2019 Shutdown Thread

    Hide Wikipost
Old Jan 1, 19, 6:14 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: FreakingFlyer
Wiki Link
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.

1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and [email protected])
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and [email protected])
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
Print Wikipost

Old Sep 23, 19, 9:47 am
  #301  
 
Join Date: Feb 2019
Posts: 14
Originally Posted by Xephyr View Post
Not sure if I'm shut down by Citi but my CL didn't reset until 10 days after paying the card (been cycling CL this month). Went to SM to get more GC and got declined. Called Citi the next day and informed me that I need to call their high risk management department. I'm assuming they'll be asking me about my recent spending behaviors. Anyone have DP on whether this will lead to a shutdown?
Called and apparently they just wanted to confirm the purchase...sort of weird since I've made larger purchases in the past few weeks. Probably will take a break before starting again.
Xephyr is offline  
Old Sep 23, 19, 10:03 am
  #302  
 
Join Date: Feb 2012
Posts: 691
I got shutdown on Serve in 2016 after using it with Kate for only about 12 GC deposits and 3 CC payoffs over 3 months. Not sure if anything I did there was high risk?

I just got a BB card for my P2 and was able to deposit a $1000 Simon GC on it at Walmart at the Self-check-out Monitor's kiosk. Easy Peasy. No ID or anything.

My question is, what is the best way and timing to drawdown the BB balance to avoid shutdown on P2's BB account?
bbriscoe34 is offline  
Old Sep 23, 19, 11:41 am
  #303  
 
Join Date: Dec 2017
Posts: 292
There is no known way. Get her 5 Serves and 5 BBs ASAP and switch to unused ones once shutdown happens.
OssianBlue is offline  
Old Sep 23, 19, 2:26 pm
  #304  
 
Join Date: Jul 2018
Posts: 254
Originally Posted by OssianBlue View Post
There is no known way. Get her 5 Serves and 5 BBs ASAP and switch to unused ones once shutdown happens.
Unused cards will still get shutdown if they've been activated. Only unactivated cards don't get shutdown. You know the difference if you've ever gotten a serve/bb card.

Edit: sorry this info is wrong, see other comments.

Last edited by 808traveler; Sep 23, 19 at 4:46 pm
808traveler is offline  
Old Sep 23, 19, 3:17 pm
  #305  
 
Join Date: Feb 2017
Posts: 71
Originally Posted by 808traveler View Post
Unused cards will still get shutdown if they've been activated. Only unactivated cards don't get shutdown. You know the difference if you've ever gotten a serve/bb card.
My activated but unused Serve cards were not shut down in May.
zmicer88 is offline  
Old Sep 23, 19, 3:33 pm
  #306  
 
Join Date: Feb 2012
Posts: 691
How do you get additional cards then? Is it the Family Accounts feature, or do you use the "create an account" button?
bbriscoe34 is offline  
Old Sep 23, 19, 3:39 pm
  #307  
 
Join Date: Dec 2017
Posts: 292
Originally Posted by 808traveler View Post
Unused cards will still get shutdown if they've been activated. Only unactivated cards don't get shutdown. You know the difference if you've ever gotten a serve/bb card.
Incorrect. My activated but unused and unactivated cards were not shut down.
OssianBlue is offline  
Old Sep 23, 19, 3:50 pm
  #308  
 
Join Date: Jul 2018
Posts: 254
Originally Posted by zmicer88 View Post
My activated but unused Serve cards were not shut down in May.
Originally Posted by OssianBlue View Post
Incorrect. My activated but unused and unactivated cards were not shut down.
I was wrong, see other comments

Last edited by 808traveler; Sep 23, 19 at 4:44 pm
808traveler is offline  
Old Sep 23, 19, 3:52 pm
  #309  
 
Join Date: Dec 2017
Posts: 292
Originally Posted by 808traveler View Post
Awesome! You folks got lucky then. Lots of reports counter to that.
Never seen a DP of activated but unused shutdown. Certainly not "lots of reports."
OssianBlue is offline  
Old Sep 23, 19, 4:55 pm
  #310  
 
Join Date: Jul 2018
Posts: 254
Originally Posted by OssianBlue View Post
Never seen a DP of activated but unused shutdown. Certainly not "lots of reports."
Looking back at the reports on reddit, looks like i totally misremembered the DPs on unused cards. I was wrong! Sorry about that.
808traveler is offline  
Old Sep 24, 19, 1:25 pm
  #311  
 
Join Date: Oct 2006
Location: BUF
Programs: SPG Plt, HHonors Gold, UA Gold, PC Plat, Marriott Gold
Posts: 880
Originally Posted by bbriscoe34 View Post
I got shutdown on Serve in 2016 after using it with Kate for only about 12 GC deposits and 3 CC payoffs over 3 months. Not sure if anything I did there was high risk?

I just got a BB card for my P2 and was able to deposit a $1000 Simon GC on it at Walmart at the Self-check-out Monitor's kiosk. Easy Peasy. No ID or anything.

My question is, what is the best way and timing to drawdown the BB balance to avoid shutdown on P2's BB account?
you can load BB from a Walmart self checkout?
freeloader is offline  
Old Sep 24, 19, 1:31 pm
  #312  
 
Join Date: Feb 2012
Posts: 691
Originally Posted by freeloader View Post
you can load BB from a Walmart self checkout?
Not from the actual selfcheck. The cashier station that runs the self-check bullpen.
bbriscoe34 is offline  
Old Sep 24, 19, 1:39 pm
  #313  
 
Join Date: Nov 2008
Posts: 46
Originally Posted by freeloader View Post
you can load BB from a Walmart self checkout?
I didn't know that either!
royallyflushed is offline  
Old Sep 24, 19, 3:41 pm
  #314  
 
Join Date: Feb 2019
Posts: 260
Originally Posted by royallyflushed View Post
I didn't know that either!
I think it's a "YMMV"
My local WM only allows loads at the MC (grrr).
luv2vacay is offline  
Old Sep 24, 19, 6:38 pm
  #315  
 
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/JFK/LGA/EWR
Posts: 336
Originally Posted by Xephyr View Post
Not sure if I'm shut down by Citi but my CL didn't reset until 10 days after paying the card (been cycling CL this month). Went to SM to get more GC and got declined. Called Citi the next day and informed me that I need to call their high risk management department. I'm assuming they'll be asking me about my recent spending behaviors. Anyone have DP on whether this will lead to a shutdown?
Originally Posted by Xephyr View Post
Called and apparently they just wanted to confirm the purchase...sort of weird since I've made larger purchases in the past few weeks. Probably will take a break before starting again.
you need to be careful and take it easy. not sure how long you have been playing the game but citi doesnt mess around. since you are cycling they are throttling your limits and have been referred to the "high risk" dept. that alone should tell you that eyes are on your account. proceed with caution.
GundamWing01 is offline  

Thread Tools
Search this Thread