Jan 9, 2018, 7:46 pm
Last edit by: IAD_flyer
This is a new thread for 2018. The previous discussion can be found here.
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.
DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.
Sep 13 2021 :If WM App is updated with no money services , then use the following for Android phone to get the working version.
https://www.apkmirror.com/?post_type...ge=1&s=walmart
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction ---------------------------------------------------------------------------------------------------------------------
BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for Bill Pay.
Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.
--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.
:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.
Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.
Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines VisaDoes not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.
As of Nov 11, 2020, Meta gebits are getting declined when used for MO/BP purchases at MC/SD. New limit appears to be $99 per swipe. READ the posts below and add a data point with details. USB and GD gift cards do not seem to be affected.DETAILS:
As of Dec 2019, WM BP in-store is reportedly affected by the $8000 total limit across all cards.
As of Nov 1, 2018, WM Billpay made via the WM app is limited to a total of $8000 total per person to all accounts per rolling 30 days.
Sep 13 2021 :
My working version is 21.12 (21120123)
Fyr : https://www.androidpolice.com/2021/0...n-app-android/
This workaround no longer works.
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
BP by phone number lookup- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for Bill Pay.
Receipt tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
Payments: Most cc can be paid 5 times by Visa/MC and 5 times by the issuing bank in rolling 30 days with a total of 10. There might be an 8K limit per rolling 30 days starting Oct 2018.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.
--------------------------------------------------------------
Choose to pay by Visa/MC card issuer OR by issuing bank - see the 2 sections below.
:-:VISA and MC - card issuer-----------------------------------------------------------------------------------------------
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA MASTERCARD
$1.50 next day.
Works:Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
Citi AT&T MC
CitiBusiness Platinum Select MC
Does not work:Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.50 next day.
Works:Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 11PM EST
Chase Business Ink Bold VS, Chase Ink Plus
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Navy Federal Credit Union Visa
Wells Fargo Cashback VS
Does not work:TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank--------------------------------------------------------------------------------------------------------------------
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid, but they can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)
Works:
BoA Alaska Airlines VisaDoes not work:
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Elan Financial Services
$1.50 next day.
Fidelity Visa
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.
Billpay at Walmart (2018 onwards)
Mar 1, 2018, 7:09 am
#76
Join Date: Jul 2009
Posts: 59
Just from reading online, I wouldn't make it a habit of bill paying chase credit cards. If you value your chase relationship, I'd keep bill pay on chase cards to a minimum. They are known to shut down folks. Of course this maybe YMMV but I personally value my Chase relationship and don't want to risk it. Only do it sparingly.
Never been shut down. Never been called / contacted about it.
But you're right total YMMV.
Mar 1, 2018, 7:40 am
#77
Join Date: Apr 2014
Posts: 303
Dont be too confident! I was shutdown abruptly by Chase with 7 personal and business cards shut down a few months ago after nearly 5 years of maximizing office store spending on 5 different Ink cards and accumulating many points monthly and mostly doing WM BP with GC's for a long time. It stings hugely in no longer having a way to accumulate points for a partner such as Hyatt.
Mar 1, 2018, 7:54 am
#78
Join Date: Jul 2014
Posts: 3,688
Dont be too confident! I was shutdown abruptly by Chase with 7 personal and business cards shut down a few months ago after nearly 5 years of maximizing office store spending on 5 different Ink cards and accumulating many points monthly and mostly doing WM BP with GC's for a long time. It stings hugely in no longer having a way to accumulate points for a partner such as Hyatt.
In MS, one can't be too complacent, shutdown comes when one least expects it. For me, it stung so bad when AXP softcards were shutdown unceremoniously that fateful day in January two years ago. There's not one card that even got close to it in terms of benefits even if many replacements have come. When I got shut down by C@p1 on a card I hardly used, there was hardly any effect at all.
Mar 2, 2018, 8:08 am
#79
Join Date: Dec 2013
Posts: 85
Hey everyone,
I made a "next day" bill pay at WM to an AMEX SPG business card via the express app on 2/25/18. The transaction went like normal and I got the receipt on my app, but the payment still hasn't posted. This is the first time I've encountered a delay and have successfully bill paid to the same account before. Anyone else have a problem like this recently? Should I wait it out or is this something I need to take action on right away?
I made a "next day" bill pay at WM to an AMEX SPG business card via the express app on 2/25/18. The transaction went like normal and I got the receipt on my app, but the payment still hasn't posted. This is the first time I've encountered a delay and have successfully bill paid to the same account before. Anyone else have a problem like this recently? Should I wait it out or is this something I need to take action on right away?
Mar 2, 2018, 8:33 am
#80
Join Date: Aug 2013
Posts: 1,207
Hey everyone,
I made a "next day" bill pay at WM to an AMEX SPG business card via the express app on 2/25/18. The transaction went like normal and I got the receipt on my app, but the payment still hasn't posted. This is the first time I've encountered a delay and have successfully bill paid to the same account before. Anyone else have a problem like this recently? Should I wait it out or is this something I need to take action on right away?
