500,000 Points in a single churn
Nov 2, 2011, 4:59 pm
#31
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
A tip - not in your list, but if churning the AMEX personal gold, run the spend through proprietary grocery store cards to double the take. Try to figure any double and triple plays possible on the cards and create a strategy for maximizing miles and points from required spend.
I have been loosely following the FTG strategy for the last year - a quarterly churn schedule. However, I don't expect I will be able to do a churn one quarter from now. It will likely be at least 2 and perhaps 3 quarters until my next churn.
Over the last year, I have also picked up bonuses for:
AAirlines Citi: 75K
BA Chase: 100K
CapitalOne: 100K
Sapphire: 100K
Marriott: 70K
Hilton (Citi): 50K
SPG Amex: 30K
Amer PR Gold: 65K (this is for the 15K initial bonus and the 10K per month bonus - I got hosed on the bump to 75K for the initial bonus)
Prior to this, my last applications were in August.
Over the last year, I have also picked up bonuses for:
AAirlines Citi: 75K
BA Chase: 100K
CapitalOne: 100K
Sapphire: 100K
Marriott: 70K
Hilton (Citi): 50K
SPG Amex: 30K
Amer PR Gold: 65K (this is for the 15K initial bonus and the 10K per month bonus - I got hosed on the bump to 75K for the initial bonus)
Prior to this, my last applications were in August.
Nov 2, 2011, 6:28 pm
#32
Suspended
Join Date: Aug 2011
Posts: 364
Has anyone scored 500,000 points or more in a single App-O-Rama?
I'm on track to do it. I call it my Evel Knievel churn. It includes 13 card applications (so far, 10 are confirmed approved). The beauty of it is that I only expect 7 or 8 inquiries. Once my credit score "bounces back", I may still have difficulty getting approvals due to a high number of new accounts, but I'll worry about that later. I estimate more than $5,000 in value from this churn.
Here is a list of the cards involved:
Amex Gold Business - 50,000
Amex SPG Business - 25,000
Amex Delta Gold Business - 30,000
Citi ThankYou Premier - 50,000
Citi ThankYou Preferred - 50,000
BoA Alaskan Airlines - 25,000
BoA Hawaiian Airlines - 35,000
BoH Hawaiian Airlines - 35,000
Chase Ink Bold Business - 50,000
Chase Priority Club - 60,000
Barclays Travelocity - 20,000
Barclays US Airways - 40,000
Discover Miles - 12,000
More details here.
I'm on track to do it. I call it my Evel Knievel churn. It includes 13 card applications (so far, 10 are confirmed approved). The beauty of it is that I only expect 7 or 8 inquiries. Once my credit score "bounces back", I may still have difficulty getting approvals due to a high number of new accounts, but I'll worry about that later. I estimate more than $5,000 in value from this churn.
Here is a list of the cards involved:
Amex Gold Business - 50,000
Amex SPG Business - 25,000
Amex Delta Gold Business - 30,000
Citi ThankYou Premier - 50,000
Citi ThankYou Preferred - 50,000
BoA Alaskan Airlines - 25,000
BoA Hawaiian Airlines - 35,000
BoH Hawaiian Airlines - 35,000
Chase Ink Bold Business - 50,000
Chase Priority Club - 60,000
Barclays Travelocity - 20,000
Barclays US Airways - 40,000
Discover Miles - 12,000
More details here.
Nov 2, 2011, 6:57 pm
#34
Join Date: Jul 2011
Location: San Jose, CA
Programs: AA EXP, SPG Gold, HH Gold, National Executive, Amex Plat
Posts: 125
Here is a list of the cards involved:
Amex Gold Business - 50,000
Amex SPG Business - 25,000
Amex Delta Gold Business - 30,000
Citi ThankYou Premier - 50,000
Citi ThankYou Preferred - 50,000
BoA Alaskan Airlines - 25,000
BoA Hawaiian Airlines - 35,000
BoH Hawaiian Airlines - 35,000
Chase Ink Bold Business - 50,000
Chase Priority Club - 60,000
Barclays Travelocity - 20,000
Barclays US Airways - 40,000
Discover Miles - 12,000
I calculated yours as the following:
3 Amex Biz=1
Citi ThankYou Premier =1
Citi ThankYou Preferred =1
BoA Alaskan & Hawaiian Airlines =1
Chase Ink Bold Business =1
Chase Priority Club =1
Barclays Travelocity & US Airways =1
Discover Miles =1
I have found that personal and biz versions of any card will never be combined, so was curious on how you calculated these..
