Jan 1, 2018, 10:53 am
Last edit by: wyogold
This is the thread for 2018. The previous discussion can be found here.
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
The 2019 thread can be found here
New to MO: Read this entire Wiki (Click to open) and all posts for some tips before asking common questions. It is best to know what you are doing before you try.
---------------------------------------------------------------------------------
Tested Gebit cards:
1. DO NOT WORK - Any Vanilla product affiliated with InComm or ITC Financial Services will not work for swipes over $49.99.
2. Visas issued by MetaBank work great.
3. MC issued by US bank work good, but you need to change payment type to debit before they enter the amount in the register. See below for details.
5. Gdot/sun work but take about an hour to activate.
NEW Limits as of 11/18 - 8K with ID every 24 hours. ID required for MO over 1K.
__________________________________________________ __________________________________________
Some tips for starting out:
All WM registers allow 4 debit swipes per transaction, but YMMV per store and cashier. Refer to cards as Debit cards.
Start slow and buy one MO with one Gebit to see how it works. Refer to cards as Debit, only this community calls them Gebits. Your store or cashier may have rules that other stores do not have, only allowing one swipe per trans or up to 4 swipes per trans. Read all the tips below and all the posts below before trying more advanced transactions. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card. Fee: 1K MO or less is usually 88 cents each, but ask or check the wall. Subtract the fee from the total or pay in cash. If a store says "no", thank them and try again another day with a different clerk.
Helpful details and tips for advanced transactions:
1. Cost: 1K MO fee is usually 88 cents each(Some states limit MO total to 750 or 950 and may have a different fee). Subtract fee from your total or pay in cash. Can buy two 1K MO in one transaction with 4 swipes for 88 cents x 2 in most states. NO variety or design of VISA or MC Gebit's will ever auto-drain at Walmart so always tell them the amount you want to pay per card.
2. Split payment transcations: You cannot successfully swipe more than 4 cards in a single transaction. If the cashier screws up and enters $50.00 instead of $500.00 (thus making it impossible for 4 swipes to complete the transaction), the transaction will need to be canceled. The funds should return to your cards right away but may take 24 hours, so note the time and person helping you. When a transaction is canceled during the trans, the money returns to the cards. If canceled after, the cash reg drawer opens and they pay you back in cash.
3. Split payment: The amount of each swipe needs to be entered by the cashier. Ask to "split the payment by $$$". The Gebit must have current balance of that amount or more otherwise slip with Error 51 will print out. Warning: (YMMV) It appears (my experience on 3 occasions during prepaid card load and buying MO in 2 different WMs) that after the debit card was charged no cash could be credited back to the card. Cashier should issue cash back. Keep the slip and contact manager if in doubt. Remember date, time and register if no slip.
4. Bad Printer: IF, by chance, you've swiped your GCs successfully, a receipt prints but the MO doesn't, make sure to ask to see the receipt and check near the bottom IF it says CHANGE/REFUND with a negative sign before the amount of GCs you swiped, that means the cashier must give you cash refund. Cashier may have to call for the cash dept manager to verify the refund. Some stores may outright give your cash refund immediately while there are others that will ask you to come back. Think twice before you buy MOs while on vacation or when you're in unknown to you territories for issues like this.
5. Kiosk: Very few Kate's can sell money orders anymore.>>>>Sometime 2016, a lot of WM supercenters have done away with Kate (kiosks that allows loading of prepaids/sell $500 MOs). As of today, MOST, if not ALL WMs, have replaced this with the regular slim ATM to check balance/withdraw money.
6. MCGC liquidation- The cashier should not enter the amount first. Technically they just can't hit enter after entering the amount. Let the CSR know you need to swipe first and switch the payment type to debit, then swipe and hit "Cancel" or "Change Payment" to select "Debit" on the screen, enter the pin and have them enter the amount.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart (2018)
Sep 21, 2018, 6:52 pm
#1546
Join Date: Dec 2001
Location: Las Vegas
Programs: DL DM, AA PlatPro, Hilton DM, Hyatt Glob, Marriott Titanium, Hertz PC, National EE
Posts: 1,532
If I know the CSR, which is 99% of the time I do $999.32 + $.68 fee (x2) for $2k even so no money left over. However, if it is a new employee I normally do 2 x $999.00 the first few times just to make it easier for them. I end up with $.64 left on the last card and I burn it at Kroger or somewhere else where the self checkout system automatically deducts the remaining balance.
Sep 22, 2018, 10:23 am
#1547
Join Date: Apr 2011
Location: Colorado
Programs: Alaska, Shell VC, Wyndham VC, Starwood, RCI, II--I bought it on eBay!
