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Old May 13, 2013, 10:15 pm
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Old Jul 22, 2016 | 6:07 pm
  #3406  
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Originally Posted by emilio911
What is the american equivalent of "Interac e-Transfer"? Is there one? Are instant transfers from one US bank account to another US back account possible?
It's called ACH (Automated Clearing House). Depending on the bank, ACH transfers typically take 1-3 days. You can also do wire transfers, but ACH generally has lower (or no) fees.

https://en.wikipedia.org/wiki/Automated_Clearing_House
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Old Jul 24, 2016 | 2:17 pm
  #3407  
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Originally Posted by jerry305
Nope, sorry.
NOT open to Canadians.

"Open to legal residents of the 50 United States and the District of Columbia who are at least 18 years of age"
I got my 700 AA miles. They just posted
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Old Jul 24, 2016 | 2:21 pm
  #3408  
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Originally Posted by imverge
I got my 700 AA miles. They just posted
Visit the contest entry website here, and fill out the form at bottom of the page to earn 350 free AAdvantage miles. Then, score another 350 miles for free by sharing your dream vacation on Facebook, Twitter, or by email. Its as simple as that!
I only got 350 AA miles
but at least that pushed me over 15K miles , not sure what I can do with it being ex-YYZ

I'm not alone on just 350
http://pointmetotheplane.boardingare...125.1407465691
The miles are now posting, so log into your account and check to see that youve been credited properly. Interestingly enough, my 350 miles posted for completing the form, but my 350 social share miles did not. Luckily, I took a screenshot of the post and will reach out to American to recover those.
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Old Jul 24, 2016 | 3:06 pm
  #3409  
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Originally Posted by jerryhung
I only got 350 AA miles
but at least that pushed me over 15K miles , not sure what I can do with it being ex-YYZ

I'm not alone on just 350
http://pointmetotheplane.boardingare...125.1407465691
I wouldn't worry about being ex-YYZ.

Contact them and let them know you are missing the miles. Look back on your social media feed and take a screen-shot of the share to include with your inquiry.
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Old Jul 24, 2016 | 3:32 pm
  #3410  
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Canadian here as well, also only got 350. I'll wait another 24h or so to see if the extra 350 post, otherwise I'll e-mail them.
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Old Jul 24, 2016 | 4:23 pm
  #3411  
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700 posted for me as well
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Old Jul 24, 2016 | 7:25 pm
  #3412  
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Got my 700pts here as well
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Old Jul 25, 2016 | 6:35 pm
  #3413  
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Got 700
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Old Jul 27, 2016 | 9:56 am
  #3414  
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AC Conversion Card

CIBC has come out with a new prepaid card with the ability to store multiple currencies (https://acconversion.cibc.com/cholde...welcome.action). Pretty crappy card for it's intended purpose, IMHO.

However, it seems to have free-free ATM withdrawals at CIBC ATMs. It does allow CC deposits (https://lh3.googleusercontent.com/aR...l-djDw=h900-rw), although it's not clear if there are any fees for deposits, although I would assume not.

May be a good option for MS, until they eventually shut it down
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Old Jul 27, 2016 | 8:07 pm
  #3415  
 
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Originally Posted by nabeelj
CIBC has come out with a new prepaid card with the ability to store multiple currencies (https://acconversion.cibc.com/cholde...welcome.action). Pretty crappy card for it's intended purpose, IMHO.

However, it seems to have free-free ATM withdrawals at CIBC ATMs. It does allow CC deposits (https://lh3.googleusercontent.com/aR...l-djDw=h900-rw), although it's not clear if there are any fees for deposits, although I would assume not.

May be a good option for MS, until they eventually shut it down
Have you checked with CIBC to see if loading it with a credit card`is treated as a purchase or cash advance?
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Old Jul 28, 2016 | 7:32 am
  #3416  
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Originally Posted by nabeelj
CIBC has come out with a new prepaid card with the ability to store multiple currencies (https://acconversion.cibc.com/cholde...welcome.action). Pretty crappy card for it's intended purpose, IMHO.

However, it seems to have free-free ATM withdrawals at CIBC ATMs. It does allow CC deposits (https://lh3.googleusercontent.com/aR...l-djDw=h900-rw), although it's not clear if there are any fees for deposits, although I would assume not.

May be a good option for MS, until they eventually shut it down
This has a breakdown of the fees.

http://pointshogger.boardingarea.com...948.1403838662
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Old Jul 28, 2016 | 8:26 am
  #3417  
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2.5% Conversion fee kills the whole reason for this card.

Let's not forget that the Amazon.ca card also nets 1% cash back

So you are already in the hole 3.5%

Activation fee $5.95

$3000 daily spend limit? Hotel bills and dive tabs can easily exceed $3K.

The ATM fee's I'm not sure about but they do seem high.

If you want security simply carry multiple credit card types (V, MC ,AMEX). I would guess this is the main reason for the card?
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Old Jul 28, 2016 | 9:50 am
  #3418  
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Originally Posted by mikeycanuk
I would guess this is the main reason for the card?
Ummm, you're missing the point. The idea is load CAD from your Visa/MC (presumably fee-free) and then withdraw CAD at a CIBC ATM (stated fee-free).

The product is quite mediocre for it's intended purpose.
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Old Jul 28, 2016 | 9:52 am
  #3419  
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Originally Posted by jubberly
Have you checked with CIBC to see if loading it with a credit card`is treated as a purchase or cash advance?
No, but I just tried it, and will report back.
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Old Jul 28, 2016 | 4:17 pm
  #3420  
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Did anyone receive the additional 40K Best Western points from the 60K promo that ended in July after spending $2000?

I am being told by a rep at MBNA that such promo never existed
I have a URL and screenshot but no way to provide the rep over the phone
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