Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Oct 17, 2018, 7:27 pm
#1711
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
Tonight it was BAU and this time I got the second receipt.
Oct 17, 2018, 8:04 pm
#1712
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Edit: Still BAU on Thursday...
Last edited by ChrisFlyer66; Oct 18, 2018 at 10:37 pm Reason: update
Oct 17, 2018, 8:09 pm
#1713
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861
Yeppers, DPs appreciated.
Last edited by ChrisFlyer66; Oct 17, 2018 at 8:31 pm
Oct 17, 2018, 11:33 pm
#1714
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
My secondary WM no longer asks for ID, they have me sign the second receipt and they keep it, and I can do 1 MO transaction and unlimited BP but they put me in the book for total >$3K, so I never do BP there unless the primary one has a system glitch. The primary one is BAU all along, one $2K MO transaction and as many BP's as I want, and no entries in the Naughty And Nice book.
Oct 18, 2018, 7:00 am
#1715
Join Date: Oct 2017
Posts: 110
BAU at my very friendly wmt in midwest as of last night. The mc cashiers made a mention of the mo button changing locations on their screen so the registers definitely have the new update for them. I've been using other liquidation methods that are more convenient to me lately and completely forgot that wmt didn't accept vanilla vgc though. I swiped a vanilla like 4 times with a friendly cashier before I finally realized what the issue was and then switched to a different card to finish out the transaction. Two mo for $999.12, one transaction.
Oct 18, 2018, 9:23 am
#1716
Join Date: Jul 2017
Programs: UR, Marriott, AA, WN, Chick Fil A Red
Posts: 182
BAU in the midwest, thankfully. 4 swipes, $2k total. No ID request. Confirmed that update had taken place (cashier had to search for MO function, and he said it had changed yesterday.) Received 2 receipts.
Oct 18, 2018, 9:36 am
#1717
Join Date: Nov 2014
Posts: 261
BAU this morning at my go-to. She said they just got the memo yesterday. Did my usual 4 swipes and was good to go. She also stated that she won't ask a few of the regulars for ID's/Info unless it becomes required by the system in the future. Central Cali.
Oct 18, 2018, 12:14 pm
#1719
Join Date: Mar 2009
Posts: 2,295
BAU for me. CSR didn't bat an eyelash.
Oct 18, 2018, 2:49 pm
#1720
Join Date: Aug 2018
Programs: Chase UR, HHonors, SPG/Marriott, Total Rewards
Posts: 23
SoCal DP: My go-to WM tried capturing ID and SSN for: 2k (4 swipes for 2x 999.12). Ended up telling the CSR I had to rush back to work and didn't get the MOs. Kind of bummed due to how close this is to my work. Will try and catch another CSR in a few days.
Last edited by flyingsna; Oct 18, 2018 at 3:27 pm
Oct 18, 2018, 10:36 pm
#1721
Join Date: Dec 2001
Location: Las Vegas
Programs: DL DM, AA PlatPro, Hilton DM, Hyatt Glob, Marriott Titanium, Hertz PC, National EE
Posts: 1,532
BAU in Nevada.
Oct 19, 2018, 9:11 am
#1722
Join Date: Oct 2010
Location: DFW
Posts: 684
Long time friendly CSR was handling my MO transaction today. She kind of laughed and and said "do you look suspicious", then hit something on the screen and went through the rest of the transaction BAU for $2k total. I'm thinking that even though the memo made it sound like the additional info would automatically be required for $1k by the system, it appears that maybe it is still up to the CSR's discretion.
Oct 19, 2018, 10:49 am
#1723
Join Date: Jun 2015
Posts: 1,727
at least you didn’t look suspicious at your go-to wm. If you fail they are supposed to file as well. They can submit your picture and have u blacklisted. Will they do that?
Oct 19, 2018, 10:54 am
#1724
Join Date: Jun 2015
Posts: 1,727
wm near me been requiring the electronic info for $1k+ for quite some time and others with no request. It’s store based.. does not appear to be regional. No need to worry until they stop taking. Just enjoy until then.
Oct 19, 2018, 6:58 pm
#1725
Join Date: May 2016
Programs: Various
Posts: 35
VGC Card read error
Hello...
Wondering if anyone has any tips regarding a "card read error" on a MB VGC. It happened a couple days ago and then I tried the card again today and got the same error. The error comes up right after I swipe, so it's not a PIN input error. Today I tried another card after this one gave the error and that one went through fine. I checked the balance of the problem card and funds are loaded to the card. I guess it could be a problem with the magnetic strip? I haven't tried making a purchase anywhere else with this card.
Wondering if anyone has any tips regarding a "card read error" on a MB VGC. It happened a couple days ago and then I tried the card again today and got the same error. The error comes up right after I swipe, so it's not a PIN input error. Today I tried another card after this one gave the error and that one went through fine. I checked the balance of the problem card and funds are loaded to the card. I guess it could be a problem with the magnetic strip? I haven't tried making a purchase anywhere else with this card.