the RSVP code, but that type of discussion doesn't belong in this forum. Ask your friends, and include Mr. Google, if you want to find the RSVP code to pursue this option.
One more note, and this probably should be in the Amex Canada discussion thread. Due to COVID, Amex Canada has expedited their measures to close down all cards for cardmembers who they deem are not profitable. If you haven't seen discussions of these shutdowns, bear in mind that this had started shortly after the pandemic began, and has been ongoing. So if you are at risk, you may want to consider redeeming / converting your MR points, to mitigate the potential losses due to forced (and prompt) cancellations.
That said, currently, the only effectively 'free' Amex MR card that you can open to keep points from another MR card (Biz Gold, Biz Plat, Personal Plat) alive is the Personal Gold, if you open it using the CPA RSVP code. If you or a family member have a CPA online membership account, you can get the RSVP to apply for the Personal Gold, and the offer is 25,000 points and a $150 rebate to offset the $150 annual fee, provided that you spend $1500 within the first 90 days after approval.
The RSVP code for the CPA offer is generic and not tied to an actual membershp ID, like the RSVP code of the similar Perkopolis offer for the Personal Gold (however, Perkopolis no longer has the $150 rebate). So if you're not a CPA but are willing to apply using their RSVP code regardless, you can get the offer to make the Personal Gold MR card effectively FREE for one year.
If you are not within a CPA circle, there are other ways of obtaining the RSVP code, but that type of discussion doesn't belong in this forum. Ask your friends, and include Mr. Google, if you want to find the RSVP code to pursue this option.
One more note, and this probably should be in the Amex Canada discussion thread. Due to COVID, Amex Canada has expedited their measures to close down all cards for cardmembers who they deem are not profitable. If you haven't seen discussions of these shutdowns, bear in mind that this had started shortly after the pandemic began, and has been ongoing. So if you are at risk, you may want to consider redeeming / converting your MR points, to mitigate the potential losses due to forced (and prompt) cancellations.
... Dangit.
Although Amex signup offers are not what they used to be, you could sign up for another card (Gold Business, Gold Personal, etc.), pay the first year annual fee, and collect a decent signup reward.
Then, ask Amex to link the two accounts and consolidate the points. And eventually cancel the original account.
It's not free, but it's a good way to keep your points active.
Then, ask Amex to link the two accounts and consolidate the points. And eventually cancel the original account.
It's not free, but it's a good way to keep your points active.
#5032
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
The HSBC World Elite MasterCard signup bonus is actually pretty sweet: about $500 in travel credits.
But the bank itself can be very hard to deal with: actually getting approved for the card has proven difficult for many.
Minimum income / household income / invested assets required.
https://www.hsbc.ca/credit-cards/products/world-elite/
But the bank itself can be very hard to deal with: actually getting approved for the card has proven difficult for many.
Minimum income / household income / invested assets required.
https://www.hsbc.ca/credit-cards/products/world-elite/
Last edited by jerry305; Sep 13, 2020 at 6:23 pm
#5033
Join Date: Aug 2013
Location: YYZish
Posts: 300
The HSBC World Elite MasterCard signup bonus is actually pretty sweet: about $500 in travel credits.
But the bank itself can be very hard to deal with: actually getting approved for the card has proven difficult for many.
Minimum income / household income / invested assets required.
https://www.hsbc.ca/credit-cards/products/world-elite/
But the bank itself can be very hard to deal with: actually getting approved for the card has proven difficult for many.
Minimum income / household income / invested assets required.
https://www.hsbc.ca/credit-cards/products/world-elite/
For Ontario the 100,000 HSBC points are divided into 20,000 on first purchase. And 80,000 when you spend $5,000 in 180 days. Annual fee rebate. And a $100 'travel enhancement' for seat selection, bag fees etc. Quebec offer is a bit different but similar value.
#5035
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,402
Home Trust has 0 Forex fees and cashback with no annual fee, I'll take it for what it's worth.
#5036
FlyerTalk Evangelist
Join Date: Nov 2009
Location: Earth. Residency:HKG formerly:YYZ
Programs: CX, DL, Nexus/GE, APEC
Posts: 10,689
#5038
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
RBC® WestJet World Elite Mastercard
Big increase in the signup bonus here.
It had been $250 Westjet dollars, and occasionally $350. Now it's $450.
"Take advantage of our limited-time offer and get 450 welcome WestJet dollars with the WestJet RBC® World Elite Mastercard‡ after your first purchase within three months, when you apply and are approved.^ That’s $450 off the base fare of your next WestJet flight.*"
Annual fee is $119. Minimum Income Required: $80,000 (personal) or $150,000 (household)
https://www.westjet.com/en-ca/reward...d/more-dollars
Big increase in the signup bonus here.
It had been $250 Westjet dollars, and occasionally $350. Now it's $450.
"Take advantage of our limited-time offer and get 450 welcome WestJet dollars with the WestJet RBC® World Elite Mastercard‡ after your first purchase within three months, when you apply and are approved.^ That’s $450 off the base fare of your next WestJet flight.*"
Annual fee is $119. Minimum Income Required: $80,000 (personal) or $150,000 (household)
https://www.westjet.com/en-ca/reward...d/more-dollars
#5039
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Until September 30, the rate to convert American Express Membership Rewards points to Marriott has improved (from 6:5, to 3:2).
IMO, that's a much more lucrative use of your Membership Rewards points, particularly for Membership Rewards Select points on the Business Edge and Cobalt cards.
https://www.americanexpress.com/en-c...roducttype=All
IMO, that's a much more lucrative use of your Membership Rewards points, particularly for Membership Rewards Select points on the Business Edge and Cobalt cards.
https://www.americanexpress.com/en-c...roducttype=All
#5040
Join Date: Oct 2001
Location: YYC
Posts: 1,876
There is a new offer available for the two MBNA Alaska Airlines Mastercards that provides a $100 statement credit when you spend $1000 in the first three months. This is on top of the 20,000 and 30,000 mile welcome bonuses. This offer is not in the MBNA affiliate channel so you won't find it on GCR etc. Here are the direct links to MBNA for the offers
World Elite:
https://apply.mbna.ca/applicationfor...3&locale=en_CA
Platinum Plus
https://apply.mbna.ca/applicationfor...1&locale=en_CA
World Elite:
https://apply.mbna.ca/applicationfor...3&locale=en_CA
Platinum Plus
https://apply.mbna.ca/applicationfor...1&locale=en_CA