Jun 17, 2023, 12:23 am
Last edit by: lowkeyflyer
DATAPOINT COLLECTION: https://forms.gle/trtMWXZp4mKUk31m7
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
Amount limits:
1. $20 minimum load
2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)
Frequency limits:
5. 4 individual loads per rolling 24 hours
6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.
WM limits:
8. 3 GCs max per transaction
https://www.discover.com/online-bank...cking-account/
VIEW DATAPOINTS: https://docs.google.com/spreadsheets...it?usp=sharing
Rules:
Amount limits:
1. $20 minimum load
2. $1,000 maximum per rolling 24 hours ($999 for AZ NM)
3. $7,000 maximum per rolling 7 days
4. $10,000 maximum per calendar month (formerly $20K; mixed DPs, T&C states calendar month but FTers state rolling 30 days)
Frequency limits:
5. 4 individual loads per rolling 24 hours
6. 7 individual loads per rolling 7 days
7. 20 loads per rolling 30 days.
WM limits:
8. 3 GCs max per transaction
https://www.discover.com/online-bank...cking-account/
Discover Checking Loaded at Walmart
Feb 15, 2024, 6:52 pm
#691
Join Date: Feb 2016
Location: Northeastern United States
Posts: 613
decided to call in before a 3rd attempt but darn it was told that they have to mail another replacement vgc b/c the card is now locked after a 2nd declined trxn 😒; now will have to wait another 7-10 days...
How did folks liquidate a pathward-card replacement? Still need to spend less than full balance or make a small organic spend first?
How did folks liquidate a pathward-card replacement? Still need to spend less than full balance or make a small organic spend first?
Feb 16, 2024, 7:04 am
#693
Join Date: Feb 2016
Location: Northeastern United States
Posts: 613
Feb 16, 2024, 7:07 am
#694
Join Date: Jan 2023
Posts: 164
Thanks. I have like 2-3k in Pathwaward/Metas ... going to try and switch soon.
Feb 16, 2024, 2:31 pm
#695
Join Date: Jan 2023
Posts: 164
Well, the 2 SSVGCs (both Meta/Incomms) are being replaced. Tried even to buy something in person at a different store I go to regularly. No go - CSR was kind enough to tell me it was a fraud alert on his end.
Pathward SSVGC loaded just fine.
Will try another couple Meta/Incomms tomorrow - since they DID work 3-4 days ago.
Pathward SSVGC loaded just fine.
Will try another couple Meta/Incomms tomorrow - since they DID work 3-4 days ago.
Feb 19, 2024, 10:54 am
#696
Join Date: Sep 2014
Posts: 209
DP:
Tried to load $500 with PW/BHN, 435880, got debit not available, card was activated a week ago. Changed PIN before loading. Did not try again. Instead, had another card which did work (PW/Incomm)
Based on what my 2 minutes of searching thread, and this being my first BHN card; appears max you can load onto discover is $480 with BHN? Will try this later in the week or a couple other methods for unloading.
Tried to load $500 with PW/BHN, 435880, got debit not available, card was activated a week ago. Changed PIN before loading. Did not try again. Instead, had another card which did work (PW/Incomm)
Based on what my 2 minutes of searching thread, and this being my first BHN card; appears max you can load onto discover is $480 with BHN? Will try this later in the week or a couple other methods for unloading.
Feb 20, 2024, 6:54 pm
#697
Join Date: Jun 2023
Posts: 82
latest datapoints have BHN cards only working at $99. dont buy them
Feb 20, 2024, 6:59 pm
#698
Join Date: Jul 2001
Posts: 1,770
Some BHN's definitely work for more than 99 (at least in my location) - just this week I've successfully used a few dozen Everywheres (they fall under the BHN umbrella) at 200/swipe for Discover loads at WM.
Feb 21, 2024, 6:15 pm
#700
Join Date: Jan 2021
Posts: 29
Feb 22, 2024, 7:27 am
#702
Join Date: Aug 2015
Posts: 2,066
any folks know the difference of errors between 'debit not approved' & 'debit not available'?
Feb 22, 2024, 7:22 pm
#705
Join Date: May 2013
Location: Sacramento, CA
Posts: 378
Data point from today in NorCal The cards were:
1. SSV BIN 4097 5817 exp 01/33 which was a replacement for prior failed SSV
2. Vanilla Sutton/Incomm BIN 4118 1038 exp 2/33 which was a replacement for a prior failed Vanilla Sutton/Incomm
3, 4, 5, 6: Vanilla Sutton/Incomms bought in the same transaction a week or so ago, all were BIN 4118 1035 exp 5/32
Cards 1, 2, and 3 failed for $250. Card 4 failed for $100.
I gave up and purchased a $12.xx item at SCO. Cards 1-4 failed as expected. Card 5 succeeded. So I went back to MC and tried again:
First $500 load: Card 5 succeeded for its remaining $487.xx, then Card 6 worked for $12.xx to total $500.
Second $500 load: Card 6 succeeded for its remaining $487.xx and I used a real debit card for the remaining $12.xx to total $500
So maybe the secret as some have suggested is to make a small purchase first, but the small purchase CAN be at MC, not necessarily SCO or a register? And maybe this is just silly, but maybe it helps if the first swipe is not for an even dollar amount so it looks like a real purchase?
Fortunately I had a very friendly and helpful CSR who knows what we're doing and even told me that Vanillas don't work & was surprised when the last two did. I'm going to be sure to leave him a good review.
1. SSV BIN 4097 5817 exp 01/33 which was a replacement for prior failed SSV
2. Vanilla Sutton/Incomm BIN 4118 1038 exp 2/33 which was a replacement for a prior failed Vanilla Sutton/Incomm
3, 4, 5, 6: Vanilla Sutton/Incomms bought in the same transaction a week or so ago, all were BIN 4118 1035 exp 5/32
Cards 1, 2, and 3 failed for $250. Card 4 failed for $100.
I gave up and purchased a $12.xx item at SCO. Cards 1-4 failed as expected. Card 5 succeeded. So I went back to MC and tried again:
First $500 load: Card 5 succeeded for its remaining $487.xx, then Card 6 worked for $12.xx to total $500.
Second $500 load: Card 6 succeeded for its remaining $487.xx and I used a real debit card for the remaining $12.xx to total $500
So maybe the secret as some have suggested is to make a small purchase first, but the small purchase CAN be at MC, not necessarily SCO or a register? And maybe this is just silly, but maybe it helps if the first swipe is not for an even dollar amount so it looks like a real purchase?
Fortunately I had a very friendly and helpful CSR who knows what we're doing and even told me that Vanillas don't work & was surprised when the last two did. I'm going to be sure to leave him a good review.