Originally Posted by Chris101 (Post 28531501)

[MENTION=507901]JJonahJ[/MENTION]- how you been buddy? Hope things are good. Have you churned these cards more than once before?

BMO World Elite Mastercard?
TD All inclusive Banking Plan?

Originally Posted by JJonahJ (Post 28531807)

TD Bank All Inclusive. They won't give me their new account promos because I'm not a new client, so skweww 'em. Never opened.

Originally Posted by JJonahJ (Post 28531751)

[MENTION=287031]alexteacher[/MENTION] , sorry to hear. I tried to give a warning about MBNA's newer policies regarding duplicate cards, from a couple of weeks ago. I won't quote all of them, but start reading the posts from around here.

Myself, I was lucky last year that they closed my older existing card and gave me the new one anyways. Sad they couldn't do it for you as well. I know you've mentioned some quick turnaround times between cancel/re-apply in the past. Better to try and stick to a 30-90 day wait period from now on, I suppose.

[MENTION=680130]flyer05[/MENTION] , you were looking for a datapoint for the MBNA BWR cards, well here you go. Multiple/duplicate cards of the same product are getting muted by MBNA.

====
In somewhat related news...

I proactively closed my BWR MC 3 months ago, in anticipation of signing up for another one. I was approved last week, but here's another (repeated) datapoint from me. MBNA chose to lower the limit on one of my other existing MBNA cards, without any notification/warning. This card was at $11K limit, now down to $1K. I like to keep higher limits just in case I need to shift limits around to open a declined application, as a safety net. So for this purpose I usually will consolidate the limits onto other existing cards when I request to close them. Now they are quietly taking this Plan-B away, by lowering the limits without telling me first. At one time I had a total limit close to $50K combined for all of my MBNA cards. Oh well, that's the way the wind blows nowadays.

Originally Posted by Chris101 (Post 28531823)

I just saw a promo for CIBC until Aug 31. Same as TD...open an account put 3K minimum and get $300 and do (recurring direct deposit or 2 pre-authorized payments each month) :)

Originally Posted by Chris101 (Post 28531823)

I just saw a promo for CIBC until Aug 31. Same as TD...open an account put 3K minimum and get $300 and do (recurring direct deposit or 2 pre-authorized payments each month) :)

Originally Posted by flyer05 (Post 28531838)

Useful info as always JJ! Guess that means I need to rid myself of my existing 2 BW cards in order to ever get a new one... does MBNA allow product switches?

Originally Posted by JJonahJ (Post 28532269)

Thanks Chris. I got the $300 new account promos for both RBC and CIBC last year. I was due to shut down the CIBC account at end of May, but didn't get around to it, so I think I won't be eligible for this new CIBC promo. Do you know the terms? Can I close down the account today, and then open it again in Aug, and still qualify for the $300?

Originally Posted by Chris101 (Post 28532993)

Nope you wont be eligible. If you had close down before May 1st before the promo would have started, you would be eligible.

"This Offer is only open to residents of Canada who: (i) have reached the age of majority; and; (ii) at the
beginning of the Offer Period, were not a holder (or joint holder) of a CIBC chequing account, as determined by
CIBC at its sole discretion on the basis of its official records"

One thing I notice at the bottom of the terms, if you shut down after receiving the reward they can invoice you at their discretion as you need to keep the account open for a full year.

Originally Posted by Ontariotraveller (Post 28524362)

Has anyone applied for the Amex Airmiles Platinum Credit Card (2000 airmiles awarded after minimum spend) a second time and received the airmiles?
I cancelled this card a year ago. I read that this welcome bonus is supposed to be only given to first time card holders but......

Originally Posted by jubberly (Post 28533611)

I have...couple months ago,airmiles bonus received again.I applied thru GCR for a $50 cash rebate.Previous card was closed 15 months ago.

Originally Posted by Chris101 (Post 28535741)

Although I have a GCR account, Ive never used it. I find that when they have a promo available for a particular card, the welcome bonus miles offered was much less. If I compared the rebate amount to the value of the points I'm loosing, the points are worth a lot more.

Originally Posted by imverge (Post 28536535)

My Chase Marriott Visa is now being reported under Scotiabank on my credit report!

Originally Posted by heraclitus (Post 28531493)

Interesting. Thanks for the data point. I just got a MBNA BW a couple of months ago at 40K, thought I'd pull the handle again but based on this I think I might just leave it alone. Looks like MBNA is closing the door on multiples?

Originally Posted by JJonahJ (Post 28531751)

[MENTION=287031]alexteacher[/MENTION] , sorry to hear. I tried to give a warning about MBNA's newer policies regarding duplicate cards, from a couple of weeks ago. I won't quote all of them, but start reading the posts from around here.

