Citi At&t Access More, 3x for online purchase.

lest anyone get excited about this CC, it's NLA and has AF of $95 IINM, for those who still have this card.

And it gives 10k anniversary points.

Getting the transaction not completed error again. Definitely under 15K for rolling 30 days. Last time I waited a few more days and it self resolved.

im getting the same error.

I have never encountered any issues, but I am wondering if anyone has systematically compiled data points to try to better understand GCM's "random" security.

There are a lot of factors that would be interesting: (i) velocity on prior successful orders, (ii) number of cards used on prior successful orders, (iii) number of billing addresses on various cards used on prior orders, (iv) prior level of activity through other GCM sources (e.g., Staples, Simon online, Simon in-mall), (v) consistency of IP address on GCM orders, (vi) use of VPN, (vii) amount of unused balances on prior successful orders from GCM, etc.

i would love to know as well. GCM seems to want to restrict customers from buying in volume. My spending trend is $1500 per order spread over 30 rolling days. I personally purchase on my home pc or iPhone.

Same cc. I only do purchase from GC.com using the same cc.

I've done at work before plenty of times and it routes through a proxy so I don't think there is any check on IP. My guess is its frequency, volume, etc. I think I had 3 last week so maybe that's why it denied me.

Anyone use separate accounts for home/work?

I always wonder if GCM is making or losing money on us. Seems like it has to be a loss at GCM, but maybe a profit at GC.com?

Delete

In a single orders?

GCM probably has some auto-flags set up for increased velocity and/or volume of orders, i.e. x % increase in y or less nr of days. If so it wouldn't affect you, especially if they set up those flags after you went full throttle or if those flags are also conditioned upon other variables, like zip codes etc.

The only time I received a call was when I was logged into my work vpn. They asked if I was travelling. I said no, guessed that they saw the last transaction was from a different IP, asked if it showed up as my work HQ location, and volunteered that I was on a work vpn. They said that makes sense and all was good. That ended up being the quickest order I ever received.

I always get a pop-up window on my iPad asking if GCM can check on my location. This is why I only place orders from my home or work but never when traveling. I think it's related to the IP address if orders get approved or not.

Its definitely not related to IP. My work is always shifting around IP addresses and my only declines have been when I'm at home. That said after I get a decline I try and wait a few days to see if it clears out.

When you change ip the location will not change but your home ip will change your location for sure