Posts: 159
There should be privacy laws to keep people from asking for your SS#. What creeps are you going to be giving that number to, anyway, and why would a WM employee even go along with that, knowing how precious a person's credit is. I don't pay for one of the services to prevent fraud, and I don't think I should have to pay for that. If I am giving them my SS, address, phone, etc., they can pretend to be me.
The local WM has a new girl who said she watched a training video that said all money orders needed to be limited to two swipes, and the rest must be cash. I am knocking on that one. She probably heard it wrong, because the manager standing right there and said, "No one has told us that." She declined to sell me a second money order, so I guess that store is going to spread rumors after some CSR misunderstood the training video. I would bet the limit of two gift cards was in selling them, not liquidating them into a money order.
I live in Thornton, and there are many Walmarts within a few miles of my house. I can go to another one. I don't do a huge amount of MS, only about 20K per month, on various cards. I am so sick of the CSR's that make up their own rules. There is one on 136th and I-25, north of Denver, and the gal there just decided randomly one day that she wouldn't do that anymore. I was at her register, DH was at another. He got his, I didn't get mine.
Another store has Adrienne,the CSR of that special age, where she likes to boss people around. She is probably my age, so in her late 50's, early sixties.. The CSR's joke about her laziness. They don't like her either. She won't give us a money order, but everyone else will, and that is a great thing for us.
The local WM has a new girl who said she watched a training video that said all money orders needed to be limited to two swipes, and the rest must be cash. I am knocking on that one. She probably heard it wrong, because the manager standing right there and said, "No one has told us that." She declined to sell me a second money order, so I guess that store is going to spread rumors after some CSR misunderstood the training video. I would bet the limit of two gift cards was in selling them, not liquidating them into a money order.
I live in Thornton, and there are many Walmarts within a few miles of my house. I can go to another one. I don't do a huge amount of MS, only about 20K per month, on various cards. I am so sick of the CSR's that make up their own rules. There is one on 136th and I-25, north of Denver, and the gal there just decided randomly one day that she wouldn't do that anymore. I was at her register, DH was at another. He got his, I didn't get mine.
Another store has Adrienne,the CSR of that special age, where she likes to boss people around. She is probably my age, so in her late 50's, early sixties.. The CSR's joke about her laziness. They don't like her either. She won't give us a money order, but everyone else will, and that is a great thing for us.
Sep 22, 2018, 11:04 am
#1548
Join Date: Oct 2011
Posts: 4,166
There should be privacy laws to keep people from asking for your SS#. What creeps are you going to be giving that number to, anyway, and why would a WM employee even go along with that, knowing how precious a person's credit is. I don't pay for one of the services to prevent fraud, and I don't think I should have to pay for that. If I am giving them my SS, address, phone, etc., they can pretend to be me.
The local WM has a new girl who said she watched a training video that said all money orders needed to be limited to two swipes, and the rest must be cash. I am knocking on that one. She probably heard it wrong, because the manager standing right there and said, "No one has told us that." She declined to sell me a second money order, so I guess that store is going to spread rumors after some CSR misunderstood the training video. I would bet the limit of two gift cards was in selling them, not liquidating them into a money order.
I live in Thornton, and there are many Walmarts within a few miles of my house. I can go to another one. I don't do a huge amount of MS, only about 20K per month, on various cards. I am so sick of the CSR's that make up their own rules. There is one on 136th and I-25, north of Denver, and the gal there just decided randomly one day that she wouldn't do that anymore. I was at her register, DH was at another. He got his, I didn't get mine.
Another store has Adrienne,the CSR of that special age, where she likes to boss people around. She is probably my age, so in her late 50's, early sixties.. The CSR's joke about her laziness. They don't like her either. She won't give us a money order, but everyone else will, and that is a great thing for us.
The local WM has a new girl who said she watched a training video that said all money orders needed to be limited to two swipes, and the rest must be cash. I am knocking on that one. She probably heard it wrong, because the manager standing right there and said, "No one has told us that." She declined to sell me a second money order, so I guess that store is going to spread rumors after some CSR misunderstood the training video. I would bet the limit of two gift cards was in selling them, not liquidating them into a money order.
I live in Thornton, and there are many Walmarts within a few miles of my house. I can go to another one. I don't do a huge amount of MS, only about 20K per month, on various cards. I am so sick of the CSR's that make up their own rules. There is one on 136th and I-25, north of Denver, and the gal there just decided randomly one day that she wouldn't do that anymore. I was at her register, DH was at another. He got his, I didn't get mine.