Myself, I was lucky last year that they closed my older existing card and gave me the new one anyways. Sad they couldn't do it for you as well. I know you've mentioned some quick turnaround times between cancel/re-apply in the past. Better to try and stick to a 30-90 day wait period from now on, I suppose.

[MENTION=680130]flyer05[/MENTION] , you were looking for a datapoint for the MBNA BWR cards, well here you go. Multiple/duplicate cards of the same product are getting muted by MBNA.

Originally Posted by jerry305 (Post 28542357)

Amex Gold Rewards referrals end TODAY.

User markandrew posted this another forum:
I note the language on the Amex Gold Rewards referral now has a deadline of July 10th to apply. Seems they are withdrawing or mixing up the referral programme on that card only after that date. I hope above all that we do not lose the chance to refer from the other MR cards to the Gold Rewards - that would be a tough loss.

Here's that post:
http://www.flyertalk.com/forum/ameri...l#post28536732

Terms & conditions on the website say this:
"To be eligible for this referral bonus, your friend must apply for the Card by July 10th , 2017. We can still accept applications after this date but you may or may not be eligible for a bonus. See Referral Program Terms for details."

Originally Posted by ecgz88 (Post 28543432)

my wife just got declined for Alaska card for too high credit with MBNA, then she ask for transfer existing limit from BW Card also get declined, escalate also won't budge..................very strange though since I know I have done several times before, last year when I apply BW card MBNA just auto reduce limit on my Alaska and put rest on BW without even inform me, ...............

so should I Cancel her BW card now to reapply or reduce BW card limit to reapply? How do you guy do it now? got the card and reduce to the mini 5K limit?

Thanks!

Originally Posted by ecgz88 (Post 28543432)

my wife just got declined for Alaska card for too high credit with MBNA, then she ask for transfer existing limit from BW Card also get declined, escalate also won't budge..................very strange though since I know I have done several times before, last year when I apply BW card MBNA just auto reduce limit on my Alaska and put rest on BW without even inform me, ...............

so should I Cancel her BW card now to reapply or reduce BW card limit to reapply? How do you guy do it now? got the card and reduce to the mini 5K limit?

Thanks!

Originally Posted by Ontariotraveller (Post 28545985)

I have had 2 BW credit cards (not at the same time) and with this 60k promotion I applied on behalf of my husband who has a good credit rating and never having had the card before. We got the same "wait and see" message and a week later got a letter saying he was rejected.
He called and was told I had (mistakenly!) reported his personal income at 700k instead of 70k!!! Yikes, that must have raised a red flag. After some time on the phone he agreed to send in proof of $70k income and we hope he will get the card and the points.
I plan to apply again before the promotion ends in August (I cancelled previous card in June) and will be more careful....

Originally Posted by imverge (Post 28543498)

I'd cancel BW card and wait to reapply for Alaska in 60 days.

Originally Posted by NaturalHatTrick (Post 28551190)

Hey guys, I signed up for Best Western rewards MC for first time, made a purchase, and now I have 40,000 points in my MBNA online banking account. How do I redeem these points, or transfer them to my BWR account? I tried calling MC and BW customer service but they can't help me.

Me not so smart.

Originally Posted by jerry305 (Post 28551259)

1. This is a new one for me.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them.

Originally Posted by jerry305 (Post 28551259)

1. This is a new one for me.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them.

Originally Posted by 1Newflyer (Post 28551636)

I think he means MBNA on line banking account and rewards referring to BWR.

Originally Posted by jerry305 (Post 28551830)

Sorry. Never had an MBNA banking account. I dunno how the interface shows points.

Originally Posted by NaturalHatTrick (Post 28551190)

Hey guys, I signed up for Best Western rewards MC for first time, made a purchase, and now I have 40,000 points in my MBNA online banking account. How do I redeem these points, or transfer them to my BWR account? I tried calling MC and BW customer service but they can't help me.

Me not so smart.

Originally Posted by JJonahJ (Post 28546715)

But has your husband ever had ANY MBNA card, either current or in the past? I'm not surprised they flagged the income value, but I am surprised they asked for income proof, especially if he already has an MBNA file.

Thanks for the morning chuckle. :)

Originally Posted by WKnight (Post 28556174)

I had instant approval for the MBNA Best Western card. The card finally arrived after 2 weeks. I signed up with the 60,000 points promotion. I have already spent over $1,000. So, I should get the initial 20,000 when my first statement posts. But what about then next 20,000 for the first $1,000 spending? Will I have to wait for the 90 days or it will be on the first statement as well? Anyone know?

Originally Posted by Ontariotraveller (Post 28559421)

Newbie question!
i completed the minimum spend on my first SPG card and the statement date was yesterday (statement just posted this morning on account). How long before the starpoints are posted to my account? Thanks!

Originally Posted by imverge (Post 28559832)

2-3 days