Last edit by: ChrisFlyer66
This thread includes all posts for 2016 onwards. The previous 2013- 2014 megathread is here. The 2015 thread is here.
This card is no longer available to new applicants!
Bonus category spending is now capped at $50,000 per year.
Oct 22, 2014 onwards: Many people getting cancellation email from Amex.
Amex may continue to close accounts for excessive spend in bonus categories. Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.
If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.
Excessive MS on this card may sever your ties with Amex. Consider factors that may have led to these closures when sharing personal experiences.
Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500¹ spend in a reward year², you will earn 1% on Everyday Purchases³ (5% after 6500⁴), and 0.5% on other purchases (then 1%).
0% intro APR on purchases and balance transfers for 15 months.
Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)
¹ First '$6,500' is spend on all purchases.
³ 'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.
⁴ 5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.
* Reward dollars for the previous statement period show up a day or two after the current statement period closes.
* Most cash back redemptions will be applied to your statement within 2–3 days.
* Helpful post regarding moving CL between cards. Thanks lad2
* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.
If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
This card is no longer available to new applicants!
Bonus category spending is now capped at $50,000 per year.
Oct 22, 2014 onwards: Many people getting cancellation email from Amex.
Amex may continue to close accounts for excessive spend in bonus categories. Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.
If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.
Excessive MS on this card may sever your ties with Amex. Consider factors that may have led to these closures when sharing personal experiences.
Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500¹ spend in a reward year², you will earn 1% on Everyday Purchases³ (5% after 6500⁴), and 0.5% on other purchases (then 1%).
0% intro APR on purchases and balance transfers for 15 months.
Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)
¹ First '$6,500' is spend on all purchases.
³ 'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.
⁴ 5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.
* Reward dollars for the previous statement period show up a day or two after the current statement period closes.
* Most cash back redemptions will be applied to your statement within 2–3 days.
* Helpful post regarding moving CL between cards. Thanks lad2
* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.
If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
Old Amex Blue (2016 onwards)[not taking new applications]
#497
Join Date: Oct 2012
Posts: 299
as of March 14 when I suspended my MS due to virus..yes 5% biz as usual!!
#499
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Crap, 3 of 3 cards removing benefits..most upset with removal of extended warranty...first discover, then citi now this - will have no cards left with any warranty perk ;(
Anyone have any suggestions of cards that have it still, other than costco citi and simplicity?
Anyone have any suggestions of cards that have it still, other than costco citi and simplicity?
#500
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Are purchases at Simon mall still count for initial $6500 spend?
#501
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
#502
Join Date: Jan 2014
Posts: 136
#503
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Yes that is the case now. You might get away with it if they can't tell you are buying gift cards, but they RAT keeps getting better and better at catching people.
#506
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,442
Buying $500 worth of groceries isn't unheard of, but having a $3000 bill will give the Rats orgasmic pleasure in busting the miscreant
#507
Join Date: Jan 2016
Posts: 369
Woah.
I knew they nixed the 5% rewards on simon purchases, but now they don't even count for the initial $6.5K? I take it the $3K amex GCs that I used the year before last, now won't work either?
I have some non-L3 options, but are there any ways to indicate it's counting, like do they earn .5%/1% if they do and nothing if they don't?
I knew they nixed the 5% rewards on simon purchases, but now they don't even count for the initial $6.5K? I take it the $3K amex GCs that I used the year before last, now won't work either?
I have some non-L3 options, but are there any ways to indicate it's counting, like do they earn .5%/1% if they do and nothing if they don't?
#508
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Woah.
I knew they nixed the 5% rewards on simon purchases, but now they don't even count for the initial $6.5K? I take it the $3K amex GCs that I used the year before last, now won't work either?
I have some non-L3 options, but are there any ways to indicate it's counting, like do they earn .5%/1% if they do and nothing if they don't?
I knew they nixed the 5% rewards on simon purchases, but now they don't even count for the initial $6.5K? I take it the $3K amex GCs that I used the year before last, now won't work either?
I have some non-L3 options, but are there any ways to indicate it's counting, like do they earn .5%/1% if they do and nothing if they don't?
#509
Join Date: Jan 2016
Posts: 369