InComm/Pathward Breakdown DPs
#286




Join Date: Sep 2025
Posts: 99
No idea how you could construe what I just wrote as a threat, but I can't say I'm surprised by anything you say. Your handle is bdwyfan - maybe you should go watch a Broadway play or something. Maybe if you do something that makes you happy it will improve your mood and the way you treat others?
#287
Join Date: Feb 2023
Posts: 1,497
No idea how you could construe what I just wrote as a threat, but I can't say I'm surprised by anything you say. Your handle is bdwyfan - maybe you should go watch a Broadway play or something. Maybe if you do something that makes you happy it will improve your mood and the way you treat others?
Rather patronizing tone. That's ironic coming from someone accusing me of being "unfriendly".
Are you annoyed with your unsuccesssful 3 swipes? Is that what is causing all this venom?
#288




Join Date: Sep 2025
Posts: 99
Honestly... I don't like bullies. So I'm calling you out. It's not hard to be nice to people. Try it some time. This forum is about helping others people with this hobby. I've noticed a pattern of you being rude and condescending, and if it continues I will continue calling you out. Give it a rest. I've said my piece. Enjoy the rest of your weekend.
#289
Join Date: Feb 2023
Posts: 1,497
Honestly... I don't like bullies. So I'm calling you out. It's not hard to be nice to people. Try it some time. This forum is about helping others people with this hobby. I've noticed a pattern of you being rude and condescending, and if it continues I will continue calling you out. Give it a rest. I've said my piece. Enjoy the rest of your weekend.
Don't make me your punching bag.
#291
Join Date: Feb 2023
Posts: 1,497
You are the one who butted into my question to @msp3.
Go back and refresh your memory and read your post #270.
Again, frustration with the 3 swipes failing is no reason to make me your punching bag.
I am not the reason you are not able to accomplish your goal with the gift cards.
Go back and refresh your memory and read your post #270.
Again, frustration with the 3 swipes failing is no reason to make me your punching bag.
I am not the reason you are not able to accomplish your goal with the gift cards.
#293


Join Date: Feb 2014
Posts: 151
I have 3 reliable stores in an area that i had hit hard over the years, upwards of 10 swipes or more per visit. early last year the grocery cards went to a 3 swipe limit. Now my reliable stores have been completely banned of any GC purchases getting MO at many different amounts. If i go to another area in my region, same branded stores i can usually get 3 swipes in but at different amounts - same amount triggers failure usually at swipe 2 but sometimes swipe 3. Online Vanillas are still unlimited.
Be careful on requesting refunds, i got a letter from INCOMM corporate stating they would no longer send checks to my address. not sure of that will eventually hurt my online purchases. This was after $20k or so of refund requests. The replacement cards follow the old 3 swipe no issues limit
You 2 sounds like 7th grade girls btw. Stick to the collaboration
Be careful on requesting refunds, i got a letter from INCOMM corporate stating they would no longer send checks to my address. not sure of that will eventually hurt my online purchases. This was after $20k or so of refund requests. The replacement cards follow the old 3 swipe no issues limit
You 2 sounds like 7th grade girls btw. Stick to the collaboration
Yeah, it's a real process calling and getting cards replaced or asking for a refund. I've had multiple cards locked this week with more than $300 on each one. Takes about 10 to 20 minutes per phone call. But they have been cutting me checks at least. They say up to 3 weeks but they will arrive in about 3-4 days. I think I'm going to have to just have to swipe each card no more than once a day. Going to hit up WM today and I'll report back.
Last edited by Lekuxs15; Nov 3, 2025 at 2:32 pm Reason: add more DP
#294




Join Date: Jan 2008
Location: TPA
Programs: Hilton Diamond, AA platinum
Posts: 417
For years I have purchased Vanilla Visa gift cards . Pathward/InComm. Now I am seeing them being replaced with MC also Pathward InComm. Will these work for MO at Walmart the same as Vanilla?
#295
Join Date: Apr 2022
Posts: 379
Edit: Sorry, didn't see that you had asked there already.
#296


Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,391
I just saw in a FD a $500 Vanilla variable VGC with a $5.95 fee from Incomm/Pathward Bank
Can you use these at WM to load Serve or One? How about at FD to load Amex/Visa BB? I could get the first five numbers of the card if that makes a difference.
I almost only buy Staples or OM cards for loading, and am familiar with them. But not Vanillas. TIA
Can you use these at WM to load Serve or One? How about at FD to load Amex/Visa BB? I could get the first five numbers of the card if that makes a difference.
I almost only buy Staples or OM cards for loading, and am familiar with them. But not Vanillas. TIA

#297
Join Date: Apr 2022
Posts: 379
I just saw in a FD a $500 Vanilla variable VGC with a $5.95 fee from Incomm/Pathward Bank
Can you use these at WM to load Serve or One? How about at FD to load Amex/Visa BB? I could get the first five numbers of the card if that makes a difference.
I almost only buy Staples or OM cards for loading, and am familiar with them. But not Vanillas. TIA
Can you use these at WM to load Serve or One? How about at FD to load Amex/Visa BB? I could get the first five numbers of the card if that makes a difference.
I almost only buy Staples or OM cards for loading, and am familiar with them. But not Vanillas. TIA

#298


Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,391

Should I have posted this in the new to MSing thread??
Who exactly would I be trolling???
I don't do Vanilla primarily due to its reputation here. So the question was very real. If you don't wish to answer it, that is fine. But I would recommend that you keep your acerbic and uninformative replies to yourself. Thanks in advance

#299
Join Date: Feb 2023
Posts: 1,497
#300
Join Date: Apr 2022
Posts: 379

Should I have posted this in the new to MSing thread??
Who exactly would I be trolling???
I don't do Vanilla primarily due to its reputation here. So the question was very real. If you don't wish to answer it, that is fine. But I would recommend that you keep your acerbic and uninformative replies to yourself. Thanks in advance

Stop asking to be spoonfed. Liquidating Vanilla gcs is the singularly most discussed topic on these boards. Nobody's going to hold your hand. Go buy one, try a liquidation method, if that doesn't work, try another, and so on...like we all have done.