I made a "next day" bill pay at WM to an AMEX SPG business card via the express app on 2/25/18. The transaction went like normal and I got the receipt on my app, but the payment still hasn't posted. This is the first time I've encountered a delay and have successfully bill paid to the same account before. Anyone else have a problem like this recently? Should I wait it out or is this something I need to take action on right away?
Mar 2, 2018, 9:48 am
#81
Join Date: Dec 2013
Posts: 85
Just called Money Gram and they said they monitor for money laundering and were “uncomfortable with the transaction” so they declined to process it. I was told to go to a Walmart to profess a refund. Anyone else been given this reason for a failed billpay or is it the standard excuse they give if there is a glitch in processing?
Mar 2, 2018, 9:51 am
#82
Join Date: Sep 2014
Posts: 1,837
Just called Money Gram and they said they monitor for money laundering and were “uncomfortable with the transaction” so they declined to process it. I was told to go to a Walmart to profess a refund. Anyone else been given this reason for a failed billpay or is it the standard excuse they give if there is a glitch in processing?
Mar 2, 2018, 10:08 am
#83
Join Date: Dec 2013
Posts: 85
This would have been the second to that particular Amex Card in the last month, but I had made probably 5 cumulatively to various Amex cards through Walmart Billpay in the month. All were for the same amount just under $3k. Could the amount and number of transactions flagged Moneygram’s computer?
Mar 4, 2018, 9:32 am
#84
Join Date: Dec 2013
Posts: 85
A couple questions for those who've had to go back to WM to ask for a refund for a failed bill pay:
1) Does it have to be the same WM that the billpay was made at?
2) Any tips on how to handle the inevitable response from CSR that I need to call MoneyGram to handle this and that it is not WM's responsibility?
3) Should I ask to speak with a manager right off at the money center or let the front line CSR call them over on their own accord?
4) Any other "things you wished you knew beforehand" that would help someone else going through this? I know it's going to be a major headache and any help will be appreciated.
1) Does it have to be the same WM that the billpay was made at?
2) Any tips on how to handle the inevitable response from CSR that I need to call MoneyGram to handle this and that it is not WM's responsibility?
3) Should I ask to speak with a manager right off at the money center or let the front line CSR call them over on their own accord?
4) Any other "things you wished you knew beforehand" that would help someone else going through this? I know it's going to be a major headache and any help will be appreciated.
Mar 4, 2018, 10:03 am
#85
Join Date: May 2016
Posts: 506
A couple questions for those who've had to go back to WM to ask for a refund for a failed bill pay:
1) Does it have to be the same WM that the billpay was made at?
2) Any tips on how to handle the inevitable response from CSR that I need to call MoneyGram to handle this and that it is not WM's responsibility?
3) Should I ask to speak with a manager right off at the money center or let the front line CSR call them over on their own accord?
4) Any other "things you wished you knew beforehand" that would help someone else going through this? I know it's going to be a major headache and any help will be appreciated.
1) Does it have to be the same WM that the billpay was made at?
2) Any tips on how to handle the inevitable response from CSR that I need to call MoneyGram to handle this and that it is not WM's responsibility?
3) Should I ask to speak with a manager right off at the money center or let the front line CSR call them over on their own accord?
4) Any other "things you wished you knew beforehand" that would help someone else going through this? I know it's going to be a major headache and any help will be appreciated.
Mar 4, 2018, 10:16 am
#87
Join Date: Jul 2014
Posts: 3,688
I had made probably 5 cumulatively to various Amex cards through Walmart Billpay in the month. All were for the same amount just under $3k.
Since you've called MG and they told you that they declined your payment, and you can provide a receipt in your app that WM received payment, you have to deal with WM cash dept manager. Make sure to print paper copy of your receipt (I prefer getting paper receipt at the regular lane due to possible issues like this) when you see the manager and if necessary, call MG in their presence (hopefully, you'll not be put on hold for several minutes to an hour) and let the manager verify that MG declined payment. With your receipt showing payments made with debit cards, the manager should give you cash refund. If, after all this verification has been made and cash manager refuses to give you refund, there's CFPB to turn to.
Mar 4, 2018, 11:40 am
#89
Join Date: May 2016
Posts: 506
Call MG and ask if they refunded WM. My understanding was once receipt is printed or sent to app, transaction is completed.
Mar 4, 2018, 12:53 pm
#90
Join Date: Dec 2013
Posts: 85
Just called MG again, and they said the payment has been returned to the store and that I needed to go back to the same store the payment was made for a refund.
On a side note, has anyone who has had a payment rejected been able to billpay subsequently, or are you blacklisted?
On a side note, has anyone who has had a payment rejected been able to billpay subsequently, or are you blacklisted?