Another store has Adrienne,the CSR of that special age, where she likes to boss people around. She is probably my age, so in her late 50's, early sixties.. The CSR's joke about her laziness. They don't like her either. She won't give us a money order, but everyone else will, and that is a great thing for us.
Sep 23, 2018, 2:59 am
#1549
Join Date: Mar 2015
Location: RBK
Programs: AA EXP
Posts: 128
When buying VGC's from GCC, I bake the MO fee into one card -- for every 3 @ 500 I get one at XXX.76 to cover the 2 x $0.88 fee for two MO's.
Sep 24, 2018, 11:55 am
#1550
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
Am I correct that Meta MCGCs from Sam's are still alive and well for change payment?
Sep 25, 2018, 4:10 pm
#1552
Join Date: May 2016
Posts: 506
How do you reverse transaction when MO is already printed?
Very upset manager found out GCs were used after the fact and tried to cash out the MO and then use the cash to send refund back to GCs. Of course it did not work. Transaction to cash MO was denied by WM internal system.
Very upset manager found out GCs were used after the fact and tried to cash out the MO and then use the cash to send refund back to GCs. Of course it did not work. Transaction to cash MO was denied by WM internal system.
Sep 25, 2018, 5:22 pm
#1553
Join Date: Sep 2015
Location: Los Angeles
Posts: 740
How do you reverse transaction when MO is already printed?
Very upset manager found out GCs were used after the fact and tried to cash out the MO and then use the cash to send refund back to GCs. Of course it did not work. Transaction to cash MO was denied by WM internal system.
Very upset manager found out GCs were used after the fact and tried to cash out the MO and then use the cash to send refund back to GCs. Of course it did not work. Transaction to cash MO was denied by WM internal system.
Sep 25, 2018, 10:06 pm
#1554
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 270
How do you reverse transaction when MO is already printed?
Very upset manager found out GCs were used after the fact and tried to cash out the MO and then use the cash to send refund back to GCs. Of course it did not work. Transaction to cash MO was denied by WM internal system.
Very upset manager found out GCs were used after the fact and tried to cash out the MO and then use the cash to send refund back to GCs. Of course it did not work. Transaction to cash MO was denied by WM internal system.
Sep 26, 2018, 12:23 pm
#1555
Join Date: Oct 2015
Posts: 116
Bad day for few of us, here a little more why;
Couple of weeks ago went to my "Super Friendly" WM for my round and immediately was told by my Super Friendly CSR at the Money Center that a day before they had a huge incident involving "One of US" and several Managers regarding Buying MO and BP, this guy" showed up and asked for MO/BP, there were 2 new guys in training and asked him for DL, in that moment this guys flip and started to screaming saying that he is a retired cop and he does not have to give anything to them bla, bla, bla, bla, that he has been doing this all the time and never have problems before (trowed everybody under the bus), so that day this WM was being inspecting and few WM high range guys were there witnessed all this ...., even security was called because this guy, well they stopped selling MO and doing BP but started the next day, yesterday was told that no more MO or BP using VGCs, they were allowed to continue after the incident because the Store Manager was waiting for a memo from the above, well he got it and they stopped doing this for good.
I'm not from that state but i fly there regularly for work and for the last 2.5 years i was doing my things there, built my trust at the point to share personal numbers and have great relationship with even the floor managers (yellow vest), i was doing over 10k a day without any line delay, i was the one to move back to the line and let others do their things, i was told several times that i was their best costumer, one of the CSR needed to travel for family emergency and have no $$, well i paid for her entire trip (points) without any hesitation, me relationship with them was both ways and they loved it.
The guy: for what i was told is in his 50's, retired cop (for what he said that day), i won't say the location here because the CSRs but you will know, you ....ed us all, you are an arrogant son of ....., .... YOU .....
Mod: my apologies and please feels free to delete at any time, just i can't get why this .... happens, i'm totally ok with share the price, but cant take .... like this, needed to say something .
Couple of weeks ago went to my "Super Friendly" WM for my round and immediately was told by my Super Friendly CSR at the Money Center that a day before they had a huge incident involving "One of US" and several Managers regarding Buying MO and BP, this guy" showed up and asked for MO/BP, there were 2 new guys in training and asked him for DL, in that moment this guys flip and started to screaming saying that he is a retired cop and he does not have to give anything to them bla, bla, bla, bla, that he has been doing this all the time and never have problems before (trowed everybody under the bus), so that day this WM was being inspecting and few WM high range guys were there witnessed all this ...., even security was called because this guy, well they stopped selling MO and doing BP but started the next day, yesterday was told that no more MO or BP using VGCs, they were allowed to continue after the incident because the Store Manager was waiting for a memo from the above, well he got it and they stopped doing this for good.
