I definitely do not have those qualifications, but for some reason, I'm getting cashback. Last month I got 10% back for gasoline, it even worked at Costco gas. Maybe this was just a one time boost independent of the perks I'm looking for?i

The WM Spend card, which is what you apparently have, does have bonuses given on occasion, but as you have discovered, is spotty on delivery.

What may be advertised for the Cash Reward card usually does not apply to the Spend card. Sorry

In the app, to get OnePay Cash+ it says Unlock with $500+ a month in Direct Deposits or $5,000+ at the end of the month.
If I do that, then it says I will get 3% cash back at Walmart, gas, or dining on up to $150 spent per month with your OnePay debit or Builder Card.
I see that with Cash+, I can get 5% cash back with Uber and Netflix.

I only have the debit card not the credit card.

Yeah. I don't have the credit card either...don't need it.

But be careful of that 3% cash back. ONE changed the game again and now makes you choose your category that will receive the cash back. I just presumed that you got 3% back (up to $150 a month in spend) at WM but each month I have to select. I forgot this month and they only give back 0.1% on all other spend. Then again, we are only talking $4.50 a month. And I make certain I don't spend any more than $150 a month at WM

Fortunately, their saving account is good and if you wish, you can use their demand deposit resources as well. But it use to be better

Their app is non-intuitive.
I was searching all over the app for transactions for debit card only for the person in chat to tell me that I needed to tap on the $0.00 or whatever amount is
just above the Add Money button.
Never would have that to tap on that to get transaction history.

Wanted to know what are peoples opinions on scaling up One Pay for manufactured spend. I don't want 4 to 5 figures worth of hard to liquidate gift cards on my hand. Buying money orders with gift cards was banned, over a decade ago, in my area.

Read through this entire thread. One Pay is great, until it isn't. If you are doing any type of volume, you'll get 3, maybe 4, months out of it, then you WILL be shutdown.

Thank you, verified what I already thought.

just put a bunch of $ into the ONE savings. it pays about 3.5%. Since I keep it there and add to it weekly from the cash acct. I have no problem loading cards at WM>

Anyone trying loading at CVS or Dollar Tree or other retailers?

For those of you using a temporary card to load their accounts as mentioned previously in this thread, have you noticed any rhyme or reason to the number of times you can do it in a row?
I mean, I�ll go to the self checkout and load a temporary card. Finish the transaction, then repeat.
sometimes I�m able to do 3 in a row, but other times the third time fails and I don�t know why. It�s not because of any of the limits mentioned in the top of this thread.
and for example today my third one failed, the associate cleared it and I tried again and just used my regular real debit card to try to load and it still failed.
A separate time I tried a third and the third failed. I tried a different pos on the other side of the store and it still failed.
I�ve reviewed the receipts and just can�t find any rhyme or reason to why sometimes I can do a third time and other times I can�t.

Just a guess, but this may be a temporal thing.
If you haven't loaded in say ...3 days, you can do 3 loads. but if you have, then your account is locked into a maximum of only 2 loads. (Please note that my time frame is a guess only, as is this whole assumption that there is a temporal aspect to loading temporary cards )

However, just to let you know that your entire account is at risk. Coastal bank is pretty prickly when it comes to such behavior and shutters accounts. Read upstream for DPs.

According to the T&Cs, you can deposit for free at retailers such as CVS and Dollar General.

According to them, use the app and tap Cash Control on the home screen. Select deposit cash to see participating retailers. This is explained in detail in the onepay.com link.

The only question I have is whether after swiping the bar code the retailer allows me to use a gift card for depositing money. I am going to test this out and see if that is possible and report back.

Please report back.
The bolded part is what I am curious about.
Is the cashier going to be standing there expecting to be handed cash?

I have had the temp card for about 3 months now and have been hitting loads pretty heavily at WM. I am now getting a message on my app that the last day to use my temp card is coming in a few weeks. Has anyone tried doing a self-close the account in hopes of avoiding shut down and maybe re-opening it later with a new temp card? Not sure if that is a viable option.