Nov 2, 2011, 8:18 pm
#35
Suspended
Join Date: Aug 2010
Location: DCA | IAD | BWI | BOS | OSL
Programs: AMEX Plat, AA EXP, DL Diamond Medallion, US, B6, SPG Gold,Marriott Gold,Hilton Gold,Starbucks Gold
Posts: 1,388
I think I've done the best yet when you factor in my age and the amount of cards I've been approved for this year with 0 denials. I'm pretty sure others would be interested in the results. I've been debating about posting here.
Nov 2, 2011, 8:23 pm
#36
Join Date: Apr 2005
Location: NYC
Posts: 1,756
Getting approved is just the first step. To keep them open before the bonuses hit will be more challenging. My bet is one of them will be spooked and started shutting you down and the others might follow. Good luck with your adventure, though.
Nov 2, 2011, 8:39 pm
#37
Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,461
How did you calculate only 7-8 inquiries? Just asking for my own learning since I have done two churns and my calculations were always off.
I calculated yours as the following:
3 Amex Biz=1
Citi ThankYou Premier =1
Citi ThankYou Preferred =1
BoA Alaskan & Hawaiian Airlines =1
Chase Ink Bold Business =1
Chase Priority Club =1
Barclays Travelocity & US Airways =1
Discover Miles =1
I have found that personal and biz versions of any card will never be combined, so was curious on how you calculated these..
I calculated yours as the following:
3 Amex Biz=1
Citi ThankYou Premier =1
Citi ThankYou Preferred =1
BoA Alaskan & Hawaiian Airlines =1
Chase Ink Bold Business =1
Chase Priority Club =1
Barclays Travelocity & US Airways =1
Discover Miles =1
I have found that personal and biz versions of any card will never be combined, so was curious on how you calculated these..
Nov 2, 2011, 9:20 pm
#38
Original Poster
Join Date: Aug 2011
Location: SLC
Posts: 392
How did you calculate only 7-8 inquiries? Just asking for my own learning since I have done two churns and my calculations were always off.
I calculated yours as the following:
3 Amex Biz=1
Citi ThankYou Premier =1
Citi ThankYou Preferred =1
BoA Alaskan & Hawaiian Airlines =1
Chase Ink Bold Business =1
Chase Priority Club =1
Barclays Travelocity & US Airways =1
Discover Miles =1
I have found that personal and biz versions of any card will never be combined, so was curious on how you calculated these..
I calculated yours as the following:
3 Amex Biz=1
Citi ThankYou Premier =1
Citi ThankYou Preferred =1
BoA Alaskan & Hawaiian Airlines =1
Chase Ink Bold Business =1
Chase Priority Club =1
Barclays Travelocity & US Airways =1
Discover Miles =1
I have found that personal and biz versions of any card will never be combined, so was curious on how you calculated these..
I expect the Citi apps will be combined, but that may not be the case. (-1?)
It is also possible, but unlikely that the Chase apps will be combined. (-1?)
Best case scenario: 7, likely scenario 8, also possible 9.
Nov 2, 2011, 11:43 pm
#42
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Nov 3, 2011, 12:36 am
#45
Join Date: Nov 2008
Posts: 371
Interesting, so normally Citi apps will be combined, but NOT chase apps?
That sounds counter intuitive.
[QUOTE=TheManofaThousandPlaces;17381702]
I expect the Citi apps will be combined, but that may not be the case. (-1?)
It is also possible, but unlikely that the Chase apps will be combined. (-1?)
That sounds counter intuitive.
[QUOTE=TheManofaThousandPlaces;17381702]
I expect the Citi apps will be combined, but that may not be the case. (-1?)
It is also possible, but unlikely that the Chase apps will be combined. (-1?)