I'm not from that state but i fly there regularly for work and for the last 2.5 years i was doing my things there, built my trust at the point to share personal numbers and have great relationship with even the floor managers (yellow vest), i was doing over 10k a day without any line delay, i was the one to move back to the line and let others do their things, i was told several times that i was their best costumer, one of the CSR needed to travel for family emergency and have no $$, well i paid for her entire trip (points) without any hesitation, me relationship with them was both ways and they loved it.
The guy: for what i was told is in his 50's, retired cop (for what he said that day), i won't say the location here because the CSRs but you will know, you ....ed us all, you are an arrogant son of ....., .... YOU .....
Mod: my apologies and please feels free to delete at any time, just i can't get why this .... happens, i'm totally ok with share the price, but cant take .... like this, needed to say something .
Sep 26, 2018, 2:16 pm
#1557
Join Date: May 2011
Posts: 889
My WM restarted the eMSAR circus again, so that adds 10 minutes per day. Wonder how long it will take until that's gone again ...
Sep 26, 2018, 8:05 pm
#1560
Join Date: Sep 2014
Location: Metro ATL
Posts: 359
Bad day for few of us, here a little more why;
Couple of weeks ago went to my "Super Friendly" WM for my round and immediately was told by my Super Friendly CSR at the Money Center that a day before they had a huge incident involving "One of US" and several Managers regarding Buying MO and BP, this guy" showed up and asked for MO/BP, there were 2 new guys in training and asked him for DL, in that moment this guys flip and started to screaming saying that he is a retired cop and he does not have to give anything to them bla, bla, bla, bla, that he has been doing this all the time and never have problems before (trowed everybody under the bus), so that day this WM was being inspecting and few WM high range guys were there witnessed all this ...., even security was called because this guy, well they stopped selling MO and doing BP but started the next day, yesterday was told that no more MO or BP using VGCs, they were allowed to continue after the incident because the Store Manager was waiting for a memo from the above, well he got it and they stopped doing this for good.
I'm not from that state but i fly there regularly for work and for the last 2.5 years i was doing my things there, built my trust at the point to share personal numbers and have great relationship with even the floor managers (yellow vest), i was doing over 10k a day without any line delay, i was the one to move back to the line and let others do their things, i was told several times that i was their best costumer, one of the CSR needed to travel for family emergency and have no $$, well i paid for her entire trip (points) without any hesitation, me relationship with them was both ways and they loved it.
The guy: for what i was told is in his 50's, retired cop (for what he said that day), i won't say the location here because the CSRs but you will know, you ....ed us all, you are an arrogant son of ....., .... YOU .....
Mod: my apologies and please feels free to delete at any time, just i can't get why this .... happens, i'm totally ok with share the price, but cant take .... like this, needed to say something .
Couple of weeks ago went to my "Super Friendly" WM for my round and immediately was told by my Super Friendly CSR at the Money Center that a day before they had a huge incident involving "One of US" and several Managers regarding Buying MO and BP, this guy" showed up and asked for MO/BP, there were 2 new guys in training and asked him for DL, in that moment this guys flip and started to screaming saying that he is a retired cop and he does not have to give anything to them bla, bla, bla, bla, that he has been doing this all the time and never have problems before (trowed everybody under the bus), so that day this WM was being inspecting and few WM high range guys were there witnessed all this ...., even security was called because this guy, well they stopped selling MO and doing BP but started the next day, yesterday was told that no more MO or BP using VGCs, they were allowed to continue after the incident because the Store Manager was waiting for a memo from the above, well he got it and they stopped doing this for good.
I'm not from that state but i fly there regularly for work and for the last 2.5 years i was doing my things there, built my trust at the point to share personal numbers and have great relationship with even the floor managers (yellow vest), i was doing over 10k a day without any line delay, i was the one to move back to the line and let others do their things, i was told several times that i was their best costumer, one of the CSR needed to travel for family emergency and have no $$, well i paid for her entire trip (points) without any hesitation, me relationship with them was both ways and they loved it.
The guy: for what i was told is in his 50's, retired cop (for what he said that day), i won't say the location here because the CSRs but you will know, you ....ed us all, you are an arrogant son of ....., .... YOU .....
Mod: my apologies and please feels free to delete at any time, just i can't get why this .... happens, i'm totally ok with share the price, but cant take .... like this, needed to say something .