My family works as a team

Does anyone know, when buying VGC or MCGC at Walmart, if there is some sort of hard coded limit you can buy every so often with a CC?

for example,
- Yeaterday, I bought two MCGC at SCO using Visa #1. This was at 9:30AM.
- At 9:45AM, I tried to buy another two MCGC at a different SCO using Visa #1 and was declined. I used Visa #2 instead.
- Today, at 8:45AM, I tried to buy another two MCGC at SCO using Visa #1 and was denied. I tried Visa #2 and was also denied. Visa #3 worked.

keep in mind I�m not getting fraud alerts on my cards. i even called into Visa #1 customer service and they only see the completed charge, and do not see either denial. This tells me Walmart might just be blocking subsequent purchases for VGC or MCGC made in �quick� succession? Does anyone know?

I suspect that you hit it on the nose.
They probably track CC's that are used for certain purchases, such as MOs or GCs and limit their use for a period of time after being used for a prior like purchase..

Apparently, from your DPs, it takes more than 24 hours to clear the block. It would be helpful to all if you could confirm when you could again use one of the blocked CCs to purchase another GC.
Finally, perhaps the block can be defeated by buying the GC at the CSC. I wonder if they would make you show ID?

At my local Walmarts, flat out no MCGC/VGC buys at SCO. It's been like that for at least two years.
And then last year, no MCGC/VGC buys at cashier.
Every thing now has to be done at CSC.
They don't do anything special at CSC, but that's the rule nonetheless.

doing so got my account shut down, and my wife's account too. Not sure how they decided to track her from me, but they did.

If it's not too much trouble, what is the max amount of card swipes when doing debit card loads at wm?

This question and its equivalent is best asked in the newbie thread at the top.

But I'll allow a mulligan

You are allowed a max of 4 swipes at WM. But doing so immediately labels you as a player with all of the risks of such a designation then encountered from suspicious cashers and CSRs,

Not me. I am cautious. But some people on these forums take pride in that.

Do you mean doing the max 4 swipes at wm will arouse max suspicion or do you mean multi swipes in general?

Any dp(s) on how having the onepay invest and crypto accounts with funds affect potential closures?

In general, most WM customers will use cash to buy a MO or load a card, but if they are using a credit card or another type of debit card, they will only swipe once.

If you have time to observe a busy CSC at WM, you will note that most customers do not use multiple swipes to buy a MO. Many WM cashiers staffing the CSC know when an MSer is attempting to load a card or buy a MO just by the fact that someone is funding the load/purchase with multiple swipes.

This can extend into grocery chains that allow MO purchases as well. There are DPs out there for people being asked to show the debit card they are using to the cashier.

But, if you're careful and find the right service people, you can do up to 4 swipes at WM for loads and MO purchases, presuming the cards are accepted by the register.

im rather curious what type of volume they�ll allow.

i opened my account only 2 weeks ago and have ran $8k through so far, all $500 or $499.99 swipes. Have drained the account all through external ACH pulls. I�ll probably take a break until February.

It would be my opinion, based on experience with them, that your account will likely be closed on or before February. Hopefully not, but it would follow pattern than myself and others have experienced.

This prompts a question.

When I originally signed up for One, I bought the card at Walmart and paid a $1 fee. I then needed to link this card to a OnePay Cash account in order to get banking features (aka a routing/account number). This is important if you are trying to move the funds out, either by pulling from an external bank or paying off your CC from this account.

Assuming that a OnePay shutdown means they close your OnePay Cash account (and thus, you can't push/pull anything), what does OnePay do in the event that I buy another OnePay card (the one with the $1 fee)? Will I just be unable to use this card because they refuse to let me reopen a Cash account? That seems like a logistical nightmare for them unless they can very easily refund the original method of purchase.

Or does that card basically turn into a prepaid debit where my only path to liquidation is spending down the balance? If this were the case, there may be some small use cases (such as loading it up with a bunch of VGCs and then making a large tax payment) but overall it's not an ideal option. Still, the process for buying a OnePay card at SCO is as simple as "scan your card, choose your balance, swipe your debit to fund it". There is no verification until you are trying to link to a OnePay Cash.

Based on my experience, they are like to see you keeping a sizable balance on the account, and some normal transactions. All these reloading, and immediately pulling out via ACH would be a death sentence.