Originally Posted by
buschoi
the Chase system would automatically throw out all applications if the previous application was less than 6 months ago. Chase will NOT even re-consider it although you now have a hard-pull record for the next two years.
Yes and no. There is a 6-month rule, but they will sometimes relax it with certain conditions. Late last year I applied for a Chase Continental MC, and sent a reconsideration request after being denied. Chase called me & mentioned the 6-mo rule, but offered to issue the CO MC
if I closed the other Chase card I'd opened less than 6 months earlier. YMMV.