Jan 9, 2018, 7:46 pm

FlyerTalk Forums Expert How-Tos and Guides

Last edit by: IAD_flyer

This is a new thread for 2018. The previous discussion can be found here.

As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.

DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.

Sep 13 2021 : ~~If WM App is updated with no money services , then use the following for Android phone to get the working version.~~

https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.

Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction

---------------------------------------------------------------------------------------------------------------------

BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for Bill Pay.

Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)

Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.

:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:

Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.

Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC

Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.

Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:

BoA Alaska Airlines VisaDoes not work:

BofA Asiana Business card
Capital One
$1.50 next day.

Personal and business CCs
Elan Financial Services
$1.50 next day.

Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.

PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.

Billpay at Walmart (2018 onwards)

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Mar 21, 2018, 1:16 pm

#121

devastitis

Join Date: Oct 2017

Programs: Lots

Posts: 320

Quote:

Originally Posted by Travelz

Thanks for letting me know. In the app we are doing it by the issuing bank, so if I also have it set up for visa and master, I think I can also BP 5 that way.

yep, with a lot of cards like Bo@, c1ti, and barcl@ys, you can do 10 payments in that manner every rolling 30.

Mar 23, 2018, 10:24 am

#122

devastitis

Join Date: Oct 2017

Programs: Lots

Posts: 320

I can't seem to get my second c1t1 AA card set up for BP. Gives me the same error as if I had already done 5 BPs with it. No problem setting up any of my other c1t1 cards.

Mar 23, 2018, 10:42 pm

#123

ECCM

Join Date: Dec 2013

Posts: 85

Quote:

Originally Posted by ECCM

Maybe the problem may have been I did the bill pay while I was traveling far away from my home address (I fly once a month for work, so will be going back to that WM in a few weeks to take care of the issue, hopefully). The distance and the fact it was the first time I did billpay from there may have been part of it, along with too many transaction in the past 30 days...just a guess... Skypesos are what I was after.

Update: I was able to get my money back minus the $4.99 Moneygram fee. As expected, the front line CSRs at WM were suspicious and tried to get out of helping me. The key was emphasizing the need to speak with the "cash office manager." She called Moneygram and they gave her a new reference number to use to refund the funds (she did also check with the store manager to make sure this was Ok). This was the first time that a bill pay had failed from her experience. Moneygram claimed the reason for failure was not on their end and that they "had done their part," so they wouldn't give the fee back. I told cash manager this was not problem as I was glad to get this over with, but when I called Moneygram last month, I was told on two separate occasions that they felt uncomfortable with the transaction and canceled it, so it clearly was on their end. Not a biggie, but they are definitely a shady company. Imagine how much money they keep since people who use fake names can't present the necessary ID for a refund. Crooks using crooks to move $....the irony is palpable. Always remember to only do BP at your local WM, because you have to go back to the same store the transaction was made at to get a refund if any problems arise.

FrankMS likes this.

Mar 24, 2018, 2:14 pm

#124

Hbax

Join Date: May 2014

Posts: 527

Quote:

Originally Posted by ECCM

Moneygram claimed the reason for failure was not on their end and that they "had done their part," so they wouldn't give the fee back.

That's BS. The reason you got a refund from WM is because the funds never got to MG. If the funds never got to MG, what's their claim on a fee ?

If the funds had gotten to MG and never made it to the account you were paying, you would have had to get a refund from MG, and they still wouldn't deserve the fee because they would have screwed-up.

But I am sympathetic to wanting to get it over with.

Mar 25, 2018, 9:05 am

#125

tuphat

Join Date: Oct 2013

Posts: 1,322

Tried to set up Navy FCU Visa on WMBP, but fee is $4.99! Any insight as to why so high compared to the usual $1.xx?

Mar 25, 2018, 9:29 am

#126

ChrisFlyer66

Join Date: Mar 2011

Location: SAN

Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.

Posts: 1,677

Quote:

Originally Posted by tuphat

Tried to set up Navy FCU Visa on WMBP, but fee is $4.99! Any insight as to why so high compared to the usual $1.xx?

Just choose payee "visa" and it will get paid via CFP for $1.88. If you choose Navy FCU Visa it will pay via moneygram which costs $4.99.

Mar 25, 2018, 10:06 am

#127

devastitis

Join Date: Oct 2017

Programs: Lots

Posts: 320

Quote:

Originally Posted by ChrisFlyer66

Just choose payee "visa" and it will get paid via CFP for $1.88. If you choose Navy FCU Visa it will pay via moneygram which costs $4.99.

any way to pay amex at cheaper than $4.99?

Mar 25, 2018, 10:12 am

#128

ChrisFlyer66

Join Date: Mar 2011

Location: SAN

Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.

Posts: 1,677

Quote:

Originally Posted by devastitis

any way to pay amex at cheaper than $4.99?

Mar 25, 2018, 1:44 pm

#129

Travelz

Join Date: Oct 2013

Posts: 483

I wish I could add the cc name in the app or maybe the last 4 digits so I can easily tell them apart. Does anyone know a way to differentiate them on the first screen?

Mar 25, 2018, 2:30 pm

#130

FrankMS

Join Date: Jul 2016

Location: NY

Posts: 523

Quote:

Originally Posted by Travelz

I wish I could add the cc name in the app or maybe the last 4 digits so I can easily tell them apart. Does anyone know a way to differentiate them on the first screen?

I agree. Definitely an app limitation.

Mar 25, 2018, 3:30 pm

#131

elegua

Join Date: Oct 2015

Posts: 116

Hi guys, any DP on paying Chase biz cards using CFP ? (i don't see any DP included in the wiki), using the WM app i was able to added both using Visa @1.88 and Chase @1.00 without problems, tried today at WM using Chase and all i got was "acc # don't match", CSR tried twice and the same error, thanked him and hit the exit door, didn't try using Visa though, was in a WM out of my state so didn't want to set the alarms lol.

TIA.