Last edit by: lowkeyflyer
DATAPOINT COLLECTION: https://forms.gle/trtMWXZp4mKUk31m7
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.
Amount limits:
1. $1 minimum load
2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.
Amount limits:
1. $1 minimum load
2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
ONE Card Masterthread
#691




Join Date: Sep 2025
Posts: 99
Before I got a ONE card, I went and read through this entire thread, and one thing I noticed was that we were very careful not to reveal that information. So, I'm certainly not going to be the one to blab. Plus, I don't spoonfeed, you're going to have to figure that out for yourself. I will say that if you go and look at the SCO screen, and engage just half of a brain cell, it's pretty obvious. Like blatantly simple, Like if you can't figure it out, it's because you're overthinking it. Also, how many times are you going to ask this question and realize no one is going to answer you? Take a hint.
#692




Join Date: Mar 2024
Posts: 50
take your permanent card to sco
try to swipe it, see if anything happens. insert it, see if anything happens.
scan barcode, see if anything happens.
I haven't tried myself but perhaps the trick is to force SCO to want you to swipe by blocking the chip insert 3x
but who knows? cause nobody wants to say
try to swipe it, see if anything happens. insert it, see if anything happens.
scan barcode, see if anything happens.
I haven't tried myself but perhaps the trick is to force SCO to want you to swipe by blocking the chip insert 3x
but who knows? cause nobody wants to say
#693


Join Date: Dec 2013
Posts: 3,615
Question for those shutdown from One Pay.
I see they are backed by Coastal Community Bank. I currently use the banking offered by Robinhood (their new Checking/Savings product) as well as the Robinhood Gold credit card. These accounts are also backed by Coastal Community Bank.
If I do get shutdown by One Pay, is this just excluding me from One Pay products, or is this a blanket shutdown by Coastal Community Bank? I'm only now realizing my actions with One may indirectly impact my usage of other Coastal accounts.
I see they are backed by Coastal Community Bank. I currently use the banking offered by Robinhood (their new Checking/Savings product) as well as the Robinhood Gold credit card. These accounts are also backed by Coastal Community Bank.
If I do get shutdown by One Pay, is this just excluding me from One Pay products, or is this a blanket shutdown by Coastal Community Bank? I'm only now realizing my actions with One may indirectly impact my usage of other Coastal accounts.
#694
Join Date: Jul 2025
Location: Virginia
Posts: 60
So far, I have had it for > 6 mo (not a long time, I know), and it has worked for me. I keep 2-3K in savings, load 7-8K/mo, move 5K to bank, pay ~2.5K through bill pay (daycare, car finance, verizon, utilities) and do a few WM spend here and there. I usually try to keep 5K on the last day of the month to keep One+ just for the facade. I have never taken cash (except 3-4 times cashback on purchases at WM long ago). Not sure if this pattern will eventually lead to SD, but so far it has not lead to immediate SD.
#695


Join Date: Jan 2015
Posts: 61
take your permanent card to sco
try to swipe it, see if anything happens. insert it, see if anything happens.
scan barcode, see if anything happens.
I haven't tried myself but perhaps the trick is to force SCO to want you to swipe by blocking the chip insert 3x
but who knows? cause nobody wants to say
try to swipe it, see if anything happens. insert it, see if anything happens.
scan barcode, see if anything happens.
I haven't tried myself but perhaps the trick is to force SCO to want you to swipe by blocking the chip insert 3x
but who knows? cause nobody wants to say

I guess I'll keep probing.
#697


Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
No one is going to pillory you for failing to load with plastic. It happens all the time.
And then let us know how you did

We appreciate DPs.
PS: Bancor/Incomm cards seems to get bad press, just to give you a hint
#698


Join Date: May 2012
Posts: 164
Has the debit load limit been changed to 999 or is wiki 990 limit old information?
Is there a limit to how much cash I can deposit?#
You can deposit a minimum of $1.00 up to a maximum of $999 for each transaction but cannot exceed $3,000 in cash deposits for the day.
#699




Join Date: Apr 2014
Posts: 327
Has the debit load limit been changed to 999 or is wiki 990 limit old information?
Is there a limit to how much cash I can deposit?#
You can deposit a minimum of $1.00 up to a maximum of $999 for each transaction but cannot exceed $3,000 in cash deposits for the day.
#700




Join Date: Jan 2026
Posts: 10
#701




Join Date: Nov 2006
Location: Left Coast
Programs: UA pre-covid 1K now lowly UA Gold & UA 1MM, HH Gold, Marriott Gold, ExPlAAt (with CC)
Posts: 1,404
Cash back not posting
It's like pulling teeth. Nothing codes correctly in cash back purchases. 14% cash back on $100 In gas at $6.50 a gallon In SoCal is a lotta dough per fill up
#702


Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
As noted in the OnePay site
If you do not pre-qualify for the OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.
#704




Join Date: Nov 2006
Location: Left Coast
Programs: UA pre-covid 1K now lowly UA Gold & UA 1MM, HH Gold, Marriott Gold, ExPlAAt (with CC)
Posts: 1,404
Are you using the OnePay Cash Rewards Card?
As noted in the OnePay site
If you do not pre-qualify for the OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.
As noted in the OnePay site
If you do not pre-qualify for the OnePay CashRewards Card, you will be considered for a OnePay Walmart Spend Card, which does not have a standard cash back program.
#705


Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,389
You need to look at your One app, which will tell you whether you have a OnePay cash rewards account.
Are you making an approved DD of $500/month to your account?
Do you have $20K in the One savings account?
Did you get approved for a One Cash account from Coastal Bank?
If you haven't met one of the above requirements, then you do not have a One Cash account.:



