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Plastiq for rent, tuition, utilities, etc.(2017)

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Old Jan 31, 2017, 10:50 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.

Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa

Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16

Restrictions
New VISA payments are not being accepted for mortgages.
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Plastiq for rent, tuition, utilities, etc.(2017)

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Old Jul 22, 2017, 6:30 am
  #511  
 
Join Date: Oct 2003
Location: New York
Programs: DL, AA, BA, SPG
Posts: 271
Originally Posted by batmandds
Yes. I've done it many times.
And kept your promotional service fee? I just attempted this and in big red letters it says "Editing any scheduled payments will cause your service fee to reset to the current standard rate."
jmorgans is offline  
Old Jul 22, 2017, 8:13 am
  #512  
 
Join Date: Apr 2014
Location: MSP
Programs: AF Plat, DL Gold
Posts: 366
Yes I kept the promo fee. I emailed Plastiq to confirm.
batmandds is offline  
Old Jul 22, 2017, 9:08 am
  #513  
 
Join Date: Feb 2011
Posts: 849
Originally Posted by jmorgans
And kept your promotional service fee? I just attempted this and in big red letters it says "Editing any scheduled payments will cause your service fee to reset to the current standard rate."
I just tried this, and got the same message. Did you go ahead with it?
cruisingmickey is offline  
Old Jul 22, 2017, 1:33 pm
  #514  
 
Join Date: Oct 2003
Location: New York
Programs: DL, AA, BA, SPG
Posts: 271
Originally Posted by cruisingmickey
I just tried this, and got the same message. Did you go ahead with it?
Didn't try it yet. Haven't decided which card to use...
jmorgans is offline  
Old Jul 22, 2017, 11:02 pm
  #515  
 
Join Date: Nov 2014
Location: USA
Posts: 1,084
I still have a few more rent payments to do on my Att card else they'll claw back the first fee-free benefit. (I'm on the first free if you book six)

I snagged the Amex biz blue pref card recently and was hoping to use it for a rent payment since I don't have organic spend bandwidth to do $3k anytime soon.

What I'm thinking of doing is to change dates on the upcoming ATT payments, basically pushing them all up a month and schedule a one time payment w the Amex. That should work right?
slivrflyr is offline  
Old Jul 24, 2017, 10:36 pm
  #516  
 
Join Date: Jul 2011
Location: CCR
Posts: 326
Paying rent with the Prestige doesn't happen to code as loding/hotels does it?
slack455 is offline  
Old Jul 25, 2017, 10:50 am
  #517  
 
Join Date: Mar 2015
Posts: 6
Originally Posted by slack455
Paying rent with the Prestige doesn't happen to code as loding/hotels does it?
No, it does not. I tried it before
Luisrcastillo is offline  
Old Jul 25, 2017, 2:57 pm
  #518  
 
Join Date: Oct 2014
Location: PHL
Posts: 226
Originally Posted by slack455
Paying rent with the Prestige doesn't happen to code as loding/hotels does it?
Originally Posted by Luisrcastillo
No, it does not. I tried it before
I was wondering about this too, but I also didn't really expect to get the answer I wanted to hear. I have a mortgage payment to Wells Fargo that has generated a lot of points using CIP and ATTAM, but it sure would have been nice to have an easy and economical way to knock down the minimum spend for the new Prestige.
Last edited by Ratamacue; Jul 25, 2017 at 8:02 pm Reason: typo
Ratamacue is offline  
Old Jul 25, 2017, 5:29 pm
  #519  
 
Join Date: Jul 2017
Posts: 25
Does using Chase Ink Preferred and Venmo for rent/mortgage register as travel as some have eluded to inthe past or has that been changed?
BCon81 is offline  
Old Jul 26, 2017, 11:10 am
  #520  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
I tested all the categories on Plastiq with Visa and MC. The results are not good so far.
For MC most of the categories posted as utility and 2 posted as Misc. Govt. Services. (clubs and rent)
For Visa 2 categories coded as insurance (rent, real estate), and as CHARITABLE AND SOCIAL SERVICE ORGANIZATIONS (clubs) - this can probably be used with USB Flexperks to get 3x till the end of the year, the rest was GOVERNMENT SERVICES-NOT ELSEWHERE CLASSIFIED. So that means that insurance pays 3x when using Ink Preferred? I will try with Ink Plus/Cash next time, I don't have Preferred.
I did some tests with both Visa and MC after 22nd, and will see how many points I will get, but my statement closes on 19th.
yugi is offline  
Old Jul 27, 2017, 5:58 pm
  #521  
 
Join Date: May 2015
Programs: United Airlines, National, Holiday Inn, Marriot
Posts: 53
Services Similar to Plastiq
Are there any services anyone is happy with that are similar to Plastiq? I have to cut fee checks to a State agency that are not on a regular schedule and Plastiq takes too long to deliver the check?

Payment would be made with a Chase Sapphire Reserver or MP Select Visa.

Thanks in advance.
The DooDah Man is offline  
Old Jul 28, 2017, 6:23 pm
  #522  
 
Join Date: May 2006
Location: KSNA/KLAX
Programs: IML GOLD, Bonvoy LTPE, WOH Globalist, AAEXPLT
Posts: 645
How often do promos come, or are they far and few between? Just had to make a $20,000 insurance payment on the Citi Prestige (hate insurance companies, they made me pay entire year in advance) but the 1.75% helped considering its 2 months float plus 20k miles. Would definitely hold off on some payments if theres an expectation something might come out soon...

And are shipping companies (trucking, moving companies) able to classify as 3x shipping for Amex Business Gold rewards?
buylowsellhigh is offline  
Old Jul 28, 2017, 6:35 pm
  #523  
 
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
Originally Posted by etullos
Are there any services anyone is happy with that are similar to Plastiq? I have to cut fee checks to a State agency that are not on a regular schedule and Plastiq takes too long to deliver the check?

Payment would be made with a Chase Sapphire Reserver or MP Select Visa.

Thanks in advance.
Would be interested as well. Not sure why it takes so long on some.
dinanm3atl is offline  
Old Aug 6, 2017, 6:20 pm
  #524  
 
Join Date: Sep 2012
Posts: 4,431
LAst month DoC wrote that Visa is no longer allowed for Plastiq mortgage payments. So VGC no longer work? Staples has a promo right now and Plastiq is my usual mode of liquidation.
DaveInLA is offline  
Old Aug 6, 2017, 6:57 pm
  #525  
 
Join Date: Sep 2015
Posts: 576
Originally Posted by DaveInLA
LAst month DoC wrote that Visa is no longer allowed for Plastiq mortgage payments. So VGC no longer work? Staples has a promo right now and Plastiq is my usual mode of liquidation.
i recall saying that it depends on the size of the mortgage company. so its YMMV. Give it a try.

doing VGC on plastiq is 1% fee right?
BuBu4 is offline  



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