How long should I wait before reapplying?
#16
Join Date: May 2004
Location: Home
Programs: AA, Delta, UA & thanks to FTers for my PC Gold!
Posts: 7,674
Just do Netflix and a couple of iDine, if you haven't done so, you'll be golden soon enough. Search UA and iDine Forums for current offers.
Or do a little bit of shopping through UA retail Partners and Mileage Plus Mall.
#18
Suspended
Join Date: Feb 2003
Location: On strike
Programs: FT badges are idiotic
Posts: 7,950
Yes and no. There is a 6-month rule, but they will sometimes relax it with certain conditions. Late last year I applied for a Chase Continental MC, and sent a reconsideration request after being denied. Chase called me & mentioned the 6-mo rule, but offered to issue the CO MC if I closed the other Chase card I'd opened less than 6 months earlier. YMMV.
#19
Ambassador: World of Hyatt




Join Date: Apr 2000
Location: San Diego,CA
Posts: 11,166
I would like to add to those that get these form letters..... These are routine letters that banks now send out as protection layers for giving out to much credit to easily. If one has perfect credit with no reason in their decades of credit history to be rejected denied do as I did which is to call the bank and speak with the folks who denied you.
Of the few times I have ever been denied once they fully reviewed my history in all cases the card account was immediately opened and I threw away the silly form denial letter
Of the few times I have ever been denied once they fully reviewed my history in all cases the card account was immediately opened and I threw away the silly form denial letter
#21
Join Date: Nov 2009
Posts: 737
personal v. business
Yes and no. There is a 6-month rule, but they will sometimes relax it with certain conditions. Late last year I applied for a Chase Continental MC, and sent a reconsideration request after being denied. Chase called me & mentioned the 6-mo rule, but offered to issue the CO MC if I closed the other Chase card I'd opened less than 6 months earlier. YMMV.
Thank you!
#23
Join Date: Jul 2006
Location: LAX
Programs: UA 1P MM, SPG Lifetime Gold
Posts: 654
I applied for the Chase BA card in Nov and was denied. I called and they said I had too many recent credit card applications (not only to Chase but all that appeared on my credit check).
When I saw the offer was live again in January I threw in another application and was approved. Not sure how/why, but I don't need to know.
So, not sure there are any hard and fast 6 month rules.
When I saw the offer was live again in January I threw in another application and was approved. Not sure how/why, but I don't need to know.
So, not sure there are any hard and fast 6 month rules.
#24




Join Date: Nov 2009
Location: DCA
Programs: UA MileagePlus cattle, DL SkyPesos peon, HHonors Blue
Posts: 480
Yeah, I think getting approved for cards from diff banks is easier... than applying for both of these from Chase. Am I incorrect in this assumption? I got the Chase BA card, the SPG AmEx, and the Citi AAdvantage cards all within a few weeks of each other already, and then applied for the Chase UM+ card and was denied b/c of too recent of a request (that was the reason in the letter).
With that in mind, I would say you're correct that applying to cards from different banks will be better than multiple with one (so for me, I'm definitely going outside Chase for the next one--probably Amex since I can use that at Costco).
#25

Join Date: Jan 2009
Location: MCO
Posts: 867
Yes and no. There is a 6-month rule, but they will sometimes relax it with certain conditions. Late last year I applied for a Chase Continental MC, and sent a reconsideration request after being denied. Chase called me & mentioned the 6-mo rule, but offered to issue the CO MC if I closed the other Chase card I'd opened less than 6 months earlier. YMMV.
#26




Join Date: Nov 2009
Location: DCA
Programs: UA MileagePlus cattle, DL SkyPesos peon, HHonors Blue
Posts: 480
It's interesting how Chase apparently takes a rather hard line on the restrictions but then is willing to deal if you talk to a CSR about it. That seems to be a pattern with them that you can have decent luck appealing sometimes.

